329 Jack Francis Rd, Shelby, NC 28152 Property Records

Cleveland County property record for 329 Jack Francis Rd, Shelby, NC 28152

Property Summary

Property Type	Single Family Home
Details	1,188 sqft · built 1999
Lot Size	0.636 acres (27,704 sqft)
Owner	2 Individual Names on File
Last Sale	$150,000 (Oct 2024)
Tax Bill	$815 (2026)
Deeds & Mortgages	Oct 2024 Sale & Mortgage Sep 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`48585`

Property Details

APN / Parcel Number

Primary APN	`48585`
Alternative APNs	`1321415` `1365890`

Interior

Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,188 sqft Finished Area

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2005
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Lot Area	27,704 sqft (0.636 acres)
Deck Area	64 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Heat Pump

Location & Zoning

Account Number	1365890
Street Address	329 JACK FRANCIS RD
City	SHELBY
State	NC
Zip	28152-0732
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15
Legal Description	#3PB19-23CAROLINA CROSNG
Legal Subdivision	PHASE
Legal Block	1
Legal Lot Number	86
Jurisdiction	CLEVELAND NC
Township / Civil Division	CLEVELAND
Census Block Group	1
Census Block	1037
Census Tract	951601

Owner

329 Jack Francis Rd is owned and occupied by two individuals who bought it in October 2024.

Source: Cleveland County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	329 JACK FRANCIS RD, SHELBY, NC 28152-0732
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Oct 7, 2024	Warranty Deed, Transfer · Commercial Mortgage CDL HOUSING LLC
Sep 21, 2018	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 7, 2024 · Amount on File
Deed Sale	Oct 7, 2024 · Amount on File
Prior Sale	Jan 14, 2010 · Amount on File
Deed Document Number	2024200105545
Deed Book / Page	1930 / 1764
Prior Transfer Date	Dec 15, 2009
Prior Transfer Doc	0015881003
Record Updated	Oct 29, 2026

October 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEVELAND NC
Recording Date	Oct 7, 2024
Property Address	329 JACK FRANCIS RD, SHELBY, NC 28152-0732
Document Number	0019301764
Book / Page	1930 / 1764
Map Reference	MB 19 PG 23
Instrument Date	Oct 4, 2024
Instrument	200105545
Transaction Type	Transfer
Record Updated	Sep 30, 2025

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$300.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 936, LINCOLNTON, NC 28093-0936

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	329 JACK FRANCIS RD, SHELBY, NC 28152-0732

Mortgage

Document Number	0200105546
Date	Oct 7, 2024
Instrument	200105546

Lender

Name	CDL HOUSING LLC
Type	Non-Lending Institution

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	119 Months
Due	Sep 1, 2034

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEVELAND NC
Recording Date	Sep 21, 2018
Property Address	329 JACK FRANCIS RD, SHELBY, NC 28152-0732
Document Number	0017761131
Book / Page	001776 / 001131
Instrument Date	Aug 3, 2018
Instrument	18239
Transaction Type	Transfer
Record Updated	Oct 11, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 936 LINCOLNTON NC 280930936, LINCOLNTON, NC 28093-0936

Tax Assessment & Valuation

The 2026 property tax bill for 329 Jack Francis Rd was $815, up 6.1% from the year before.

Source: Cleveland County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cleveland County
Unified School District	Cleveland County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$815.00 (+6.12%)	$121,066 (-) Land $21,522 Building $99,544	$121,066 (-) Land $21,522 Building $99,544
2025	$768.00	$121,066 Land $21,522 Building $99,544	$121,066 Land $21,522 Building $99,544
2023		$55,501 Land $20,177 Building $35,324	$55,501 Land $20,177 Building $35,324

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 329 Jack Francis Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 5, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 329 Jack Francis Rd is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · above 51% of North Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLEVELAND COUNTY WATER serves 59,395 people · EPA ID NC0123055
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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