Macomb County property record for 32905 Whispering Ln, Chesterfield, MI 48047
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 2 ba · 1,448 sqft · built 1995 |
| Lot Size | 0.14 acres (6,098 sqft) |
| Owner | Company Name on File |
| Last Sale | $189,900 (Dec 2002) |
| Tax Bill | $2,707 (2025) |
| Deeds & Mortgages | Apr 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-09-26-102-057 |
| Primary APN | 15-09-26-102-057 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,448 sqft Living Area |
| 1st Floor Area | 1,442 sqft |
| Basement Area | 1,442 sqft |
| Unfinished Basement | 1,442 sqft |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1997 |
| Architectural Style | Ranch |
| Lot Area | 6,098 sqft (0.14 acres) |
| Lot Dimensions | 120 ft deep x 51 ft wide |
| Garage Area | 406 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 32905 WHISPERING LN |
|---|---|
| City | CHESTERFIELD |
| State | MI |
| Zip | 48047-3388 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | RM2 MU |
| Legal Description | WATERVIEW CONDOMINIUMS; MCCP NO 428; UNIT 57 |
| Legal Subdivision | WATERVIEW |
| Legal Unit | 57 |
| Jurisdiction | MACOMB MI |
| Township / Civil Division | CHESTERFIELD |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 222500 |
32905 Whispering Ln, a condominium, is owned by a company that acquired it in June 2024 and is owner-occupied.
Source: Macomb County records, as of October 19, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 32905 WHISPERING LN, CHESTERFIELD, MI 48047-3388 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Life Estate |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 9, 2002 · Amount on File |
| Deed Sale | Dec 9, 2002 · Amount on File |
| Prior Sale | Aug 14, 1995 · Amount on File |
| Last Transfer Date | Jun 6, 2024 |
| Transfer Doc | 2400051150 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACOMB MI |
| Property Address | 32905 WHISPERING LN, CHESTERFIELD, MI 48047-3388 |
| Transaction Type | Mortgage |
| Record Updated | Aug 12, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000032910 |
|---|---|
| Date | Apr 2, 2018 |
| Book Page | 25284/616 |
| Instrument | 8032910 |
| Name | MORTGAGE CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Address | SOUTHFIELD, MI 48034 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2048 |
The 2025 property tax bill for 32905 Whispering Ln was $2,707 with a homeowner's exemption.
Source: Macomb County assessment roll, as of October 19, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Macomb County |
| County Subdivision | Chesterfield Township |
| Unified School District | Anchor Bay School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $138,200 (+4.14%) | $276,400 (+4.14%) | |
| 2025 | $2,707.00 Homeowner's exemption | $132,700 | $265,400 |
| 2023 | $100,600 | $201,200 | |
| 2022 | $2,372.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 32905 Whispering Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 7 (1985–2023) |
| Claims Outside the SFHA | 5 of 7 |
| Most Recent Claim | Aug 2023 · Severe Storms, Tornadoes, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 32905 Whispering Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.4% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHESTERFIELD TOWNSHIP serves 41,650 people · EPA ID MI0001390 |
|---|---|
| Water Source | Purchased surface water from GREAT LAKES WATER AUTHORITY |
| Last State Inspection | Aug 2021 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 232 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
May also be available: T-Mobile.
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