3290 Sun Cloud Cir, Reno, NV 89506 Property Records

Washoe County property record for 3290 Sun Cloud Cir, Reno, NV 89506

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,248 sqft · built 1977
Lot Size	1 acres (43,908 sqft)
Owner	2 Individual Names on File
Last Sale	$115,000 (Jul 2010)
Tax Bill	$1,275 (2025)
Deeds & Mortgages	Jun 2022 Line of Credit Apr 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`552-081-10`

Property Details

APN / Parcel Number

Primary APN	`552-081-10`
Alternative APN	`155708`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	1 Story
Building Area	1,248 sqft Living Area
Gross Area	2,120 sqft
1st Floor Area	1,248 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Exterior Material	Wood
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	43,908 sqft (1 acres)
Lot Width	1 ft Width
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Covered Concrete/Masonry Porch
Porch Area	2,392 sqft
Deck Area	240 sqft
Patio Area	240 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	3290 SUN CLOUD CIR
City	RENO
State	NV
Zip	89506-9765
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LDS
Legal Description	GOLDEN VALLEY RANCHOS 2 LT 18
Legal Subdivision	GOLDEN VALLEY RANCHOS 2
Legal Lot Number	18
Jurisdiction	WASHOE NV
Township / Civil Division	NORTH VALLEYS
Census Block Group	5
Census Block	5018
Census Tract	2618

Owner

3290 Sun Cloud Cir is owned and occupied by two individuals who bought it in July 2010.

Source: Washoe County records, as of December 10, 2025

Owner of Record	2 Individual Names on File
Mailing Address	3290 SUN CLOUD CIR, RENO, NV 89506-9765
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 14, 2022	Deed of Trust, Mortgage · Line of Credit US BANK NA
Apr 24, 2020	Deed of Trust, Mortgage · Line of Credit US BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 16, 2010 · Amount on File
Deed Sale	Jul 16, 2010 · Amount on File
Prior Sale	Jul 18, 2006 · Amount on File
Deed Document Number	20103902371
Prior Transfer Date	Oct 11, 1995
Prior Transfer Doc	0001934328
Record Updated	Oct 29, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHOE NV
Property Address	3290 SUN CLOUD CIR, RENO, NV 89506-9765
Transaction Type	Mortgage
Record Updated	Jul 13, 2022
Title Company	RADIAN SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3290 SUN CLOUD CIR, RENO, NV 89506-9765

Mortgage

Document Number	0005310201
Date	Jun 14, 2022
Instrument	5310201

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	May 23, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHOE NV
Property Address	3290 SUN CLOUD CIR, RENO, NV 89506-9765
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SOLIDIFI TITLE & CLOSING LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005022711
Date	Apr 24, 2020
Instrument	5022711

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Apr 12, 2040

Tax Assessment & Valuation

The 2025 property tax bill for 3290 Sun Cloud Cir was $1,275.

Source: Washoe County assessment roll, as of December 10, 2025

Property Jurisdictions

Type	Name
State	Nevada
County	Washoe County
Unified School District	Washoe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$78,627 (-1.68%) Land $47,250 Building $31,377
2025	$1,275.00	$79,968 Land $47,250 Building $32,718	$228,479 Land $135,000 Building $93,479
2023	$1,604.00	$79,007 Land $46,200 Building $32,807	$225,734 Land $132,000 Building $93,734
2021			$154,902 Land $73,800 Building $81,102

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3290 Sun Cloud Cir in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 18 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	18 in force
Nearby Flood Claims	6 (2017)
Most Recent Claim	Feb 2017 · Severe Winter Storms, Flooding, And Mudslides
Claims by Event	Severe Winter Storms, Flooding, And Mudslides, Feb 2017 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3290 Sun Cloud Cir is high, ranking above 73% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 73% of the US · above 47% of Nevada
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TRUCKEE MEADOWS WATER AUTHORITY serves 442,000 people · EPA ID NV0000190
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Net NV Fixed Wireless	1,000 / 1,000
Hot Spot Broadband Fixed Wireless	100 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Truckee Meadows Internet, Verizon.

Nearby Properties on Sun Cloud Cir

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures