3290 Pennyroyal Rd, Franklin, OH 45005 Property Records

Warren County property record for 3290 Pennyroyal Rd, Franklin, OH 45005

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,452 sqft · built 2002
Lot Size	2.47 acres (107,767 sqft)
Owner	2 Owner Names on File
Last Sale	$120,000 (Sep 2010)
Tax Bill	$4,899 (2025)
Deeds & Mortgages	Mar 2024 Mortgage Feb 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`04-21-254-022-0`

Property Details

APN / Parcel Number

Primary APN	`04-21-254-022-0`
Alternative APNs	`0421254022` `421254022` `1438530`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Stories	2 Stories
Building Area	1,452 sqft Living Area
Basement Area	1,300 sqft
Finished Basement	1,300 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Concrete
Lot Area	107,767 sqft (2.47 acres)
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	132 sqft
Deck Area	240 sqft
Pole Barn	1,536 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Account Number	1438530
Old Parcel Number	0421254022
Street Address	3290 PENNYROYAL RD
City	FRANKLIN
State	OH
Zip	45005-1011
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	5-2-21 2.4745 AC.
Legal Range	05
Legal Township	02
Legal Section	21
Legal Subdivision	THOMASVILLE ESTATES
Legal Block	254
Jurisdiction	WARREN OH
Township / Civil Division	FRANKLIN
Census Block Group	1
Census Block	1002
Census Tract	30501

Owner

Source: Warren County records, as of February 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Owner Names on File
Mailing Address	3290 PENNYROYAL RD, FRANKLIN, OH 45005-1011
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
Mar 8, 2024	Deed of Trust, Mortgage CODE CU
Feb 4, 2022	Deed of Trust, Mortgage · Commercial Mortgage CODE CU
Feb 7, 2019	Deed of Trust, Mortgage · Conventional Mortgage UNION SVGS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 1, 2010 · Amount on File
Deed Sale	Sep 1, 2010 · Amount on File
Prior Sale	Jun 17, 2010 · Amount on File
Deed Document Number	0051460004
Record Updated	Jun 8, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN OH
Property Address	3290 PENNYROYAL RD, FRANKLIN, OH 45005-1011
Transaction Type	Mortgage
Record Updated	Mar 29, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004755
Date	Mar 8, 2024
Instrument	2024-004755

Lender

Name	CODE CU
Type	Credit Union
Address	355 W MONUMENT AVE, DAYTON, OH 45402

Agreement

Amount	Amount on Record
Term	35 Months
Due	Feb 20, 2027

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN OH
Property Address	3290 PENNYROYAL RD, FRANKLIN, OH 45005-1011
Transaction Type	Mortgage
Record Updated	Feb 23, 2022
Title Company	AREAWIDE TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004495
Date	Feb 4, 2022
Instrument	2022-004495

Lender

Name	CODE CU
Type	Credit Union
Address	DAYTON, OH 45404

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN OH
Property Address	3290 PENNYROYAL RD, FRANKLIN, OH 45005-1011
Document Number	0000003593
Instrument Date	Feb 7, 2019
Transaction Type	Mortgage
Record Updated	Mar 1, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	3290 PENNYROYAL RD FRANKLIN OH 450051011, FRANKLIN, OH 45005-1011

Mortgage

Document Number	0000003593
Date	Feb 12, 2019
Instrument	3593

Lender

Name	UNION SVGS
Type	Federal Savings Bank
Address	CINCINNATI, OH 45249

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Feb 11, 2034

Tax Assessment & Valuation

Source: Warren County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Warren County
County Subdivision	Franklin Township
Unified School District	Franklin City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,899.00 (+12.13%)	$112,476 (+26.09%) Land $33,443 Building $79,033	$321,360 (+26.09%) Land $95,550 Building $225,810
2023	$4,369.00 (+2.51%) Homeowner's exemption	$89,205 (-) Land $19,264 Building $69,941
2022	$4,262.00 Homeowner's exemption	$89,205 Land $19,264 Building $69,941	$254,870 (-) Land $55,040 Building $199,830
2021			$254,870 Land $55,040 Building $199,830

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 78% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGBORO PWS private · serves 19,263 people · EPA ID OH8301412
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Point Broadband.

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