Union County and Garwood Borough property record for 329 3rd Ave, Garwood, NJ 07027
| Property Type | Single Family Home |
|---|---|
| Details | 1,440 sqft · built 1943 |
| Lot Size | 0.172 acres (7,501 sqft) |
| Owner | Individual Name on File |
| Last Sale | $465,000 (May 2018) |
| Tax Bill | $12,661 (2025) |
| Deeds & Mortgages | Jan 2024 Line of Credit Aug 2021 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-00108-0000-00007 |
| Primary APN | 06-00108-0000-00007 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,440 sqft Living Area |
| Year Built | Built 1943 |
|---|---|
| Effective Year Built | Effective 1943 |
| Construction Type | Frame |
| Lot Area | 7,501 sqft (0.172 acres) |
| Lot Dimensions | 150 ft deep x 50 ft wide |
| Account Number | 125600 |
|---|---|
| Street Address | 329 3RD AVE |
| City | GARWOOD |
| State | NJ |
| Zip | 07027-1024 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | BOROUGH/GARWOOD |
| Legal Block | 108 |
| Legal Lot Number | 7 |
| Jurisdiction | UNION NJ |
| Township / Civil Division | GARWOOD |
| Census Block Group | 5 |
| Census Block | 5007 |
| Census Tract | 36900 |
329 3rd Ave is owned and occupied by an individual who bought it in May 2018.
Source: Union County and Garwood Borough records, as of July 8, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 329 3RD AVE, GARWOOD, NJ 07027-1024 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 5, 2024 | Deed of Trust, Mortgage · Line of Credit BETHPAGE FCU |
| Aug 27, 2021 | Deed of Trust, Mortgage · Line of Credit BETHPAGE FCU |
| Sep 4, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FIRST GUARANTY MORTGAGE CORP |
| May 24, 2018 | Grant Deed, Transfer · FHA Mortgage GUARANTEED RATE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 24, 2018 · Amount on File |
| Deed Sale | May 24, 2018 · Amount on File |
| Prior Sale | Mar 27, 2017 · Amount on File |
| Deed Document Number | 2018300246 |
| Deed Book / Page | 6264 / 724 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 329 3RD AVE, GARWOOD, NJ 07027-1024 |
| Transaction Type | Mortgage |
| Record Updated | Jan 18, 2024 |
| Name | Verified Name |
|---|---|
| Address | 329 3RD AVE, GARWOOD, NJ 07027-1024 |
| Document Number | 0154512783 |
|---|---|
| Date | Jan 5, 2024 |
| Book Page | 15451/2783 |
| Instrument | 59992 |
| Name | BETHPAGE FCU |
|---|---|
| Type | Credit Union |
| Address | BETHPAGE, NY 11714 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Dec 28, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 329 3RD AVE, GARWOOD, NJ 07027-1024 |
| Transaction Type | Mortgage |
| Record Updated | Sep 14, 2021 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 0150432409 |
|---|---|
| Date | Aug 27, 2021 |
| Book Page | 15043/2409 |
| Instrument | 19616 |
| Name | BETHPAGE FCU |
|---|---|
| Type | Credit Union |
| Address | BETHPAGE, NY 11714 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 355 Months |
| Due | Feb 28, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 329 3RD AVE, GARWOOD, NJ 07027-1024 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | SOLIDIFI TITLE & CLOSING LLC |
| Name | Verified Name |
|---|
| Document Number | 0147602162 |
|---|---|
| Date | Sep 4, 2020 |
| Book Page | 14760/2162 |
| Instrument | 698152 |
| Name | FIRST GUARANTY MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | PLANO, TX 75024 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 239 Months |
| Due | Aug 1, 2040 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | UNION NJ |
| Recording Date | May 24, 2018 |
| Property Address | 329 3RD AVE, GARWOOD, NJ 07027-1024 |
| Document Number | 0062640724 |
| Book / Page | 006264 / 000724 |
| Instrument Date | Apr 27, 2018 |
| Instrument | 300246 |
| Transaction Type | Transfer |
| Record Updated | Jun 12, 2018 |
| Title Company | ACRES LAND TITLE AGENCY INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $465.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 329 3RD AVE GARWOOD NJ 070271024, GARWOOD, NJ 07027-1024 |
| Document Number | 144450403 |
|---|---|
| Date | May 24, 2018 |
| Book Page | 014445/000403 |
| Instrument | 657686 |
| Name | GUARANTEED RATE |
|---|---|
| Address | CHICAGO, IL 60613 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 23, 2048 |
The 2025 property tax bill for 329 3rd Ave was $12,661, up 2.6% from the year before.
Source: Union County and Garwood Borough assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Union County |
| Municipality | Garwood Borough |
| Unified School District | Garwood Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $443,000 (-) Land $208,500 Building $234,500 | $443,000 (-) Land $208,500 Building $234,500 | |
| 2025 | $12,661.00 (+2.55%) | $443,000 Land $208,500 Building $234,500 | $443,000 Land $208,500 Building $234,500 |
| 2024 | $12,346.00 | ||
| 2023 | $443,000 Land $208,500 Building $234,500 | $443,000 Land $208,500 Building $234,500 | |
| 2022 | $11,659.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 329 3rd Ave in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1982.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 4 (1982–2011) |
| Claims Outside the SFHA | 2 of 4 |
| Most Recent Claim | Aug 2011 · Hurricane Irene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 329 3rd Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 594 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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