Baldwin County property record for 32887 River Rd, Orange Beach, AL 36561
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,274 sqft · built 2020 |
| Lot Size | 0.505 acres (22,012 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $1,299,000 (Nov 2023) |
| Tax Bill | $3,785 (2026) |
| Deeds & Mortgages | Nov 2023 Sale Aug 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 63-08-33-0-000-001.022 |
| Primary APN | 63-08-33-0-000-001.022 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 3 Stories |
| Building Area | 2,274 sqft Heated Area |
| 1st Floor Area | 1,297 sqft |
| Upper Floors Area | 1,549 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2021 |
| Exterior Material | Fiber Cement Siding |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 22,012 sqft (0.505 acres) |
| Lot Dimensions | 283 ft deep x 77.7 ft wide |
| View / Lot | Waterfront / Beach |
| Pool Area | 240 sqft |
|---|---|
| Deck Area | 537 sqft |
| Patio Area | 1,074 sqft |
| Boat House | 351 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 538021 |
|---|---|
| Street Address | 32887 RIVER RD |
| City | ORANGE BEACH |
| State | AL |
| Zip | 36561-5719 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 7 UNIT 10 ONO ISLAND SUB PB11 PG132 |
| Legal Subdivision | ONO ISLAND |
| Legal Block | U-10 |
| Legal Lot Number | 7 |
| Legal Unit | 10 |
| Jurisdiction | BALDWIN AL |
| Township / Civil Division | FOLEY |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 11415 |
Source: Baldwin County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 403 CROMWELL PL, HOPKINSVILLE, KY 42240-1442 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 9, 2023 | Warranty Deed, Transfer |
| Aug 23, 2019 | Deed of Trust, Mortgage · Conventional Mortgage BANCORPSOUTH |
| Jul 3, 2019 | Grant Deed, Transfer BANCORPSOUTH |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 9, 2023 · Amount on Record |
| Deed Sale | Nov 9, 2023 · Amount on Record |
| Prior Sale | Apr 5, 2019 · Amount on Record |
| Deed Document Number | 20232094822 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BALDWIN AL |
| Recording Date | Nov 9, 2023 |
| Property Address | 32887 RIVER RD, ORANGE BEACH, AL 36561-5719 |
| Document Number | 0002094822 |
| Map Reference | MB 11 PG 132 |
| Instrument Date | Nov 9, 2023 |
| Instrument | 2094822 |
| Transaction Type | Transfer |
| Record Updated | Apr 16, 2024 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4161 CRAIGEND LOOP, GULF SHORES, AL 36542-5822 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 403 CROMWELL PL, HOPKINSVILLE, KY 42240-1442 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BALDWIN AL |
| Property Address | 32887 RIVER RD, ORANGE BEACH, AL 36561-5719 |
| Document Number | 0001781150 |
| Instrument Date | Aug 23, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Sep 12, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 32887 RIVER RD ORANGE BEACH AL 365615719, ORANGE BEACH, AL 36561-5719 |
| Document Number | 0001781150 |
|---|---|
| Date | Aug 30, 2019 |
| Instrument | 1781150 |
| Name | BANCORPSOUTH |
|---|---|
| Type | Bank |
| Address | TUPELO, MS 38803-3356 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 29, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | BALDWIN AL |
| Recording Date | Jul 3, 2019 |
| Property Address | 32887 RIVER RD, ORANGE BEACH, AL 36561-5719 |
| Document Number | 0001769774 |
| Instrument Date | Jun 28, 2019 |
| Instrument | 1769774 |
| Transaction Type | Transfer |
| Record Updated | Jul 11, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $259.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 32887 RIVER RD ORANGE BEACH AL 365615719, ORANGE BEACH, AL 36561-5719 |
| Document Number | 1769775 |
|---|---|
| Date | Jul 3, 2019 |
| Instrument | 1769775 |
| Name | BANCORPSOUTH |
|---|---|
| Type | Bank |
| Address | TUPELO, MS 38803-3356 |
| Amount | Amount Recorded |
|---|---|
| Term | 300 Months |
| Due | Jul 2, 2044 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.25% |
Source: Baldwin County assessment roll, as of April 16, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Baldwin County |
| Unified School District | Baldwin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,785.00 (+1.75%) | ||
| 2025 | $3,720.00 (+136.19%) | $132,860 (+79.1%) Land $39,900 Building $92,960 | $1,328,400 (+12.6%) Land $399,000 Building $929,400 |
| 2023 | $1,575.00 Homeowner's exemption Senior Citizen's exemption Additional exemption filed | $74,180 (-26.13%) | $1,179,700 (+17.49%) Land $346,000 Building $833,700 |
| 2022 | $1,575.00 (+3.62%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed | $100,420 | $1,004,100 Land $223,300 Building $780,800 |
| 2021 | $1,520.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 27, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 840 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 5,049 units insured incl. 4,209 condo units |
| Nearby Flood Claims | 529 (1995–2020) |
| Claims Outside the SFHA | 30 of 529 |
| Most Recent Claim | Nov 2020 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 99.5% of Alabama |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ORANGE BEACH WATER SEWER AND F.P.A. serves 17,796 people · EPA ID AL0000053 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 29 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| C Spire Wireless Fiber | 8,000 / 8,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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