3920 JOE WRIGHT RD JOHNS ISLAND SC 29455, JOHNS ISLAND, SC 29455
Mortgage
Document Number
0931/0525
Date
Nov 3, 2020
Book Page
000931/000525
Lender
Name
ESPINO REMIGIA T L/TR (LT)
Address
1835 N SALEM ST, APEX, NC 27523-4347
Agreement
Type
Conventional Mortgage
Amount
Amount on Record
Term
120 Months
Due
Nov 2, 2030
Interest
Rate
7%
July 2019: Grant Deed, Transfer
Document Type
Grant Deed
Jurisdiction
CHARLESTON SC
Recording Date
Jul 30, 2019
Property Address
3290 JOE WRIGHT RD, JOHNS ISLAND, SC 29455-7556
Document Number
0812/0347
Book / Page
000812 / 000347
Instrument Date
Jul 10, 2019
Transaction Type
Transfer
Record Updated
Sep 25, 2019
Title Company
ATTORNEY ONLY
Transaction
Amount
Amount on Record
Loan-to-Value (LTV)
LTV on Record
Tax
$225.00
Amount Accuracy
Confirmed
Additional
Arm's Length
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
3549 JOE WRIGHT RD GOOSE CREEK SC 29445, GOOSE CREEK, SC 29445
Mortgage
Document Number
812/0348
Date
Jul 30, 2019
Book Page
000812/000348
Lender
Name
BANK OF THE LOWCOUNTRY
Address
RAVENEL, SC 29470
Agreement
Type
Line of Credit
Amount
Amount on Record
Term
60 Months
Due
Jul 29, 2024
Interest
Rate Type
Adjustable Rate
January 2019: Trustee's Deed, Foreclosure
Document Type
Trustee's Deed
Jurisdiction
CHARLESTON SC
Recording Date
Jan 24, 2019
Property Address
3290 JOE WRIGHT RD, JOHNS ISLAND, SC 29455-7556
Document Number
0773/0876
Book / Page
000773 / 000876
Instrument Date
Nov 20, 2018
Transaction Type
Foreclosure
Record Updated
Feb 12, 2019
Title Company
ATTORNEY ONLY
Transaction
Amount
Amount on Record
Tax
$2.50
Amount Accuracy
Confirmed
Additional
Lis Pendens
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Corporate Trust
Address
440 S LA SALLE ST #2000 CHICAGO IL 606055011, 2000, CHICAGO, IL 60605-5011
November 2016: Loan Modification, Mortgage
Document Type
Loan Modification
Jurisdiction
CHARLESTON SC
Property Address
3290 JOE WRIGHT RD, JOHNS ISLAND, SC 29455-7556
Document Number
0642/0185
Book / Page
000642 / 000185
Instrument Date
Nov 10, 2016
Transaction Type
Mortgage
Record Updated
Jun 27, 2017
Title Company
FIRST AMERICAN TITLE
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
3549 JOE WRIGHT RD JOHNS ISLAND SC 294557513, JOHNS ISLAND, SC 29455-7513
Mortgage
Document Number
0642/0185
Date
Jun 2, 2017
Book Page
000642/000185
Lender
Name
GDBT I TRUST 2011-1 (CT)
Address
MERIDEN, CT 06450
Agreement
Type
Conventional Mortgage
Amount
Amount on Record
Term
468 Months
Due
Jun 1, 2056
Interest
Rate Type
Fixed Rate
Rate
3.25%
Tax Assessment & Valuation
The 2025 property tax bill for 3290 Joe Wright Rd was $3,941, up 9.8% from the year before.
Source: Charleston County assessment roll, as of August 1, 2025
Property Jurisdictions
Type
Name
State
South Carolina
County
Charleston County
Unified School District
Charleston County School District (PK - 12)
Tax Bill & Assessment History
Year
Tax Bill
Assessed Value
Assessed Market Value
2025
$3,941.00 (+9.84%)
$258,750 (+1,816.67%)Land $258,750
$389,355Land $389,355
2024
$3,588.00
$13,500
2022
$3,107.00
$13,500
$225,000Land $225,000
2020
$225,000Land $225,000
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Flood
FEMA maps place 3290 Joe Wright Rd in Zone X, an area of minimal flood risk, though there have been 42 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
FEMA Flood Zone
Zone X minimal risk
Flood Insurance Requirement
Not required lenders may require it
Flood Insurance Cost
Premium on File median of 300 policies
Community Rating System
Class 6 (20% premium discount)
Nearby Flood Policies
300 in force
Nearby Flood Claims
42 (1979–2022)
Claims Outside the SFHA
11 of 42
Most Recent Claim
Sep 2022 · other causes
Claims by Event
Hurricane Matthew, Oct 2016 · 6 claims
Severe Storms And Flooding, Oct 2015 · 10 claims
Hurricane Hugo, Sep 1989 · 13 claims
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire
Wildfire risk around 3290 Joe Wright Rd is moderate, ranking above 52% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
Wildfire Risk
Moderate above 52% of the US · above 61% of South Carolina
Wildfire Likelihood
0.1% annual chance
Exposure
Direct burnable vegetation
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Drinking Water
Source: EPA Safe Drinking Water Information System, as of September 2026
Water System
ST JOHN'S WATER private · serves 22,592 people · EPA ID SC1020002
Water Source
Purchased surface water from CHARLESTON WATER SYSTEM
Last State Inspection
Dec 2022
Lead
2 ppb (2023–2025) action level 15 ppb
Violations Reported to EPA
Water Quality
None last 10 years
Treatment and Procedure
None last 10 years
Monitoring and Reporting
None last 3 years
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Internet Providers
Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025