32909 Soquel St, Union City, CA 94587 Property Records

Alameda County property record for 32909 Soquel St, Union City, CA 94587

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,976 sqft · built 1980
Lot Size	0.149 acres (6,490 sqft)
Owner	2 Individual Names on File
Last Sale	$1,485,000 (Jun 2021)
Tax Bill	$20,953 (2025)
Deeds & Mortgages	Jun 2021 Sale & Mortgage Apr 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`543-423-62`

Property Details

APN / Parcel Number

Primary APN	`543-423-62`
Alternative APN	`543-0423-062-00`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,976 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1982
Architectural Style	L-Shape
Exterior Material	Stucco
Construction Type	Wood
Roof Material	Wood Shingle
Lot Area	6,490 sqft (0.149 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	32909 SOQUEL ST
City	UNION CITY
State	CA
Zip	94587-5557
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT: 00049 BLK: TR: 4452
Legal Subdivision	TRACT 4452
Legal Tract	4452
Legal Lot Number	49
Jurisdiction	ALAMEDA CA
Township / Civil Division	FREMONT
Census Block Group	2
Census Block	2000
Census Tract	441501

Owner

32909 Soquel St is owned and occupied by two individuals who bought it in June 2021.

Source: Alameda County records, as of August 5, 2026

Owner of Record	2 Individual Names on File
Mailing Address	32909 SOQUEL ST, UNION CITY, CA 94587-5557
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2021	Grant Deed, Transfer · Conventional Mortgage PNC BANK NA
Apr 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
Aug 7, 2020	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
Feb 9, 2019	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA
Oct 20, 2017	Deed of Trust, Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 16, 2021 · Amount on File
Deed Sale	Jun 16, 2021 · Amount on File
Prior Sale	Aug 2, 2013 · Amount on File
Deed Document Number	2021218023
Prior Transfer Date	Oct 8, 1993
Prior Transfer Doc	0000422628
Record Updated	Oct 29, 2026

June 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALAMEDA CA
Recording Date	Jun 16, 2021
Property Address	32909 SOQUEL ST, UNION CITY, CA 94587-5557
Document Number	0000218023
Map Reference	MB 118 PG 33
Instrument Date	Jun 9, 2021
Instrument	2021218023
Transaction Type	Transfer
Record Updated	Jul 5, 2021
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	32909 SOQUEL ST, UNION CITY, CA 94587-5557

Mortgage

Document Number	0000218024
Date	Jun 16, 2021
Instrument	2021218024

Lender

Name	PNC BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.37%
Type Change Date	Jul 1, 2028
Change Frequency	Annually
Min Rate At Change	2.5%
Max Rate At Change	7.37%
Index	1-Year CMT
Max Rate	7.37%

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	32909 SOQUEL ST, UNION CITY, CA 94587-5557
Transaction Type	Mortgage
Record Updated	May 19, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32909 SOQUEL ST, UNION CITY, CA 94587-5557

Mortgage

Document Number	0000167024
Date	Apr 29, 2021
Instrument	2021167024

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

Interest

Rate Type	Fixed Rate
Type Change Date	May 1, 2026
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	7.75%
Index	1-Year LIBOR
Max Rate	7.75%

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	32909 SOQUEL ST, UNION CITY, CA 94587-5557
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	BOSTON NATIONAL TTL AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32909 SOQUEL ST, UNION CITY, CA 94587-5557

Mortgage

Document Number	0000192303
Date	Aug 7, 2020
Instrument	2020192303

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.25%
Type Change Date	Aug 1, 2025
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.25%
Index	1-Year LIBOR
Max Rate	8.25%

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	32909 SOQUEL ST, UNION CITY, CA 94587-5557
Document Number	0000038205
Instrument Date	Feb 9, 2019
Transaction Type	Mortgage
Record Updated	Mar 18, 2019
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE INC-OMAHA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32909 SOQUEL ST UNION CITY CA 945875557, UNION CITY, CA 94587-5557

Mortgage

Document Number	0000038205
Date	Feb 28, 2019
Instrument	38205

Lender

Name	BANK OF AMERICA
Type	Bank
Address	TAMPA, FL 33634

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	32909 SOQUEL ST, UNION CITY, CA 94587-5557
Document Number	0000238877
Instrument Date	Oct 20, 2017
Transaction Type	Mortgage
Record Updated	Nov 28, 2017
Title Company	TSI TITLE COMPANY/CA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	32909 SOQUEL ST UNION CITY CA 945875557, UNION CITY, CA 94587-5557

Mortgage

Document Number	0000238877
Date	Oct 30, 2017
Instrument	238877

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount on Record
Term	360 Months
Due	Oct 29, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.37%

Tax Assessment & Valuation

The 2025 property tax bill for 32909 Soquel St was $20,953 with a homeowner's exemption.

Source: Alameda County assessment roll, as of August 5, 2026

Property Jurisdictions

Type	Name
State	California
County	Alameda County
Municipality	Union City
Unified School District	New Haven Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,632,528 (+1.56%) Land $491,858 Building $1,147,670
2025	$20,953.00 Homeowner's exemption	$1,607,393 Land $482,218 Building $1,125,175
2023	$20,226.00 Homeowner's exemption	$1,544,993 Land $463,498 Building $1,081,495	$1,540,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 32909 Soquel St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 32909 Soquel St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALAMEDA COUNTY WATER DISTRICT serves 344,000 people · EPA ID CA0110001
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 799 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
RobinsonHSS Fixed Wireless	1,000 / 1,000
Tekify Fiber & Wireless Fixed Wireless	570 / 120
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100
Sail Internet Fixed Wireless	200 / 100
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: GeoLinks.

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