3289 E Waterman St, Gilbert, AZ 85297 Property Records

Maricopa County property record for 3289 E Waterman St, Gilbert, AZ 85297

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,166 sqft · built 2001
Lot Size	0.149 acres (6,488 sqft)
Owner	2 Individual Names on Record
Last Sale	$578,000 (Feb 2022)
Tax Bill	$2,185 (2025)
Deeds & Mortgages	Feb 2022 Transfer Feb 2022 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`304-51-660`

Property Details

APN / Parcel Number

Primary APN	`304-51-660`
Alternative APN	`304516608`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,166 sqft Living Area
Gross Area	2,326 sqft
1st Floor Area	1,271 sqft
2nd Floor Area	895 sqft

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Exterior Material	Wood
Construction Type	Frame
Roof Material	Concrete
Lot Area	6,488 sqft (0.149 acres)
View / Lot	Corner
Parking Spaces	2 Parking Spaces
Pool Area	481 sqft
Patio Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C
Sewer	Municipal

Location & Zoning

Street Address	3289 E WATERMAN ST
City	GILBERT
State	AZ
Zip	85297-9322
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-6
Legal Description	SAN TAN RANCH PARCEL 5 MCR 480-33
Legal Range	6E
Legal Township	2S
Legal Section	2
Legal Subdivision	SAN TAN RANCH PARCEL 5
Legal Lot Number	21
Jurisdiction	MARICOPA AZ
Township / Civil Division	CHANDLER
Census Block Group	2
Census Block	2008
Census Tract	815700

Owner

Source: Maricopa County records, as of September 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	808 S HORIZON LN, SIOUX FALLS, SD 57106-4613
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Feb 15, 2022	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Feb 15, 2022	Warranty Deed, Transfer · Conventional Mortgage PLAINS COMMERCE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 15, 2022 · Amount on Record
Deed Sale	Feb 15, 2022 · Amount on Record
Prior Sale	Nov 17, 2005 · Amount on Record
Deed Document Number	2022139960
Record Updated	Oct 29, 2026

February 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARICOPA AZ
Recording Date	Feb 15, 2022
Property Address	3289 E WATERMAN ST, GILBERT, AZ 85297-9322
Document Number	0000139962
Map Reference	MB 480 PG 33
Instrument Date	Feb 7, 2022
Instrument	20220139962
Transaction Type	Transfer
Record Updated	Nov 8, 2022
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	808 S HORIZON LN, SIOUX FALLS, SD 57106-4613

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Feb 15, 2022
Property Address	3289 E WATERMAN ST, GILBERT, AZ 85297-9322
Document Number	0000139960
Map Reference	MB 480 PG 33
Instrument Date	Feb 7, 2022
Instrument	20220139960
Transaction Type	Transfer
Record Updated	Feb 25, 2022
Title Company	PEOPLES TITLES INC, PIONEER TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3289 E WATERMAN ST, 3289, GILBERT, AZ 85297-9322

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	808 S HORIZON LN, SIOUX FALLS, SD 57106-4613

Mortgage

Document Number	0000139961
Date	Feb 15, 2022
Instrument	20220139961

Lender

Name	PLAINS COMMERCE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Gilbert Town
Unified School District	Higley Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$49,270 (+105.11%)	$492,700 (+7.55%) Land $98,500 Building $394,200
2025	$2,185.00 (-8.73%)	$24,021 (-51.05%)	$458,100 (-6.64%) Land $91,600 Building $366,500
2024		$49,070	$490,700 Land $98,100 Building $392,600
2023	$2,394.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 99.3% of Arizona
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF GILBERT serves 247,600 people · EPA ID AZ0407092
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2017
Treatment and Procedure	Treatment report not submitted Oct 2017
Monitoring and Reporting	53 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 613 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20

May also be available: T-Mobile.

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