Union County property record for 32903 Lambert Pl, Jefferson, SD 57038
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,904 sqft · built 2017 |
| Lot Size | 4.5 acres (196,020 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,354 (2025) |
| Deeds & Mortgages | Sep 2021 Mortgage Oct 2019 Mortgage + 2 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 17.00.18.1025 |
| Primary APN | 17.00.18.1025 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 1,904 sqft Total Area |
| Interior Walls | Wood |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Manufactured |
| Roof Material | Composition Shingle |
| Lot Area | 196,020 sqft (4.5 acres) |
| Garage Type | Detached |
| Garage Area | 1,475 sqft |
| Parking Spaces | 5 Parking Spaces |
| Deck Area | Deck Area |
| Cooling System | None |
|---|---|
| Heating System | Central |
| Street Address | 32903 LAMBERT PL |
|---|---|
| City | JEFFERSON |
| State | SD |
| Zip | 57038-6873 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT M NE1/4NW1/4 LESS LOT 1 (4.50A) |
| Legal Range | 48W |
| Legal Township | 90N |
| Legal Section | 18 |
| Legal Lot Number | M,1 |
| Legal Unit | 1 |
| Jurisdiction | UNION SD |
| Township / Civil Division | JEFFERSON |
| Census Block Group | 1 |
| Census Block | 1041 |
| Census Tract | 20302 |
Source: Union County assessment roll, APN 17.00.18.1025, as of October 6, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 32903 LAMBERT PL, JEFFERSON, SD 57038-6873 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 23, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Oct 29, 2019 | Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS INC |
| May 14, 2018 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC |
| Jul 14, 2017 | Deed of Trust, Mortgage · Construction Mortgage CENTRAL BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION SD |
| Property Address | 32903 LAMBERT PL, JEFFERSON, SD 57038-6873 |
| Transaction Type | Mortgage |
| Record Updated | Oct 12, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 178/990 |
|---|---|
| Date | Sep 23, 2021 |
| Book Page | 178/990 |
| Instrument | 214166 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION SD |
| Property Address | 32903 LAMBERT PL, JEFFERSON, SD 57038-6873 |
| Transaction Type | Mortgage |
| Record Updated | Nov 13, 2019 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 174/0867 |
|---|---|
| Date | Oct 29, 2019 |
| Book Page | 174/0867 |
| Instrument | 194554 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION SD |
| Property Address | 32903 LAMBERT PL, JEFFERSON, SD 57038-6873 |
| Transaction Type | Mortgage |
| Record Updated | Jun 08, 2018 |
| Name | Verified Name |
|---|
| Document Number | 172/0320 |
|---|---|
| Date | May 14, 2018 |
| Book Page | 172/0320 |
| Instrument | 181887 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION SD |
| Property Address | 32903 LAMBERT PL, JEFFERSON, SD 57038-6873 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2017 |
| Name | Verified Name |
|---|
| Document Number | , 172653 |
|---|---|
| Date | Jul 14, 2017 |
| Book Page | 170/0511 |
| Instrument | 172653 |
| Name | CENTRAL BANK |
|---|---|
| Type | Bank |
| Address | SPIRIT LAKE, IA 51360 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 373 Months |
| Due | Aug 01, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.99% |
| Type Change Date | Aug 01, 2019 |
| Change Frequency | Annually |
| Min Rate At Change | 3.99% |
| Max Rate At Change | 5.99% |
| Index | 1-Year T-Bill |
| Margin | 3 |
| Max Rate | 9.99% |
Source: Union County assessment roll as of October 6, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | South Dakota |
| County | Union County |
| County Subdivision | Jefferson Township |
| Unified School District | Elk Point-Jefferson School District 61-7 (PK - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $3,354.00 (-1%) | $329,542 (+14.59%) Land $63,291 Building $266,251 |
| 2024 | $3,388.00 (+8.35%) | |
| 2023 | $3,127.00 (+10.3%) | $287,581 Land $45,208 Building $242,373 |
| 2022 | $2,835.00 |
Source: FEMA National Flood Hazard Layer, Union County (46127C), as of May 31, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 461270203021, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 5 (2014–2024) |
| Claims Outside the SFHA | 2 of 5 |
| Most Recent Claim | Jun 2024 · Severe Storms, Straight-line Winds, And Flooding |
| Claims by Event |
|
| Wildfire Risk | Low lower than 94% of the US · lower than 90% of South Dakota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 6 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Long Lines Fiber | 1,500 / 1,500 |
| Midcontinent Communications Fixed Wireless | 100 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Source: EPA Safe Drinking Water Information System, water system SD4602185, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CLAY RWS/SOUTH UNION private · serves 1,447 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2024 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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