2674 WOODRIDGE CT APT 2, 2, PLACERVILLE, CA 95667-4036
Mortgage
Document Number
0000030100
Date
Oct 22, 2025
Instrument
2025-0030100
Lender
Name
SUN WEST MORTGAGE COMPANY INC
Type
Mortgage Company
Agreement
Type
Conventional Mortgage
Amount
Amount on Record
Term
361 Months
Due
Nov 1, 2055
Interest
Rate Type
Adjustable Rate
Rate
5.5%
Type Change Date
Nov 1, 2030
Change Frequency
6 Months
Min Rate At Change
3.5%
Max Rate At Change
7.5%
Index
SOFR Average 30-Day
Margin
3
Max Rate
10.5%
August 2021: Grant Deed, Transfer
Document Type
Grant Deed
Jurisdiction
EL DORADO CA
Recording Date
Aug 20, 2021
Property Address
3291 PROMENADE LN, PLACERVILLE, CA 95667-9249
Document Number
0000054183
Instrument Date
Jul 7, 2021
Instrument
2021-0054183
Transaction Type
Transfer
Record Updated
Sep 2, 2021
Transaction
Tax
$0.00
Amount Accuracy
Transfer Tax Exempt
Additional
Arm's Length
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
4764 BEACH DR SW, SEATTLE, WA 98116-4362
May 2021: Grant Deed, Transfer
Document Type
Grant Deed
Jurisdiction
EL DORADO CA
Recording Date
May 18, 2021
Property Address
3291 PROMENADE LN, PLACERVILLE, CA 95667-9249
Document Number
0000033871
Instrument Date
May 14, 2021
Instrument
2021-0033871
Transaction Type
Transfer
Record Updated
Jun 2, 2021
Title Company
FIDELITY NATIONAL TITLE, FIDELITY NATL TTL CO OF CA
Transaction
Amount
Amount on Record
Tax
$0.00
Amount Accuracy
Rounded by County
Additional
Arm's Length
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Joint Tenants
Address
4767 BEACH DR SW, SEATTLE, WA 98116-4340
January 2018: Grant Deed, Transfer
Document Type
Grant Deed
Jurisdiction
EL DORADO CA
Recording Date
Jan 19, 2018
Property Address
3291 PROMENADE LN, PLACERVILLE, CA 95667-9249
Document Number
0000001995
Instrument Date
Jan 12, 2018
Instrument
2018-0001995
Transaction Type
Transfer
Record Updated
Jul 30, 2021
Title Company
PLACER TITLE CO
Transaction
Amount
Amount on Record
Downpayment
Downpayment on Record
Loan-to-Value (LTV)
LTV on Record
Tax
$0.00
Amount Accuracy
Rounded by County
Additional
Arm's Length
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Joint Tenants
Address
3291 POMENADE LN, PLACERVILLE, CA 95667-9249
Mortgage
Document Number
0000001996
Date
Jan 19, 2018
Instrument
2018-0001996
Lender
Name
HOMESTREET BANK
Type
Bank
Agreement
Type
FHA Mortgage
Amount
Amount on Record
Term
361 Months
Due
Feb 1, 2048
Tax Assessment & Valuation
The 2025 property tax bill for 3291 Promenade Ln was $7,491.
Source: El Dorado County assessment roll, as of September 16, 2026
Property Jurisdictions
Type
Name
State
California
County
El Dorado County
Secondary School District
El Dorado Union High School District (09 - 12)
Elementary School District
Placerville Union Elementary School District (KG - 08)
Tax Bill & Assessment History
Year
Tax Bill
Assessed Value
2026
$625,000 (-6.11%)Land $125,000Building $500,000
2025
$7,491.00
$665,694Land $108,242Building $557,452
2023
$7,251.00 (+1.36%)
$639,846Land $104,040Building $535,806
2022
$7,154.00
Assessed value is set for property tax purposes and is not a market price estimate.
Flood
FEMA maps place 3291 Promenade Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2018.
Source: FEMA National Flood Hazard Layer, effective August 25, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
FEMA Flood Zone
Zone X minimal risk
Flood Insurance Requirement
Not required lenders may require it
Nearby Flood Policies
5 in force
Nearby Flood Claims
1 (2018)
Claims Outside the SFHA
1 of 1
Most Recent Claim
Mar 2018 · river or lake flooding
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire
Wildfire risk around 3291 Promenade Ln is extreme, ranking above 96% of the US, with a 1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
Wildfire Risk
Extreme above 96% of the US · above 84% of California
Wildfire Likelihood
1% annual chance
Exposure
Direct burnable vegetation
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Drinking Water
Source: EPA Safe Drinking Water Information System, as of September 2026
Water System
EL DORADO ID - MAIN serves 128,408 people · EPA ID CA0910001
Water Source
Surface water
Last State Inspection
Feb 2025
Lead
Under 1 ppb (2024–2026) action level 15 ppb
Violations Reported to EPA
Water Quality
None last 10 years
Treatment and Procedure
None last 10 years
Monitoring and Reporting
None last 3 years
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Internet Providers
Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025
Provider
Max Down / Up (Mbps)
Zeta Broadband Fixed Wireless
400 / 50
Cal.net Fixed Wireless
100 / 20
May also be available: AT&T, Rocky Ridge Wireless, Verizon.