Baldwin County property record for 32905 W Bay Dr, Lillian, AL 36549
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,585 sqft · built 2020 |
| Lot Size | 0.379 acres (16,500 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $361,000 (Jul 2026) |
| Tax Bill | $821 (2026) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage May 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 63-02-09-0-000-021.006 |
| Primary APN | 63-02-09-0-000-021.006 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,585 sqft Heated Area |
| 1st Floor Area | 1,585 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Exterior Material | Vinyl |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 16,500 sqft (0.379 acres) |
| Lot Dimensions | 150 ft deep x 110 ft wide |
| Garage Type | Carport |
| Carport | Carport |
| Utility Building | 636 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 528230 |
|---|---|
| Street Address | 32905 W BAY DR |
| City | LILLIAN |
| State | AL |
| Zip | 36549-5549 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 27 BLK B 1ST ADDN PLAZA EMANUEL MB11 PG30 |
| Legal Subdivision | PLAZA EMANUEL |
| Legal Block | B |
| Legal Lot Number | 27 |
| Jurisdiction | BALDWIN AL |
| Township / Civil Division | ELBERTA |
| Census Block Group | 2 |
| Census Block | 2020 |
| Census Tract | 11604 |
32905 W Bay Dr is owned and occupied by two individuals who bought it in July 2026.
Source: Baldwin County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 32905 W BAY DR, LILLIAN, AL 36549-5549 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 10, 2026 | Warranty Deed, Transfer · FHA Mortgage GUILD MORTGAGE COMPANY |
| May 15, 2023 | Warranty Deed, Transfer · Conventional Mortgage REGIONS BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 10, 2026 · Amount on File |
| Deed Sale | Jul 10, 2026 · Amount on File |
| Prior Sale | May 15, 2023 · Amount on File |
| Deed Document Number | 20262265224 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BALDWIN AL |
| Recording Date | Jul 10, 2026 |
| Property Address | 32905 W BAY DR, LILLIAN, AL 36549-5549 |
| Document Number | 0002265224 |
| Instrument Date | Jun 26, 2026 |
| Instrument | 20262265224 |
| Transaction Type | Transfer |
| Record Updated | Jul 24, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $36,461.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 32905 W BAY DR, LILLIAN, AL 36549-5549 |
| Document Number | 0002265225, |
|---|---|
| Date | Jul 10, 2026 |
| Instrument | 20262265225 |
| Name | GUILD MORTGAGE COMPANY |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate | 6.53% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BALDWIN AL |
| Recording Date | May 15, 2023 |
| Property Address | 32905 W BAY DR, LILLIAN, AL 36549-5549 |
| Document Number | 0002063352 |
| Map Reference | MB 11 PG 30 |
| Instrument Date | May 10, 2023 |
| Instrument | 2063352 |
| Transaction Type | Transfer |
| Record Updated | May 29, 2023 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4806 WILSON BLVD, ORANGE BEACH, AL 36561-3988 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 32905 W BAY DR, LILLIAN, AL 36549-5549 |
| Document Number | 0002063353 |
|---|---|
| Date | May 15, 2023 |
| Instrument | 2063353 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2053 |
The 2026 property tax bill for 32905 W Bay Dr was $821 with a homeowner's exemption, up 6.1% from the year before.
Source: Baldwin County assessment roll, as of April 16, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Baldwin County |
| Unified School District | Baldwin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $821.00 (+6.07%) Homeowner's exemption | ||
| 2025 | $774.00 | $29,280 Land $5,580 Building $23,700 | $292,700 Land $55,800 Building $236,900 |
| 2023 | $710.00 Homeowner's exemption Senior Citizen's exemption Additional exemption filed | $25,380 (+9.87%) | $253,700 (+9.87%) Land $48,100 Building $205,600 |
| 2022 | Homeowner's exemption Senior Citizen's exemption Additional exemption filed | $23,100 | $230,900 Land $44,300 Building $186,600 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 32905 W Bay Dr in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 2014.
Source: FEMA National Flood Hazard Layer, effective September 27, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 50 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 50 in force |
| Nearby Flood Claims | 6 (2014–2020) |
| Claims Outside the SFHA | 4 of 6 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 32905 W Bay Dr is moderate, ranking above 64% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 64% of the US · above 83% of Alabama |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable | 1,000 / 50 |
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