Schoharie County and Middleburgh Town property record for 329 Main St, Middleburgh, NY 12122
| Property Type | Mixed Use Commercial Office / Residential |
|---|---|
| Details | 4,224 sqft · built 1900 |
| Lot Size | 0.05 acres (2,178 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $100,000 (Dec 2010) |
| Tax Bill | $7,558 (2025) |
| Deeds & Mortgages | Sep 2023 Refinance Aug 2018 Mortgage + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 433801 106.15-3-14 |
| Primary APN | 433801 106.15-3-14 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 4,224 sqft Gross Area |
| Basement Area | 432 sqft |
| Unfinished Basement | 432 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Lot Area | 2,178 sqft (0.05 acres) |
| Lot Dimensions | 107 ft deep x 22 ft wide |
| Sewer | Municipal |
|---|---|
| Water Source | Commercial |
| Account Number | 491A100361 |
|---|---|
| Street Address | 329 MAIN ST |
| City | MIDDLEBURGH |
| State | NY |
| Zip | 12122 |
| Property Category | Commercial |
| Property Type | Commercial > Office > Mixed Use Commercial Office / Residential |
| Local Zoning Code | C |
| Legal Description | 2 STORY BRICK |
| Legal Block | 3 |
| Legal Lot Number | 14.000 |
| Jurisdiction | SCHOHARIE NY |
| Township / Civil Division | MIDDLEBURGH |
| Census Block Group | 4 |
| Census Block | 4011 |
| Census Tract | 740700 |
Source: Schoharie County and Middleburgh Town records, as of May 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 177 AMELIA LN, MIDDLEBURGH, NY 12122-5705 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Sep 14, 2023 | Deed of Trust, Mortgage · Stand-Alone Refinance CHEMUNG CANAL TRUST CO |
| Aug 31, 2018 | Deed of Trust, Mortgage CHEMUNG CANAL TRUST CO |
| Aug 31, 2018 | Deed of Trust, Mortgage COMMUNITY BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 20, 2010 · Amount on Record |
| Deed Sale | Dec 20, 2010 · Amount on Record |
| Prior Sale | Dec 30, 2003 · Amount on Record |
| Deed Book / Page | 910 / 139 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHOHARIE NY |
| Property Address | 329 MAIN ST, MIDDLEBURGH, NY 12122 |
| Transaction Type | Mortgage |
| Record Updated | Oct 3, 2023 |
| Name | Verified Name |
|---|
| Document Number | 002052/267 |
|---|---|
| Date | Sep 14, 2023 |
| Book Page | 2052/267 |
| Instrument | 822606 |
| Name | CHEMUNG CANAL TRUST CO |
|---|---|
| Type | Funding / Finance Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHOHARIE NY |
| Property Address | 329 MAIN ST, MIDDLEBURGH, NY 12122 |
| Transaction Type | Mortgage |
| Record Updated | Apr 9, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000001813/0000000219 |
|---|---|
| Date | Aug 31, 2018 |
| Book Page | 0000001813/0000000219 |
| Instrument | 000000748626 |
| Name | CHEMUNG CANAL TRUST CO |
|---|---|
| Type | Funding / Finance Company |
| Amount | Amount Recorded |
|---|---|
| Term | 353 Months |
| Due | Jan 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHOHARIE NY |
| Property Address | 329 MAIN ST, MIDDLEBURGH, NY 12122 |
| Transaction Type | Mortgage |
| Record Updated | Apr 9, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000001813/0000000238 |
|---|---|
| Date | Aug 31, 2018 |
| Book Page | 0000001813/0000000238 |
| Instrument | 000000748670 |
| Name | COMMUNITY BANK NA |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|
Source: Schoharie County and Middleburgh Town assessment roll, as of May 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schoharie County |
| County Subdivision | Middleburgh Town |
| Municipality | Middleburgh Village |
| Unified School District | Middleburgh Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,558.00 (+145.87%) | $113,000 (-) Land $5,000 Building $108,000 | $243,011 (+9.68%) Land $10,753 Building $232,258 |
| 2023 | $113,000 (-) Land $5,000 Building $108,000 | $221,569 (+5.88%) Land $9,804 Building $211,765 | |
| 2022 | $113,000 Land $5,000 Building $108,000 | $209,259 Land $9,259 Building $200,000 | |
| 2021 | $3,074.00 (-10.41%) | ||
| 2020 | $3,431.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 16, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 18 policies |
| Nearby Flood Policies | 18 in force |
| Nearby Flood Claims | 98 (1978–2021) |
| Claims Outside the SFHA | 8 of 98 |
| Most Recent Claim | Jul 2021 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MIDDLEBURGH VILLAGE serves 1,500 people · EPA ID NY4700096 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | 5 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 225 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| MIDTEL Fiber | 500 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
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