3288 Arbor Trce, Charlottesville, VA 22911 Property Records

Albemarle County property record for 3288 Arbor Trce, Charlottesville, VA 22911

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,681 sqft · built 1990
Lot Size	0.086 acres (3,781 sqft)
Owner	Individual Name on File
Last Sale	$259,900 (May 2018)
Tax Bill	$3,478 (2026)
Deeds & Mortgages	May 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`046B4-01-0C-00900`

Property Details

APN / Parcel Number

Primary APN	`046B4-01-0C-00900`
Alternative APN	`12810`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,681 sqft Finished Area
Flooring	Tile
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Exterior Material	Wood Siding
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	3,781 sqft (0.086 acres)
View / Lot	Proximity to Airport

Exterior Amenities

Porch	Slab
Porch Area	24 sqft
Patio Area	160 sqft
Shed	1 Shed
Shed Area	40 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	3288 ARBOR TRCE
City	CHARLOTTESVILLE
State	VA
Zip	22911-7571
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4 RESIDEN
Legal Description	FOREST LAKES TOWNHOUSES A C 9
Legal Subdivision	FOREST LAKES TOWNHOUSES
Jurisdiction	ALBEMARLE VA
Township / Civil Division	RIVANNA
Census Block Group	1
Census Block	1000
Census Tract	10303

Owner

3288 Arbor Trce is owned and occupied by an individual who bought it in May 2018.

Source: Albemarle County records, as of August 18, 2026

Owner of Record	Individual Name on File
Mailing Address	3288 ARBOR TRCE, CHARLOTTESVILLE, VA 22911-7571
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 11, 2018 · Amount on File
Deed Sale	May 11, 2018 · Amount on File
Deed Document Number	20185084
Deed Book / Page	5045 / 455
Record Updated	Sep 20, 2026

May 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALBEMARLE VA
Recording Date	May 11, 2018
Property Address	3288 ARBOR TRCE, CHARLOTTESVILLE, VA 22911-7571
Document Number	0000005084
Book / Page	005045 / 000455
Instrument Date	May 7, 2018
Instrument	5084
Transaction Type	Transfer
Record Updated	May 28, 2018
Title Company	BRIDGE TRUST TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$259.90
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3288 ARBOR TRCE CHARLOTTESVILLE VA 229117571, CHARLOTTESVILLE, VA 22911-7571

Mortgage

Document Number	5085
Date	May 11, 2018
Book Page	005045/000459
Instrument	5085

Lender

Name	BRANCH BK&TR
Type	Bank
Address	WILSON, NC 27893

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	May 10, 2033

Tax Assessment & Valuation

The 2026 property tax bill for 3288 Arbor Trce was $3,478, down 0.6% from the year before.

Source: Albemarle County assessment roll, as of June 15, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Albemarle County
Unified School District	Albemarle County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,478.00 (-0.6%)	$389,000 Land $93,600 Building $295,400	$389,000 Land $93,600 Building $295,400
2025	$3,499.00
2023	$2,798.00	$327,700 Land $83,200 Building $244,500	$327,700 Land $83,200 Building $244,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3288 Arbor Trce in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3288 Arbor Trce is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ACSA URBAN AREA serves 77,408 people · EPA ID VA2003053
Water Source	Purchased surface water from several systems
Last State Inspection	May 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 297 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Ting.

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