329 Muddy Ln, Kenbridge, VA 23944 Property Records

Lunenburg County property record for 329 Muddy Ln, Kenbridge, VA 23944

Property Summary

Property Type	Single Family Home
Details	3 bd · 2,016 sqft · built 2000
Lot Size	2 acres (87,120 sqft)
Owner	Individual Name on Record
Last Sale	$250,000 (Jan 2026)
Tax Bill	$773 (2026)
Deeds & Mortgages	Apr 2017 Mortgage May 2025 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`036 0A0 178`

Property Details

APN / Parcel Number

Primary APN	`036 0A0 178`
Alternative APN	`11837`

Interior

Bedrooms	3 Beds
Total Rooms	7 Rooms
Building Area	2,016 sqft Living Area

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Lot Area	87,120 sqft (2 acres)

Location & Zoning

Account Number	11837
Street Address	329 MUDDY LN
City	KENBRIDGE
State	VA
Zip	23944-7036
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	2
Legal Description	COX ROAD 2 AC
Jurisdiction	LUNENBURG VA
Township / Civil Division	HOUNDS CREEK
Census Block Group	4
Census Block	4006
Census Tract	930100

Owner

Source: Lunenburg County records, as of May 5, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	329 MUDDY LN, KENBRIDGE, VA 23944-7036
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 12, 2017	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
May 13, 2025	Deed of Trust, Mortgage · Line of Credit COLONIAL FARM CREDIT ACA
Jan 8, 2026	Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Apr 29, 2021	Deed of Trust, Mortgage · Line of Credit BENCHMARK COMMUNITY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 8, 2026 · Amount on Record
Deed Sale	Jan 8, 2026 · Amount on Record
Prior Sale	Sep 28, 2009
Deed Document Number	202626
Record Updated	Jun 8, 2026

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUNENBURG VA
Property Address	329 MUDDY LN, KENBRIDGE, VA 23944-7036
Transaction Type	Mortgage
Record Updated	Jan 28, 2026
Title Company	CLOSING USA LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0170000403
Date	Apr 12, 2017
Instrument	170000403

Lender

Name	LOANDEPOT.COM LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2047

Interest

Rate Type	Fixed Rate
Rate	4.88%

May 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUNENBURG VA
Property Address	329 MUDDY LN, KENBRIDGE, VA 23944-7036
Transaction Type	Mortgage
Record Updated	Jan 28, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0250000468
Date	May 13, 2025
Instrument	250000468

Lender

Name	COLONIAL FARM CREDIT ACA

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

January 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	LUNENBURG VA
Recording Date	Jan 8, 2026
Property Address	329 MUDDY LN, KENBRIDGE, VA 23944-7036
Document Number	0260000026
Map Reference	MB 253 PG 607
Instrument Date	Jan 5, 2026
Instrument	260000026
Transaction Type	Transfer
Record Updated	Jan 28, 2026
Title Company	SAGE TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$250.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	329 MUDDY LN, KENBRIDGE, VA 23944-7036

Mortgage

Document Number	0260000027
Date	Jan 8, 2026
Instrument	260000027

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUNENBURG VA
Property Address	329 MUDDY LN, KENBRIDGE, VA 23944-7036
Transaction Type	Mortgage
Record Updated	Jun 2, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	210000535
Date	Apr 29, 2021
Instrument	210000535

Lender

Name	BENCHMARK COMMUNITY BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Apr 29, 2061

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Lunenburg County assessment roll, as of May 5, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Lunenburg County
Unified School District	Lunenburg County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$773.00 (+12.03%)	$209,100 (-) Land $19,000 Building $190,100	$209,100 (-) Land $19,000 Building $190,100
2025	$690.00	$209,100 Land $19,000 Building $190,100	$209,100 Land $19,000 Building $190,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 5, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Verizon Fixed Wireless	25 / 6
AT&T Fixed Wireless	25 / 3
Brightspeed DSL	10 / 1

Cell Coverage

5G (outdoors only) and 4G LTE

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