329 Loma Ave, Capitola, CA 95010 Property Records

Santa Cruz County property record for 329 Loma Ave, Capitola, CA 95010

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,959 sqft · built 1989
Lot Size	0.094 acres (4,095 sqft)
Owner	Trust Name on File
Last Sale	$930,500 (Aug 2009)
Tax Bill	$3,097 (2025)
Deeds & Mortgages	Apr 2020 Mortgage Apr 2020 Transfer
Flood Zone	Zone X (minimal risk)
APN	`036-091-23`

Property Details

APN / Parcel Number

Primary APN	`036-091-23`
Alternative APN	`036-091-23-000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,959 sqft Living Area

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	4,095 sqft (0.094 acres)

Utilities, Heating & Cooling

Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	329 LOMA AVE
City	CAPITOLA
State	CA
Zip	95010-3701
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	MCCORMICKS ADD
Legal Lot Number	19
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SANTA CRUZ
Census Block Group	1
Census Block	1015
Census Tract	121801

Owner

329 Loma Ave is owner-occupied and held in a trust since April 2020.

Source: Santa Cruz County records, as of August 19, 2026

Owner of Record	Trust Name on File
Mailing Address	329 LOMA AVE, CAPITOLA, CA 95010-3701
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 24, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage BAY FCU
Apr 27, 2020	Quit Claim Deed, Transfer STEWART TITLE, STEWART TITLE/CA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 27, 2009 · Amount on File
Deed Sale	Aug 27, 2009 · Amount on File
Prior Sale	Mar 18, 2009 · Amount on File
Deed Document Number	200941564
Last Transfer Date	Apr 20, 2020
Transfer Doc	0000014406
Record Updated	Sep 20, 2026

April 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	Apr 24, 2020
Property Address	329 LOMA AVE, CAPITOLA, CA 95010-3701
Document Number	0000014245
Map Reference	VOL 18 PG 62
Instrument Date	Apr 20, 2020
Instrument	2020-0014245
Transaction Type	Transfer
Record Updated	Jul 25, 2022
Title Company	STEWART TITLE OF CA INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	329 LOMA AVE, CAPITOLA, CA 95010-3701

Mortgage

Document Number	0000014246
Date	Apr 24, 2020
Instrument	2020-0014246

Lender

Name	BAY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2050

April 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Apr 27, 2020
Property Address	329 LOMA AVE, CAPITOLA, CA 95010-3701
Document Number	0000014406
Instrument Date	Apr 20, 2020
Instrument	14406
Transaction Type	Transfer
Record Updated	May 14, 2020
Title Company	STEWART TITLE, STEWART TITLE/CA

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	329 LOMA AVE CAPITOLA CA 950103701, CAPITOLA, CA 95010-3701

Tax Assessment & Valuation

The 2025 property tax bill for 329 Loma Ave was $3,097 with a homeowner's exemption.

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Municipality	Capitola City
Secondary School District	Santa Cruz City High School District (9-12) (09 - 12)
Elementary School District	Soquel Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$167,598 (+2%) Land $86,077 Building $81,521
2025	$3,097.00 Homeowner's exemption	$164,312 Land $84,389 Building $79,923
2023	$2,708.00 (+2.69%) Homeowner's exemption	$157,932 Land $81,113 Building $76,819	$1,575,900
2022	$2,637.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 329 Loma Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 10, 2019

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 329 Loma Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOQUEL CREEK WATER DISTRICT serves 40,962 people · EPA ID CA4410017
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 757 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Surfnet Communications Fixed Wireless	100 / 20

May also be available: AT&T, Cruzio, T-Mobile, Xfinity.

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