32905 Redbud Cir, Chesterfield (New Baltimore), MI 48047 Property Records

Macomb County property record for 32905 Redbud Cir, Chesterfield, MI 48047

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,249 sqft · built 1975
Lot Size	0.265 acres (11,543 sqft)
Owner	2 Individual Names on File
Last Sale	$215,000 (Jan 2016)
Tax Bill	$4,806 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Mar 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15-09-15-426-006`

Property Details

APN / Parcel Number

Primary APN	`15-09-15-426-006`
Alternative APN	`0915426006`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,249 sqft Living Area
1st Floor Area	1,547 sqft
Basement Area	638 sqft
Unfinished Basement	638 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1976
Lot Area	11,543 sqft (0.265 acres)
Lot Dimensions	150 ft deep x 77 ft wide
Garage Area	389 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	32905 REDBUD CIR
City	CHESTERFIELD
State	MI
Zip	48047-1475
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A RES
Legal Description	T3N,R14E SECS 14 & 15 BIRCHGROVE SUBDIVISION LOT 72
Legal Range	14E
Legal Township	03N
Legal Section	14
Legal Subdivision	BIRCHGROVE SUBDIVISION
Legal Lot Number	72
Jurisdiction	MACOMB MI
Township / Civil Division	CHESTERFIELD
Census Block Group	2
Census Block	2000
Census Tract	222105

Owner

32905 Redbud Cir is owned and occupied by two individuals who acquired it in March 2020.

Source: Macomb County records, as of October 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	32905 REDBUD CIR, CHESTERFIELD, MI 48047-1475
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage MEMBER FIRST MORTGAGE LLC
Mar 25, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage THE LOCAL CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 26, 2016 · Amount on File
Deed Sale	Jan 26, 2016 · Amount on File
Prior Sale	Mar 14, 2014 · Amount on File
Deed Document Number	20166009241
Deed Book / Page	23835 / 289
Last Transfer Date	Mar 19, 2020
Transfer Doc	0000034628
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	32905 REDBUD CIR, CHESTERFIELD, MI 48047-1475
Transaction Type	Mortgage
Record Updated	Aug 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32905 REDBUD CIR, CHESTERFIELD, MI 48047-1475

Mortgage

Document Number	2102141133
Date	Mar 23, 2021
Book Page	27505/766
Instrument	202102141133

Lender

Name	MEMBER FIRST MORTGAGE LLC
Type	Mortgage Company
Address	GRAND RAPIDS, MI 49548

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Apr 1, 2041

March 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MACOMB MI
Recording Date	Mar 25, 2020
Property Address	32905 REDBUD CIR, CHESTERFIELD, MI 48047-1475
Document Number	0000034628
Book / Page	26596 / 370
Map Reference	LB 67 PG 7-10
Instrument Date	Mar 19, 2020
Instrument	2034628
Transaction Type	Transfer
Record Updated	Aug 12, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32905 REDBUD CIR, CHESTERFIELD, MI 48047-1475

Mortgage

Document Number	0000034629
Date	Mar 25, 2020
Instrument	2034629

Lender

Name	THE LOCAL CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 32905 Redbud Cir was $4,806 with a homeowner's exemption.

Source: Macomb County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Macomb County
County Subdivision	Chesterfield Township
Unified School District	Anchor Bay School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$187,100	$374,200
2025	$4,806.00
2023		$155,900	$311,800
2022	$4,213.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 32905 Redbud Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 32905 Redbud Cir is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHESTERFIELD TOWNSHIP serves 41,650 people · EPA ID MI0001390
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Aug 2021
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 232 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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