3290 San Carlos Dr, Spring Valley, CA 91978 Property Records

San Diego County property record for 3290 San Carlos Dr, Spring Valley, CA 91978

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,248 sqft · built 1957
Lot Size	1.43 acres (62,291 sqft)
Owner	Trust Name on File
Tax Bill	$933 (2025)
Deeds & Mortgages	Aug 2021 Line of Credit Mar 2020 Transfer
Flood Zone	Zone X (minimal risk)
APN	`505-154-12-00`

Property Details

APN / Parcel Number

Primary APN	`505-154-12-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,248 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Lot Area	62,291 sqft
View / Lot	Good
Garage Type	Carport
Carport	Carport

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace

Location & Zoning

Street Address	3290 SAN CARLOS DR
City	SPRING VALLEY
State	CA
Zip	91978-1029
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 18 TR 002452
Legal Subdivision	LOMA RANCHO
Legal Tract	002452
Legal Block	1
Legal Lot Number	18
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1009
Census Tract	13505

Owner

3290 San Carlos Dr is owner-occupied and held in a trust since December 1993.

Source: San Diego County records, as of July 28, 2026

Owner of Record	Trust Name on File
Mailing Address	3290 SAN CARLOS DR, SPRING VALLEY, CA 91978-1029
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2021	Deed of Trust, Mortgage · Line of Credit MISSION FCU
Mar 20, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Dec 3, 1993
Transfer Doc	0000837316
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3290 SAN CARLOS DR, SPRING VALLEY, CA 91978-1029
Transaction Type	Mortgage
Record Updated	Sep 3, 2021
Title Company	FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3290 SAN CARLOS DR, SPRING VALLEY, CA 91978-1029

Mortgage

Document Number	0000602794
Date	Aug 25, 2021
Instrument	2021-0602794

Lender

Name	MISSION FCU
Type	Credit Union
Address	SAN DIEGO, CA 92191

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	241 Months
Due	Aug 31, 2041

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 20, 2020
Property Address	3290 SAN CARLOS DR, SPRING VALLEY, CA 91978-1029
Document Number	0000146081
Instrument Date	Feb 24, 2020
Instrument	146081
Transaction Type	Transfer
Record Updated	Apr 8, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	3290 SAN CARLOS DR SPRING VALLEY CA 919781029, SPRING VALLEY, CA 91978-1029

Tax Assessment & Valuation

The 2025 property tax bill for 3290 San Carlos Dr was $933.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	La Mesa-Spring Valley School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$73,930 (+2%) Land $45,920 Building $28,010
2025	$933.00	$72,481 Land $45,020 Building $27,461
2023	$884.00 (+1.14%)	$69,669 Land $43,273 Building $26,396
2022	$874.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3290 San Carlos Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3290 San Carlos Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 81% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 553 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Starlink Satellite	280 / 30

May also be available: AT&T, GeoLinks, San Diego Broadband, T-Mobile, Verizon.

Nearby Properties on San Carlos Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures