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3290 Stuart Dr, Mount Airy, MD 21771 Property Records

Carroll County property record for 3290 Stuart Dr, Mount Airy, MD 21771

Property Summary

Property TypeSingle Family Home
Details3.5 ba · 3,872 sqft · built 2001
Lot Size2.85 acres (124,146 sqft)
Owner2 Trust Names on File
Last Sale$474,000 (May 2001)
Tax Bill$14,028 (2026)
Deeds & MortgagesOct 2026 Sale
Feb 2024 Construction Loan
Flood ZoneZone X (minimal risk)
APN13-034729

Property Details

APN / Parcel Number

Primary APN13-034729
Alternative APN
  • 034729

Interior

Full Baths3.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,872 sqft Total Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2001
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area124,146 sqft (2.85 acres)
Garage TypeMixed
Garage Area1,333 sqft
Parking Spaces4 Parking Spaces

Exterior Amenities

Pool Area1,066 sqft
PorchSlab
Porch Area36 sqft
Deck Area252 sqft
Patio Area342 sqft
Bath House1,521 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
SewerConnected

Location & Zoning

Account Number034729
Street Address3290 STUART DR
CityMOUNT AIRY
StateMD
Zip21771-8077
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeCONSE
Legal DescriptionLT 64B - 2.85 ACS STUART DR 45-150 CHALLEDON SC 3 AMND
Legal SubdivisionCHALLEDON
Legal Lot Number64B
JurisdictionCARROLL MD
Township / Civil Division13, MOUNT AIRY
Census Block Group1
Census Block1000
Census Tract513002

Owner

3290 Stuart Dr is owner-occupied and held in a trust since May 2001.

Source: Carroll County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Trust Names on File
Mailing Address3290 STUART DR, MOUNT AIRY, MD 21771-8077
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Revocable Trust

Deeds, Mortgages & Sale History

DateDocument
Oct 6, 2026Deed, Transfer
NONE LISTED ON DOCUMENT
Feb 21, 2024Deed of Trust, Mortgage · Construction Mortgage
PEOPLES BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 4, 2001 · Amount on File
Deed SaleMay 4, 2001 · Amount on File
Deed Document Number20014291
Deed Book / Page2533 / 712
Record UpdatedOct 29, 2026

October 2026: Deed, Transfer

Document TypeDeed
JurisdictionCARROLL MD
Recording DateOct 6, 2026
Property Address3290 STUART DR, MOUNT AIRY, MD 21771-8077
Document Number1187000490
Book / Page11878 / 490
Instrument DateSep 10, 2026
Transaction TypeTransfer
Record UpdatedOct 20, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address3290 STUART DR, MOUNT AIRY, MD 21771-8077

February 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCARROLL MD
Property Address3290 STUART DR, MOUNT AIRY, MD 21771-8077
Transaction TypeMortgage
Record UpdatedMar 5, 2024
Title CompanyRESIDENTIAL TITLE COMPANY, RESIDENTIAL T&E CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0111960156
DateFeb 21, 2024
Book Page11196/156
Lender
NamePEOPLES BANK
TypeBank
AddressYORK, PA 17407
Agreement
TypeConstruction Mortgage
AmountAmount on Record
Term361 Months
DueMar 1, 2054
Interest
Rate TypeAdjustable Rate
Rate7.25%
AdjustableAdjustable Rate Rider
Type Change DateMar 1, 2030
Change FrequencyAnnually
Min Rate At Change7.25%
Max Rate At Change9.25%
Index1-Year CMT
Margin3
Max Rate13.2%

Tax Assessment & Valuation

The 2026 property tax bill for 3290 Stuart Dr was $14,028, up 12.3% from the year before.

Source: Carroll County assessment roll, as of September 8, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyCarroll County
Unified School DistrictCarroll County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$14,028.00 (+12.3%)$1,247,367$1,384,600 Land $254,200 Building $1,130,400
2025$12,491.00
2023$7,750.00$685,900$717,900 Land $234,200 Building $483,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3290 Stuart Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3290 Stuart Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Antietam Cable
Fiber		5,000 / 5,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless · Fiber in parts of the area		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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