32905 E Carmel Valley Rd, Carmel Valley, CA 93924 Property Records

Monterey County property record for 32905 E Carmel Valley Rd, Carmel Valley, CA 93924

Property Summary

Property TypeSingle Family Home
Details6 bd · 6.5 ba · 5,524 sqft · built 1974
Lot Size10 acres (435,600 sqft)
OwnerTrust Name on File
Tax Bill$24,720 (2025)
Deeds & MortgagesJan 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN197-081-022-000

Property Details

APN / Parcel Number

Primary APN197-081-022-000

Interior

Bedrooms6 Beds
Full Baths6.5 Baths
Half Baths1 Half Bath
Total Rooms25 Rooms
Stories2 Stories
Building Area5,524 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1974
Effective Year BuiltEffective 1974
Architectural StyleCustom Design
Construction TypeWood
Lot Area435,600 sqft
Garage Area750 sqft
Total Buildings2 Buildings

Location & Zoning

Street Address32905 E CARMEL VALLEY RD
CityCARMEL VALLEY
StateCA
Zip93924
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionASSRS 1930 MAP LOS TULARCITOS RO & VICINITY POR OF SUB 1 OF LOT A8 AS DESC IN R677-636 10 AC APRX EXC R/W
Legal SubdivisionASSRS 1930 MAP LOS TULARCITOS RO & VICIN
Legal Block3
Legal Lot NumberA8
JurisdictionMONTEREY CA
Township / Civil DivisionCARMEL VALLEY
Census Block Group3
Census Block3000
Census Tract11001

Owner

32905 E Carmel Valley Rd is owner-occupied and held in a trust since August 2014.

Source: Monterey County records, as of August 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordTrust Name on File
Mailing AddressPO BOX 628, CARMEL VALLEY, CA 93924-0628
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateAug 21, 2014
Transfer Doc0000004151
Record UpdatedSep 20, 2026

January 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTEREY CA
Property Address32905 E CARMEL VALLEY RD, CARMEL VALLEY, CA 93924
Document Number0000000959
Instrument DateJan 2, 2018
Transaction TypeMortgage
Record UpdatedJan 24, 2018
Title CompanyTITLE SOURCE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address32901 E CARMEL VALLEY RD CARMEL VALLEY CA 93924, CARMEL VALLEY, CA 93924

Mortgage

Document Number0000000959
DateJan 10, 2018
Instrument959
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
AmountAmount on Record
Term360 Months
DueJan 9, 2048
Interest
Rate TypeAdjustable Rate
Rate3.25%

Tax Assessment & Valuation

The 2025 property tax bill for 32905 E Carmel Valley Rd was $24,720 with a homeowner's exemption.

Source: Monterey County assessment roll, as of August 6, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyMonterey County
Unified School DistrictCarmel Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$2,392,698 (+2%) Land $957,077 Building $1,435,621
2025$24,720.00 Homeowner's exemption$2,345,783 Land $938,311 Building $1,407,472
2023$23,885.00 (+3.4%) Homeowner's exemption$2,254,695 Land $901,876 Building $1,352,819
2022$23,100.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 32905 E Carmel Valley Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 14 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies14 in force
Nearby Flood Claims6 (1995–2023)
Most Recent ClaimFeb 2023 · rainfall accumulation
Claims by Event
  • Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 32905 E Carmel Valley Rd is high, ranking above 79% of the US, with a 0.6% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 79% of the US · above 57% of California
Wildfire Likelihood0.6% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCAL AM WATER COMPANY - MONTEREY
private · serves 128,928 people · EPA ID CA2710004
Water SourceGroundwater influenced by surface water
Last State InspectionAug 2024
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Razzolink
Fixed Wireless
500 / 250
T-Mobile
Fixed Wireless
100 / 20

May also be available: Verizon.

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