329 E Simonton St, Elkhart, IN 46514 Property Records

Elkhart County property record for 329 E Simonton St, Elkhart, IN 46514

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,380 sqft · built 1900
Lot Size	0.13 acres (5,663 sqft)
Owner	Individual Name on Record
Last Sale	$166,606 (Jun 2026)
Tax Bill	$1,554 (2024)
Deeds & Mortgages	Jun 2026 Mortgage Mar 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`20-02-32-456-004.000-027`

Property Details

APN / Parcel Number

Primary APN	`20-02-32-456-004.000-027`
Alternative APN	`0232456004027`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,380 sqft Living Area
Gross Area	2,280 sqft
1st Floor Area	900 sqft
Basement Area	900 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1978
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,663 sqft (0.13 acres)
Lot Dimensions	132 ft deep x 43 ft wide
Garage Type	Detached
Garage Area	240 sqft
Parking Spaces	1 Parking Space
Porch	Open Frame Porch
Porch Area	259 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	329 E SIMONTON ST
City	ELKHART
State	IN
Zip	46514-3220
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ZO01
Legal Description	IN SW SE 43FT ON S SIDE SIMONTON ST SEC 32 .16
Legal Block	456
Jurisdiction	ELKHART IN
Township / Civil Division	OSOLO
Census Block Group	2
Census Block	2046
Census Tract	1601

Owner

Source: Elkhart County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	329 E SIMONTON ST, ELKHART, IN 46514-3220
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 26, 2026	Warranty Deed, Transfer · FHA Mortgage CARDINAL FINANCIAL
Mar 23, 2020	Warranty Deed, Transfer · Line of Credit FIRST STATE BANK OF MIDDLEBURY
Feb 28, 2017	Deed of Trust, Mortgage · Line of Credit FIRST ST BK/MIDDLEBURY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 26, 2026 · Amount on Record
Deed Sale	Jun 26, 2026 · Amount on Record
Prior Sale	Nov 16, 2020 · Amount on Record
Deed Document Number	202611380
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ELKHART IN
Recording Date	Jun 26, 2026
Property Address	329 E SIMONTON ST, ELKHART, IN 46514-3220
Document Number	0000011380
Instrument Date	Jun 18, 2026
Instrument	202611380
Transaction Type	Transfer
Record Updated	Oct 23, 2026
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE COMPAN

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	329 E SIMONTON ST, ELKHART, IN 46514-3220

Mortgage

Document Number	0000011381,
Date	Jun 26, 2026
Instrument	202611381

Lender

Name	CARDINAL FINANCIAL

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Max Rate	-1%

Mortgage

Document Number	0000011382,
Date	Jun 26, 2026
Instrument	202611382

Lender

Name	CARDINAL FINANCIAL

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jul 1, 2036

Interest

Max Rate	-1%

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ELKHART IN
Recording Date	Mar 23, 2020
Property Address	329 E SIMONTON ST, ELKHART, IN 46514-3220
Document Number	0000006141
Instrument Date	Mar 11, 2020
Instrument	2020-06141
Transaction Type	Transfer
Record Updated	Oct 22, 2021
Title Company	FIDELITY NATIONAL TTL CO LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	220 E BRISTOL ST, ELKHART, IN 46514-3131

Mortgage

Document Number	0000006142
Date	Mar 23, 2020
Instrument	2020-06142

Lender

Name	FIRST STATE BANK OF MIDDLEBURY
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Mar 11, 2040

Interest

Rate Type	Adjustable Rate

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELKHART IN
Property Address	329 E SIMONTON ST, ELKHART, IN 46514-3220
Document Number	0000004244
Instrument Date	Feb 28, 2017
Transaction Type	Mortgage
Record Updated	Mar 7, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	220 E BRISTOL ST ELKHART IN 465143131, ELKHART, IN 46514-3131

Mortgage

Document Number	0000004244
Date	Mar 2, 2017
Instrument	4244

Lender

Name	FIRST ST BK/MIDDLEBURY
Type	Bank
Address	ELKHART, IN 46516

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Mar 1, 2027

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Elkhart County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Elkhart County
County Subdivision	Osolo Township
Municipality	Elkhart City
Unified School District	Elkhart Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$163,800 (+7.41%) Land $9,500 Building $154,300	$163,800 (+7.41%) Land $9,500 Building $154,300
2024	$1,554.00 (-3.48%)	$152,500 (+26.87%) Land $9,500 Building $143,000	$152,500 (+26.87%) Land $9,500 Building $143,000
2023		$120,200 (-6.02%) Building $120,200	$120,200 (-6.02%) Building $120,200
2022	$1,610.00 Homeowner's exemption	$127,900 Land $9,500 Building $118,400	$127,900 Land $9,500 Building $118,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1981)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 1981 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELKHART PUBLIC WORKS AND UTILITIES serves 46,455 people · EPA ID IN5220008
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 403 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Surf Internet.

Nearby Properties on E Simonton St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures