Bosque County property record for 3291 FM 2490, Valley Mills, TX 76689
| Property Type | Rural Home |
|---|---|
| Details | 1,950 sqft · built 2021 |
| Lot Size | 5 acres (217,800 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $5,872 (2026) |
| Deeds & Mortgages | Jun 2021 Construction Loan Mar 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R40443 |
| Primary APN | R40443 |
|---|
| Building Area | 1,950 sqft Living Area |
|---|---|
| 1st Floor Area | 1,950 sqft |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Lot Area | 217,800 sqft (5 acres) |
| Garage Type | Attached |
| Garage Area | 528 sqft |
| Street Address | 3291 FM 2490 |
|---|---|
| City | VALLEY MILLS |
| State | TX |
| Zip | 76689-2633 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | ABST A0424 JACKSON, G |
| Jurisdiction | BOSQUE TX |
| Township / Civil Division | CLIFTON |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 950400 |
3291 FM 2490, a rural home, is owned and occupied by two individuals.
Source: Bosque County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3291 FM 2490, VALLEY MILLS, TX 76689-2633 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 10, 2021 | Deed of Trust, Mortgage · Construction Mortgage CENTRAL NATIONAL BANK |
| Mar 9, 2022 | Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BOSQUE TX |
| Property Address | 3291 FM 2490, VALLEY MILLS, TX 76689-2633 |
| Transaction Type | Mortgage |
| Record Updated | Dec 13, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0202102197 |
|---|---|
| Date | Jun 10, 2021 |
| Instrument | 2021-02197 |
| Name | CENTRAL NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | WOODWAY, TX 76712 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BOSQUE TX |
| Property Address | 3291 FM 2490, VALLEY MILLS, TX 76689-2633 |
| Transaction Type | Mortgage |
| Record Updated | Dec 13, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0202200907 |
|---|---|
| Date | Mar 9, 2022 |
| Instrument | 2022-00907 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Apr 1, 2037 |
The 2026 property tax bill for 3291 FM 2490 was $5,872 with a homeowner's exemption, up 30.5% from the year before.
Source: Bosque County assessment roll, as of October 20, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Bosque County |
| Unified School District | Clifton Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,872.00 (+30.49%) Homeowner's exemption | $472,552 (+4.43%) Land $110,000 Building $362,552 | $472,552 (+4.43%) Land $110,000 Building $362,552 |
| 2025 | $4,500.00 Homeowner's exemption | $452,494 Land $110,000 Building $342,494 | $452,494 Land $110,000 Building $342,494 |
| 2023 | $410,949 Land $55,000 Building $355,949 | $410,949 Land $55,000 Building $355,949 | |
| 2022 | $6,387.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3291 FM 2490 in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3291 FM 2490 is high, ranking above 74% of the US, with a 0.3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 74% of the US · above 65% of Texas |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Nextlink Fixed Wireless | 500 / 100 |
5G (outdoors only) and 4G LTE
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