3289 Dean Ln, O Fallon, MO 63366 Property Records

St. Charles County property record for 3289 Dean Ln, O Fallon, MO 63366

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,404 sqft · built 1994
Lot Size	3.61 acres (157,252 sqft)
Owner	2 Individual Names on File
Last Sale	$332,000 (May 2021)
Tax Bill	$3,899 (2025)
Deeds & Mortgages	May 2021 Mortgage Dec 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`A942000886`

Property Details

APN / Parcel Number

Primary APN	`A942000886`
Alternative APN	`2-0024-S004-00-0001.2100000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,404 sqft Living Area
Gross Area	3,204 sqft
1st Floor Area	1,404 sqft
Basement Area	1,380 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Ranch
Exterior Material	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	157,252 sqft
Terrain	Rolling
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	290 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	A942000886
Street Address	3289 DEAN LN
City	O FALLON
State	MO
Zip	63366-4552
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT NE 1/4
Legal Lot Number	1
Jurisdiction	ST CHARLES MO
Township / Civil Division	WENTZVILLE
Census Block Group	1
Census Block	1001
Census Tract	312001

Owner

3289 Dean Ln is owned and occupied by two individuals who bought it in May 2021.

Source: St. Charles County records, as of September 10, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3289 DEAN LN, O FALLON, MO 63366-4552
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 5, 2021	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Dec 8, 2017	Intrafamily Transfer, Transfer · Conventional Mortgage BBMC MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 5, 2021 · Amount on File
Deed Sale	May 5, 2021 · Amount on File
Prior Sale	Dec 8, 2017 · Amount on File
Deed Document Number	202139377
Prior Transfer Date	Dec 5, 2017
Prior Transfer Doc	0068501903
Record Updated	Oct 29, 2026

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	May 5, 2021
Property Address	3289 DEAN LN, O FALLON, MO 63366-4552
Document Number	2021R039377
Instrument Date	Apr 30, 2021
Instrument	2021R-039377
Transaction Type	Transfer
Record Updated	May 19, 2021
Title Company	SYNERGY TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	139 RED HAWK RIDGE DR, 139, TROY, MO 63379-5449

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3289 DEAN LN, O FALLON, MO 63366-4552

Mortgage

Document Number	2021R039378
Date	May 5, 2021
Instrument	2021R-039378

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2051

December 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST CHARLES MO
Recording Date	Dec 8, 2017
Property Address	3289 DEAN LN, O FALLON, MO 63366-4552
Document Number	0068501903
Book / Page	6850 / 1903
Instrument Date	Dec 5, 2017
Instrument	20171208000761300
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	TIMIOS INC

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3289 DEAN LN, O FALLON, MO 63366-4552

Mortgage

Document Number	20171208000761310
Date	Dec 8, 2017
Instrument	20171208000761310

Lender

Name	BBMC MORTGAGE LLC
Type	Government Agency

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 3289 Dean Ln was $3,899, up 13.3% from the year before.

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$67,751 (-)	$356,586 (-) Land $110,466 Building $246,120
2025	$3,899.00 (+13.28%)	$67,751	$356,586 Land $110,466 Building $246,120
2024	$3,442.00
2023		$58,133
2022			$305,968 Land $97,470 Building $208,498

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3289 Dean Ln in Zone X, an area of minimal flood risk, though there have been 27 flood claims nearby since 1990.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	27 (1990–2021)
Most Recent Claim	Jun 2021 · river or lake flooding
Claims by Event	Severe Storms, Tornadoes, Hail, Flooding, Jun 1995 · 4 claims Severe Storms, Tornadoes, Flooding, Apr 1994 · 4 claims Severe Storms & Flooding, Sep 1993 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3289 Dean Ln is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 60% of Missouri
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000

May also be available: Verizon.

Cell Coverage

4G LTE only, no 5G reported

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