32904 Surow Dr, Warren, MI 48093 Property Records

Macomb County property record for 32904 Surow Dr, Warren, MI 48093

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 2,046 sqft · built 1967
Lot Size	0.179 acres (7,797 sqft)
Owner	Individual Name on Record
Last Sale	$350,500 (May 2026)
Tax Bill	$7,421 (2025)
Deeds & Mortgages	Apr 2022 Mortgage May 2026 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`12-13-03-203-005`

Property Details

APN / Parcel Number

Primary APN	`12-13-03-203-005`
Alternative APN	`1303203005`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,046 sqft Living Area
Gross Area	1 sqft
1st Floor Area	1,147 sqft
Basement Area	776 sqft
Unfinished Basement	776 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1967
Exterior Material	Brick
Construction Type	Brick
Roof Material	Asphalt
Lot Area	7,797 sqft (0.179 acres)
Lot Dimensions	130 ft deep x 60 ft wide
Garage Area	451 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Storm Sewer
Water Source	Commercial

Location & Zoning

Street Address	32904 SUROW DR
City	WARREN
State	MI
Zip	48093-8124
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-C
Legal Description	SURCHECK SUBDIVISION LOT 18 L.57 P.26
Legal Subdivision	SURCHECK SUBDIVISION
Legal Lot Number	18
Jurisdiction	MACOMB MI
Township / Civil Division	WARREN
Census Block Group	4
Census Block	4003
Census Tract	260400

Owner

Source: Macomb County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	18489 APPOLINE ST, DETROIT, MI 48235-1314
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Deeds, Mortgages & Sale History

Date	Document
Apr 22, 2022	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BANK NA
May 29, 2026	Warranty Deed, Transfer · FHA Mortgage EVERETT FINANCIAL INC
Mar 15, 2023	Warranty Deed, Transfer INTERSTATE TITLE, INTERSTATE TITLE INC
May 19, 2017	Deed of Trust, Mortgage VIABLE FINANCIAL SOLUTIONS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 29, 2026 · Amount on Record
Deed Sale	May 29, 2026 · Amount on Record
Prior Sale	Mar 15, 2023 · Amount on Record
Deed Document Number	202651146
Deed Book / Page	30685 / 106
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	32904 SUROW DR, WARREN, MI 48093-8124
Transaction Type	Mortgage
Record Updated	Jun 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32904 SUROW DR, WARREN, MI 48093-8124

Mortgage

Document Number	2200054857
Date	Apr 22, 2022
Book Page	28568/675
Instrument	202200054857

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2052

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACOMB MI
Recording Date	May 29, 2026
Property Address	32904 SUROW DR, WARREN, MI 48093-8124
Document Number	0000051146
Book / Page	30685 / 106
Instrument Date	May 21, 2026
Instrument	202651146
Transaction Type	Transfer
Record Updated	Jun 10, 2026
Title Company	VANGUARD TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$304,444.30
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18489 APPOLINE ST, DETROIT, MI 48235-1314

Mortgage

Document Number	0000051147,
Date	May 29, 2026
Instrument	202651147

Lender

Name	EVERETT FINANCIAL INC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.3%
Max Rate	-1%

Mortgage

Document Number	0000051148,
Date	May 29, 2026
Book Page	30685/120
Instrument	202651148

Lender

Name	EVERETT FINANCIAL INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	10 Months
Due	Jun 1, 2036

Interest

Rate	6.3%
Max Rate	-1%

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACOMB MI
Recording Date	Mar 15, 2023
Property Address	32904 SUROW DR, WARREN, MI 48093-8124
Document Number	2300019957
Book / Page	29042 / 673
Map Reference	LB 57 PG 26
Instrument Date	Mar 6, 2023
Instrument	202300019957
Transaction Type	Transfer
Record Updated	Apr 6, 2023
Title Company	INTERSTATE TITLE, INTERSTATE TITLE INC

Transaction

Amount	Amount Recorded
Tax	$2,167.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	32904 SUROW DR, WARREN, MI 48093-8124

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32904 SUROW DR, WARREN, MI 48093-8124

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	32904 SUROW DR, WARREN, MI 48093-8124
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000065438
Date	May 19, 2017
Book Page	24726/929
Instrument	7065438

Lender

Name	VIABLE FINANCIAL SOLUTIONS INC
Type	Non-Lending Institution
Address	UTICA, MI 48317

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Macomb County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Macomb County
Municipality	Warren City
Unified School District	Warren Consolidated Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$151,700 (+2.81%)	$303,400 (+2.81%)
2025	$7,421.00 (+137.78%) Homeowner's exemption	$147,550 (+25.12%)	$295,100 (+25.12%)
2023		$117,930	$235,860
2022	$3,121.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WARREN serves 134,056 people · EPA ID MI0006900
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Feb 2025
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 286 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50

May also be available: Verizon.

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