Lincoln County property record for 329 Bent Tree Dr, Stanley, NC 28164
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,732 sqft · built 2021 |
| Lot Size | 0.287 acres (12,502 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $818,000 (Apr 2026) |
| Tax Bill | $3,907 (2026) |
| Deeds & Mortgages | May 2022 Line of Credit Apr 2026 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 4612-22-6422 |
| Primary APN | 4612-22-6422 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 12 Rooms |
| Stories | 1 Story |
| Building Area | 2,732 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Architectural Style | Custom Design |
| Lot Area | 12,502 sqft (0.287 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Account Number | 316499 |
|---|---|
| Street Address | 329 BENT TREE DR |
| City | STANLEY |
| State | NC |
| Zip | 28164-7823 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD-MU CU |
| Legal Description | #24 LT TREETOPS PH1 |
| Legal Subdivision | TREETOPS |
| Legal Lot Number | 24 |
| Jurisdiction | LINCOLN NC |
| Township / Civil Division | CATAWBA SPRINGS |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 71102 |
Source: Lincoln County records, as of August 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 329 BENT TREE DR, STANLEY, NC 28164-7823 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 27, 2022 | Deed of Trust, Mortgage · Line of Credit SOUTH STATE BANK NA |
| Apr 17, 2026 | Warranty Deed, Transfer · Conventional Mortgage NONE LISTED ON DOCUMENT |
| Feb 25, 2021 | Warranty Deed, Transfer · Conventional Mortgage SOUTH STATE BANK NATIONAL ASSOCIATI |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 17, 2026 · Amount on Record |
| Deed Sale | Apr 17, 2026 · Amount on Record |
| Prior Sale | Feb 25, 2021 · Amount on Record |
| Deed Document Number | 2026708308 |
| Deed Book / Page | 3495 / 472 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN NC |
| Property Address | 329 BENT TREE DR, STANLEY, NC 28164-7823 |
| Transaction Type | Mortgage |
| Record Updated | May 1, 2026 |
| Name | Verified Name |
|---|---|
| Address | 329 BENT TREE DR, STANLEY, NC 28164-7823 |
| Investor | Possibly a Property Investor |
| Document Number | 0003168621 |
|---|---|
| Date | May 27, 2022 |
| Book Page | 3168/621 |
| Instrument | 652880 |
| Name | SOUTH STATE BANK NA |
|---|---|
| Type | Bank |
| Address | CHARLESTON, SC 29423 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | May 20, 2032 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LINCOLN NC |
| Recording Date | Apr 17, 2026 |
| Property Address | 329 BENT TREE DR, STANLEY, NC 28164-7823 |
| Document Number | 0003495472 |
| Book / Page | 3495 / 472 |
| Instrument Date | Apr 17, 2026 |
| Instrument | 2026.708308 |
| Transaction Type | Transfer |
| Record Updated | May 4, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $165,236.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 329 BENT TREE DR, STANLEY, NC 28164-7823 |
| Investor | Possibly a Property Investor |
| Document Number | 0000708309, |
|---|---|
| Date | Apr 17, 2026 |
| Book Page | 3495/475 |
| Instrument | 2026.708309 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LINCOLN NC |
| Recording Date | Feb 25, 2021 |
| Property Address | 329 BENT TREE DR, STANLEY, NC 28164-7823 |
| Document Number | 0003011266 |
| Book / Page | 3011 / 266 |
| Map Reference | MB 13 PG 309-311 |
| Instrument Date | Feb 25, 2021 |
| Instrument | 626060 |
| Transaction Type | Transfer |
| Record Updated | Sep 23, 2022 |
| Title Company | NOT AVAILABLE, INVESTORS TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $130.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 208 GLENCURRY DR, 208, CHARLOTTE, NC 28214-1178 |
| Name | Verified Name |
|---|---|
| Address | 5214 IRVING DR, CHARLOTTE, NC 28216-3887 |
| Investor | Possibly a Property Investor |
| Document Number | 0000626061 |
|---|---|
| Date | Feb 25, 2021 |
| Instrument | 626061 |
| Name | SOUTH STATE BANK NATIONAL ASSOCIATI |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.25% |
| Type Change Date | Mar 1, 2028 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 8.25% |
| Index | 1-Year LIBOR |
| Max Rate | 8.25% |
Source: Lincoln County assessment roll, as of August 27, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Lincoln County |
| Unified School District | Lincoln County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,907.00 | $623,737 (-) Land $80,000 Building $543,737 | $623,737 (-) Land $80,000 Building $543,737 |
| 2025 | $3,907.00 (+0.93%) | $623,737 (-) Land $80,000 Building $543,737 | $623,737 (-) Land $80,000 Building $543,737 |
| 2023 | $3,871.00 | $623,737 Land $80,000 Building $543,737 | $623,737 Land $80,000 Building $543,737 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LINCOLN COUNTY WTP serves 49,693 people · EPA ID NC0155035 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 126 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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