Hernando County property record for 3291 Guava Ln, Spring Hill, FL 34609
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,955 sqft · built 2013 |
| Lot Size | 0.3 acres (13,068 sqft) |
| Owner | Individual Name on File |
| Last Sale | $199,000 (Mar 2019) |
| Tax Bill | $2,562 (2025) |
| Deeds & Mortgages | Feb 2024 Line of Credit Apr 2022 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R32-323-17-5240-1639-0230 |
| Primary APN | R32-323-17-5240-1639-0230 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,955 sqft Living Area |
| 1st Floor Area | 1,955 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2013 |
|---|---|
| Exterior Material | Stucco |
| Construction Type | Concrete |
| Foundation Type | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 13,068 sqft (0.3 acres) |
| Lot Dimensions | 144 ft deep x 67 ft wide |
| Garage Area | 399 sqft |
| Parking Spaces | 1 Parking Space |
| Pool Area | 336 sqft |
|---|---|
| Porch | Porch |
| Porch Area | 54 sqft |
| Deck Area | 483 sqft |
| Patio Area | 100 sqft |
| Utility Building | 120 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 00645298 |
|---|---|
| Street Address | 3291 GUAVA LN |
| City | SPRING HILL |
| State | FL |
| Zip | 34609-0851 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SPRING HILL UNIT 24 BLK 1639 LOT 23 |
| Legal Range | 18E |
| Legal Township | 23S |
| Legal Section | 15 |
| Legal Subdivision | SPRING HILL UNIT 24 |
| Legal Block | 1639 |
| Legal Lot Number | 23 |
| Legal Unit | 24 |
| Jurisdiction | HERNANDO FL |
| Township / Civil Division | SPRING HILL |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 40908 |
3291 Guava Ln is owned and occupied by an individual who bought it in March 2019.
Source: Hernando County records, as of December 10, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 3291 GUAVA LN, SPRING HILL, FL 34609-0851 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 21, 2024 | Deed of Trust, Mortgage · Line of Credit SUNCOAST CU |
| Apr 1, 2022 | Deed of Trust, Mortgage · Conventional Mortgage DISCOVER BANK |
| Jul 14, 2020 | Deed of Trust, Mortgage · FHA Mortgage AMERIHOME MORTGAGE COMPANY LLC |
| Mar 21, 2019 | Warranty Deed, Transfer · FHA Mortgage SUCCESS MORTGAGE PARTNERS INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 21, 2019 · Amount on File |
| Deed Sale | Mar 21, 2019 · Amount on File |
| Prior Sale | Mar 7, 2013 · Amount on File |
| Deed Document Number | 2019016952 |
| Deed Book / Page | 3682 / 0618 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HERNANDO FL |
| Property Address | 3291 GUAVA LN, SPRING HILL, FL 34609-0851 |
| Transaction Type | Mortgage |
| Record Updated | Mar 8, 2024 |
| Name | Verified Name |
|---|---|
| Address | 3291 GUAVA LN, SPRING HILL, FL 34609-0851 |
| Document Number | 0043931573 |
|---|---|
| Date | Feb 21, 2024 |
| Book Page | 4393/1573 |
| Instrument | 2024010438 |
| Name | SUNCOAST CU |
|---|---|
| Type | Credit Union |
| Address | TAMPA, FL 33680 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 276 Months |
| Due | Feb 20, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HERNANDO FL |
| Property Address | 3291 GUAVA LN, SPRING HILL, FL 34609-0851 |
| Transaction Type | Mortgage |
| Record Updated | May 4, 2022 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 3291 GUAVA LN, SPRING HILL, FL 34609-0851 |
| Document Number | 0041500197 |
|---|---|
| Date | Apr 1, 2022 |
| Book Page | 4150/197 |
| Instrument | 2022025235 |
| Name | DISCOVER BANK |
|---|---|
| Type | Bank |
| Address | GREENWOOD, DE 19950 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 4, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HERNANDO FL |
| Property Address | 3291 GUAVA LN, SPRING HILL, FL 34609-0851 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0038620701 |
|---|---|
| Date | Jul 14, 2020 |
| Book Page | 3862/701 |
| Instrument | 2020042175 |
| Name | AMERIHOME MORTGAGE COMPANY LLC |
|---|---|
| Type | Mortgage Company |
| Address | THOUSAND OAKS, CA 91362 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | Mar 21, 2019 |
| Property Address | 3291 GUAVA LN, SPRING HILL, FL 34609-0851 |
| Document Number | 0036820618 |
| Book / Page | 3682 / 0618 |
| Map Reference | MB 10 PG 53-60 |
| Instrument Date | Mar 5, 2019 |
| Instrument | 2019016952 |
| Transaction Type | Transfer |
| Record Updated | Dec 7, 2021 |
| Title Company | SUNSET TITLE SERVICES |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,393.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 91 1001 KEAUNUI DRIVE EWA BEACH HAWAII 9607675, 91, XX 00000 |
| Name | Verified Name |
|---|---|
| Address | 3291 GUAVA LN, SPRING HILL, FL 34609-0851 |
| Investor | Possibly a Property Investor |
| Document Number | 2019016953 |
|---|---|
| Date | Mar 21, 2019 |
| Instrument | 2019016953 |
| Name | SUCCESS MORTGAGE PARTNERS INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2049 |
The 2025 property tax bill for 3291 Guava Ln was $2,562 with an additional exemption.
Source: Hernando County assessment roll, as of October 31, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Hernando County |
| Unified School District | Hernando County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,562.00 Additional exemption filed | $218,923 | $304,961 Land $42,828 Building $262,133 |
| 2023 | $204,975 Land $204,975 | ||
| 2022 | $2,512.00 | $308,451 Land $41,700 Building $266,751 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3291 Guava Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 11 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 1 (2012) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2012 · Tropical Storm Debby |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3291 Guava Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 18 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 183 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Open Infra Fiber | 8,000 / 8,000 |
| WOW Internet, Cable & Phone Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures