329 California Ave, Saint Cloud, FL 34769 Property Records

Osceola County property record for 329 California Ave, Saint Cloud, FL 34769

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,362 sqft · built 1959
Lot Size	0.21 acres (9,147 sqft)
Owner	2 Individual Names on File
Last Sale	$240,000 (Jul 2021)
Tax Bill	$2,988 (2025)
Deeds & Mortgages	Jul 2021 Sale & Mortgage Mar 2017 Transfer
Flood Zone	Zone X (minimal risk)
APN	`01-26-30-0001-0397-00I0`

Property Details

APN / Parcel Number

Primary APN	`01-26-30-0001-0397-00I0`
Alternative APNs	`2630010001039700I0` `79902`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,362 sqft Living Area
Gross Area	1,496 sqft
1st Floor Area	1,192 sqft
Flooring	Wood
Interior Walls	Plaster

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Architectural Style	Conventional
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	9,147 sqft (0.21 acres)
Lot Dimensions	138 ft deep x 67 ft wide

Exterior Amenities

Porch	Florida Room
Porch Area	234 sqft
Shed	1 Shed
Shed Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Floor/Wall Furnace

Location & Zoning

Street Address	329 CALIFORNIA AVE
City	SAINT CLOUD
State	FL
Zip	34769-2606
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR2
Legal Description	LAKE SHORE PARK UNIT 1 PB 1 PG 366 BLK 397 LOT I
Legal Range	30E
Legal Township	26S
Legal Section	01
Legal Subdivision	ST CLOUD 2ND PLAT TOWN OF
Legal Tract	1
Legal Block	397
Legal Lot Number	I
Legal Unit	1P
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	3
Census Block	3024
Census Tract	43400

Owner

329 California Ave is owned and occupied by two individuals who bought it in July 2021.

Source: Osceola County records, as of November 26, 2025

Owner of Record	2 Individual Names on File
Mailing Address	329 CALIFORNIA AVE, SAINT CLOUD, FL 34769-2606
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 15, 2021	Warranty Deed, Transfer · Conventional Mortgage TRUIST BANK
Mar 30, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 15, 2021 · Amount on File
Deed Sale	Jul 15, 2021 · Amount on File
Deed Document Number	2021109725
Deed Book / Page	6002 / 2114
Prior Transfer Date	Mar 21, 2017
Prior Transfer Doc	0051241777
Record Updated	Jun 8, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jul 15, 2021
Property Address	329 CALIFORNIA AVE, SAINT CLOUD, FL 34769-2606
Document Number	0060022114
Book / Page	6002 / 2114
Map Reference	MB 1 PG 366
Instrument Date	Jul 9, 2021
Instrument	2021109725
Transaction Type	Transfer
Record Updated	Jul 30, 2021
Title Company	STEWART TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,680.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8602 N 29TH ST, 8602, TAMPA, FL 33604-2209

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	329 CALIFORNIA AVE, SAINT CLOUD, FL 34769-2606

Mortgage

Document Number	60022115
Date	Jul 15, 2021
Instrument	6002/2115

Lender

Name	TRUIST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

March 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OSCEOLA FL
Recording Date	Mar 30, 2017
Property Address	329 CALIFORNIA AVE, SAINT CLOUD, FL 34769-2606
Document Number	0051241777
Book / Page	005124 / 001777
Instrument Date	Mar 21, 2017
Instrument	48704
Transaction Type	Transfer
Record Updated	May 17, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	356 W COOPER ST SLIPPERY ROCK PA 160571506, SLIPPERY ROCK, PA 16057-1506

Tax Assessment & Valuation

The 2025 property tax bill for 329 California Ave was $2,988 with a homeowner's exemption, up 3.6% from the year before.

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,988.00 (+3.61%) Homeowner's exemption	$209,817	$262,700 Land $60,000 Building $202,700
2024	$2,884.00 (+2.78%)
2023	$2,806.00 (+3.77%) Homeowner's exemption	$197,966 (+3%)	$227,900 (+18.57%) Land $55,000 Building $172,900
2022	$2,704.00 Homeowner's exemption	$192,200 Land $50,000 Building $142,200	$192,200 Land $50,000 Building $142,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 329 California Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 98 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	110 units insured incl. 12 condo units
Nearby Flood Claims	24 (1994–2022)
Claims Outside the SFHA	3 of 24
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Sep 2022 · 4 claims Hurricane Ian, Sep 2022 · 2 claims Hurricane Frances, Sep 2004 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 329 California Ave is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 95% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 368 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000

May also be available: AT&T, Verizon.

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