329 el Monte Rd, El Cajon, CA 92020 Property Records

San Diego County property record for 329 el Monte Rd, El Cajon, CA 92020

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 848 sqft · built 1952
Lot Size	0.158 acres (6,900 sqft)
Owner	Individual Name on File
Last Sale	$385,000 (Sep 2017)
Tax Bill	$5,575 (2025)
Deeds & Mortgages	May 2026 Line of Credit Feb 2024 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`487-091-04-00`

Property Details

APN / Parcel Number

Primary APN	`487-091-04-00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Building Area	848 sqft Living Area

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Lot Area	6,900 sqft (0.158 acres)
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	329 EL MONTE RD
City	EL CAJON
State	CA
Zip	92020-3021
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-6
Legal Description	LOT 110 TR 002740
Legal Subdivision	SUNNYSLOPE HEIGHTS
Legal Tract	002740
Legal Block	1
Legal Lot Number	110
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1016
Census Tract	16100

Owner

329 el Monte Rd is owned and occupied by an individual who acquired it in February 2021.

Source: San Diego County records, as of July 28, 2026

Owner of Record	Individual Name on File
Mailing Address	329 EL MONTE RD, EL CAJON, CA 92020-3021
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 22, 2026	Deed of Trust, Mortgage · Line of Credit NONE LISTED ON DOCUMENT
Feb 14, 2024	Deed of Trust, Mortgage · Line of Credit CABRILLO CU
Feb 17, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage CABRILLO CU
Sep 21, 2017	Grant Deed, Transfer · Conventional Mortgage SKYLINE FINANCIAL CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 21, 2017 · Amount on File
Deed Sale	Sep 21, 2017 · Amount on File
Prior Sale	Apr 25, 2012 · Amount on File
Deed Document Number	2017432984
Last Transfer Date	Feb 10, 2021
Transfer Doc	0000124954
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Recording Date	May 22, 2026
Property Address	329 EL MONTE RD, EL CAJON, CA 92020-3021
Document Number	0000147016
Instrument Date	May 18, 2026
Instrument	2026147016
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	329 EL MONTE RD, EL CAJON, CA 92020-3021

Mortgage

Document Number	0000147016,
Date	May 22, 2026
Instrument	2026147016

Lender

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	May 18, 2036

Interest

Rate	6.3%
Max Rate	-1%

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	329 EL MONTE RD, EL CAJON, CA 92020-3021
Transaction Type	Mortgage
Record Updated	Feb 22, 2024
Title Company	FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	329 EL MONTE RD, EL CAJON, CA 92020-3021
Investor	Possibly a Property Investor

Mortgage

Document Number	0000037492
Date	Feb 14, 2024
Instrument	2024-0037492

Lender

Name	CABRILLO CU
Type	Credit Union
Address	SAN DIEGO, CA 92131

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 17, 2021
Property Address	329 EL MONTE RD, EL CAJON, CA 92020-3021
Document Number	0000124954
Map Reference	MAP 2740
Instrument Date	Feb 10, 2021
Instrument	2021-0124954
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	TICOR TITLE SAN DIEGO BR, TICOR TITLE SAN DIEGO BRANCH

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	329 EL MONTE RD, EL CAJON, CA 92020-3021

Mortgage

Document Number	0000124955
Date	Feb 17, 2021
Instrument	2021-0124955

Lender

Name	CABRILLO CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

September 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 21, 2017
Property Address	329 EL MONTE RD, EL CAJON, CA 92020-3021
Document Number	0000432984
Map Reference	MAP2740
Instrument Date	Aug 29, 2017
Instrument	2017-0432984
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	CORINTHIAN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	329 EL MONTE RD, EL CAJON, CA 92020-3021

Mortgage

Document Number	0000432985
Date	Sep 21, 2017
Instrument	2017-0432985

Lender

Name	SKYLINE FINANCIAL CORP
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 329 el Monte Rd was $5,575.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	El Cajon City
Elementary School District	Cajon Valley Union Elementary School District (KG - 08)
Secondary School District	Grossmont Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$446,820 (+2%) Land $307,553 Building $139,267
2025	$5,575.00	$438,060 Land $301,523 Building $136,537
2023	$5,550.00 (+3.58%)	$421,051 Land $289,815 Building $131,236
2022	$5,358.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 329 el Monte Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 329 el Monte Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 358 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks, T-Mobile.

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