Santa Rosa County property record for 3291 Cabot Cv, Navarre, FL 32566
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,265 sqft · built 1997 |
| Lot Size | 2.36 acres (102,889 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $853,500 (Nov 2022) |
| Tax Bill | $2,841 (2024) |
| Deeds & Mortgages | Nov 2022 Sale & Mortgage Jan 2022 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-2S-27-0000-00500-0000 |
| Primary APN | 02-2S-27-0000-00500-0000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,265 sqft Heated Area |
| Gross Area | 3,091 sqft |
| 1st Floor Area | 2,265 sqft |
| Upper Floors Area | 566 sqft |
| Flooring | Carpet |
| Interior Walls | Custom/Decorative |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Fiber Cement Siding |
| Construction Type | Wood |
| Foundation Type | Masonry |
| Roof Material | Metal |
| Lot Area | 102,889 sqft (2.36 acres) |
| Lot Dimensions | 7,000 ft deep x 1,470 ft wide |
| Garage Type | Mixed |
| Garage Area | 560 sqft |
| Carport | Carport |
| Carport Area | 2 sqft |
| RV Parking | RV Parking |
| Porch | Porch |
|---|---|
| Porch Area | 494 sqft |
| Deck Area | 16 sqft |
| Shed | 1 Shed |
| Shed Area | 1 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Account Number | 022S270000005000000 |
|---|---|
| Street Address | 3291 CABOT CV |
| City | NAVARRE |
| State | FL |
| Zip | 32566-9765 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | *DESCRIPTION UPDATE FOR 2023* N 79 FT OF FRAC SEC 2 TOWNSHIP 2 SOUTH RANGE 27 WEST LYING N OF EASTBAY AS DES OR 4340 PG 2070 |
| Legal Range | 27W |
| Legal Township | 02S |
| Legal Section | 02 |
| Legal Subdivision | WEST |
| Jurisdiction | SANTA ROSA FL |
| Township / Civil Division | HOLLEY-NAVARRE |
| Census Block Group | 1 |
| Census Block | 1229 |
| Census Tract | 10802 |
Source: Santa Rosa County records, as of October 27, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 3291 CABOT CV, NAVARRE, FL 32566-9765 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 1, 2022 | Warranty Deed, Transfer · Conventional Mortgage MORTGAGE TRUST INC |
| Jan 19, 2022 | Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP |
| Apr 13, 2021 | Deed of Trust, Mortgage · Conventional Mortgage LADERA LENDING INC |
| Nov 18, 2019 | Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 1, 2022 · Amount on Record |
| Deed Sale | Nov 1, 2022 · Amount on Record |
| Prior Sale | Nov 18, 2019 · Amount on Record |
| Deed Document Number | 202261683 |
| Deed Book / Page | 4340 / 2070 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Nov 1, 2022 |
| Property Address | 3291 CABOT CV, NAVARRE, FL 32566-9765 |
| Document Number | 0043402070 |
| Book / Page | 4340 / 2070 |
| Instrument Date | Oct 27, 2022 |
| Instrument | 202261683 |
| Transaction Type | Transfer |
| Record Updated | Nov 21, 2022 |
| Title Company | PURE TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,974.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 506 NAVARRE ST, 506, GULF BREEZE, FL 32561-4136 |
| Name | Verified Name |
|---|---|
| Address | 3291 CABOT CV, NAVARRE, FL 32566-9765 |
| Investor | Possibly a Property Investor |
| Document Number | 0043402072 |
|---|---|
| Date | Nov 1, 2022 |
| Instrument | 4340/2072 |
| Name | MORTGAGE TRUST INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 3291 CABOT CV, NAVARRE, FL 32566-9765 |
| Transaction Type | Mortgage |
| Record Updated | Feb 23, 2022 |
| Name | Verified Name |
|---|---|
| Address | 3291 CABOT CV, NAVARRE, FL 32566-9765 |
| Document Number | 0042341808 |
|---|---|
| Date | Jan 19, 2022 |
| Book Page | 4234/1808 |
| Instrument | 202203295 |
| Name | AMERISAVE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | ATLANTA, GA 30305 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 3291 CABOT CV, NAVARRE, FL 32566-9765 |
| Transaction Type | Mortgage |
| Record Updated | Jun 3, 2021 |
| Title Company | UNISOURCE |
| Name | Verified Name |
|---|---|
| Address | 3291 CABOT CV, NAVARRE, FL 32566-9765 |
| Document Number | 0041030064 |
|---|---|
| Date | Apr 13, 2021 |
| Book Page | 4103/64 |
| Instrument | 202124422 |
| Name | LADERA LENDING INC |
|---|---|
| Type | Mortgage Company |
| Address | LADERA RANCH, CA 92694 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Nov 18, 2019 |
| Property Address | 3291 CABOT CV, NAVARRE, FL 32566-9765 |
| Document Number | 0038901730 |
| Book / Page | 3890 / 1730 |
| Instrument Date | Nov 14, 2019 |
| Instrument | 201951780 |
| Transaction Type | Transfer |
| Record Updated | Dec 14, 2021 |
| Title Company | RELIABLE LAND TITLE CORP |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,193.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3291 CABOT CV, NAVARRE, FL 32566-9765 |
| Document Number | 0038901731 |
|---|---|
| Date | Nov 18, 2019 |
| Instrument | 3890/1731 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2049 |
Source: Santa Rosa County assessment roll, as of July 1, 2024
| Type | Name |
|---|---|
| State | Florida |
| County | Santa Rosa County |
| Unified School District | Santa Rosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $2,841.00 (+2.23%) Homeowner's exemption | $270,153 (+3%) | $501,496 (+0.37%) Land $195,657 Building $305,839 |
| 2023 | $2,779.00 (-38.42%) Homeowner's exemption | $262,284 (-35.92%) | $499,652 (+5.72%) Land $195,657 Building $303,995 |
| 2022 | $4,513.00 Homeowner's exemption | $409,280 | $472,607 Land $177,870 Building $294,737 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 198 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 198 in force |
| Nearby Flood Claims | 133 (1995–2024) |
| Claims Outside the SFHA | 28 of 133 |
| Most Recent Claim | Jun 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 62% of the US · lower than 62% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOLLEY-NAVARRE WATER SYSTEM public/private · serves 47,793 people · EPA ID FL1570349 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | 6 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 116 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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