3291 2nd Ave S, Esto (Bonifay), FL 32425 Property Records

Holmes County property record for 3291 2nd Ave S, Esto, FL 32425

Property Summary

Property Type	Mobile Home
Details	1.5 ba · 896 sqft · built 1995
Lot Size	1.29 acres (56,410 sqft)
Owner	Individual Name on File
Last Sale	$25,300 (Feb 2024)
Tax Bill	$480 (2025)
Deeds & Mortgages	Jan 2026 Mortgage Feb 2024 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0328.02-002-13S-005.100`

Property Details

APN / Parcel Number

Primary APN	`0328.02-002-13S-005.100`
Alternative APN	`0328.20002013S0005.100`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	896 sqft Living Area
Gross Area	1,112 sqft
1st Floor Area	896 sqft
Flooring	Carpet
Interior Walls	Paneling

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Mobile Home
Exterior Material	Metal
Construction Type	Metal Frame
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	56,410 sqft (1.29 acres)
Lot Dimensions	190 ft deep x 297 ft wide
Porch	Attached Porch
Porch Area	192 sqft
Utility Building	80 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	3291 2ND AVE S
City	ESTO
State	FL
Zip	32425-3559
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	RES LOT 3 IN BLOCK 13 SOUTH OF L&N RAILRD AND W OF MAIN ST IN TOWN OF ESTO FL BEING IN S28 T7N R14W HO CO FL
Legal Range	14W
Legal Township	07S
Legal Section	28
Legal Subdivision	2-00
Legal Block	13
Legal Lot Number	3
Jurisdiction	HOLMES FL
Township / Civil Division	ESTO-NOMA
Census Block Group	2
Census Block	2041
Census Tract	960100

Owner

3291 2nd Ave S, a mobile home, is owned and occupied by an individual who bought it in February 2024.

Source: Holmes County records, as of February 12, 2026

Owner of Record	Individual Name on File
Mailing Address	3291 2ND AVE S, BONIFAY, FL 32425-3559
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 12, 2026	Deed of Trust, Mortgage · Closed-End Mortgage FORTE BANK
Feb 15, 2024	Quit Claim Deed, Transfer Quitclaim
Apr 16, 2018	Warranty Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 15, 2024 · Amount on File
Deed Sale	Feb 15, 2024 · Amount on File
Deed Document Number	2024595
Deed Book / Page	672 / 649
Prior Transfer Date	Jul 9, 2020
Prior Transfer Doc	0000002725
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOLMES FL
Property Address	3291 2ND AVE S, ESTO, FL 32425-3559
Transaction Type	Mortgage
Record Updated	Feb 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3291 2ND AVE S, BONIFAY, FL 32425-3559

Mortgage

Document Number	0007060118
Date	Jan 12, 2026
Book Page	706/118
Instrument	202630000104

Lender

Name	FORTE BANK
Type	Bank
Address	HARTFORD, AL 36344

Agreement

Type	Closed-End Mortgage
Amount	Amount on Record
Term	119 Months
Due	Dec 22, 2035

February 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HOLMES FL
Recording Date	Feb 15, 2024
Property Address	3291 2ND AVE S, BONIFAY, FL 32425-3559
Document Number	0006720649
Book / Page	672 / 649
Instrument Date	Feb 12, 2024
Instrument	202430000595
Transaction Type	Transfer
Record Updated	Mar 1, 2024

Transaction

Amount	Amount on Record
Tax	$177.10
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3046 HWY Z, BONIFAY, FL 32425

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3291 2ND AVE S, ESTO, FL 32425-3559

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HOLMES FL
Recording Date	Apr 16, 2018
Property Address	2ND AVE, BONIFAY, FL 32425
Document Number	0005720591
Book / Page	000572 / 000591
Instrument Date	Apr 9, 2018
Instrument	30001516
Transaction Type	Transfer
Record Updated	Jan 2, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	210 S 3RD AVE HARTFORD AL 363441639, HARTFORD, AL 36344-1639

Tax Assessment & Valuation

The 2025 property tax bill for 3291 2nd Ave S was $480, up 38.7% from the year before.

Source: Holmes County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Holmes County
Municipality	Esto Town
Unified School District	Holmes County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$480.00 (+38.73%)	$27,596 (+35.45%) Land $10,814 Building $16,782	$27,596 (+35.45%) Land $10,814 Building $16,782
2024	$346.00 (+8.81%)	$20,373 (+9.3%) Land $8,658 Building $11,715	$20,373 (+9.3%) Land $8,658 Building $11,715
2023	$318.00 (-3.05%)	$18,639 (-) Land $6,926 Building $11,713	$18,639 (-) Land $6,926 Building $11,713
2022	$328.00	$18,639 Land $6,926 Building $11,713	$18,639 Land $6,926 Building $11,713

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3291 2nd Ave S in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	6 (1994–2009)
Claims Outside the SFHA	1 of 6
Most Recent Claim	Mar 2009 · Severe Storms, Flooding, Tornadoes, And Straight-line Winds
Claims by Event	Severe Storms And Flooding (tropical Storm Alberto), Jul 1994 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3291 2nd Ave S is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF ESTO serves 360 people · EPA ID FL1300247
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Verizon Fixed Wireless	25 / 6

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on 2nd Ave S

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures