32878 SE Divers Rd, Estacada, OR 97023 Property Records

Clackamas County property record for 32878 SE Divers Rd, Estacada, OR 97023

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 1,419 sqft · built 1974
Lot Size	6.4 acres (278,784 sqft)
Owner	Individual Name on File
Tax Bill	$2,160 (2025)
Deeds & Mortgages	Dec 2017 Reverse Mortgage Dec 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`34E26 00200`

Property Details

APN / Parcel Number

Primary APN	`34E26 00200`
Alternative APN	`00944848`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,419 sqft Living Area
1st Floor Area	1,419 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Exterior Material	Wood
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	278,784 sqft (6.4 acres)
Garage Area	540 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Account Number	00944848
Street Address	32878 SE DIVERS RD
City	ESTACADA
State	OR
Zip	97023-7507
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	RRFF5
Legal Description	PARTITION PLAT 2007-097 PARCEL 1
Legal Range	04E
Legal Township	03S
Legal Section	26
Legal Subdivision	PARTITION PLAT
Legal Lot Number	200
Jurisdiction	CLACKAMAS OR
Township / Civil Division	ESTACADA
Census Block Group	3
Census Block	3011
Census Tract	24200

Owner

32878 SE Divers Rd, a rural home, is owned and occupied by an individual who acquired it in November 2017.

Source: Clackamas County records, as of November 17, 2025

Owner of Record	Individual Name on File
Mailing Address	PO BOX 871, ESTACADA, OR 97023-0871
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 18, 2017	Deed of Trust, Mortgage · Reverse Mortgage PLAZA HOME MORTGAGE INC
Dec 12, 2017	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Nov 2, 2017	Grant Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 2, 2017
Deed Sale	Nov 2, 2017
Prior Sale	Jun 21, 2005 · Amount on File
Deed Document Number	2017-075082
Record Updated	Jun 8, 2026

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLACKAMAS OR
Property Address	32878 SE DIVERS RD, ESTACADA, OR 97023-7507
Transaction Type	Mortgage
Record Updated	Nov 19, 2021
Title Company	FIRST AMERICAN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000084625
Date	Dec 18, 2017
Instrument	2017-084625

Lender

Name	PLAZA HOME MORTGAGE INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92121

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	920 Months
Due	Aug 8, 2094

Interest

Rate Type	Adjustable Rate
Rate	4.26%
Type Change Date	Jan 1, 2019
Change Frequency	Annually
Min Rate At Change	2%
Index	1-Year LIBOR
Max Rate	5%

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLACKAMAS OR
Property Address	32878 SE DIVERS RD, ESTACADA, OR 97023-7507
Document Number	0000084626
Instrument Date	Dec 12, 2017
Transaction Type	Mortgage
Record Updated	Nov 20, 2018
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32878 SE DIVERS RD ESTACADA OR 970237507, ESTACADA, OR 97023-7507

Mortgage

Document Number	0000084626
Date	Dec 18, 2017
Instrument	84626

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	924 Months
Due	Dec 17, 2094

Interest

Rate Type	Adjustable Rate
Rate	4.26%

November 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CLACKAMAS OR
Recording Date	Nov 2, 2017
Property Address	32878 SE DIVERS RD, ESTACADA, OR 97023-7507
Document Number	0000075082
Instrument Date	Oct 31, 2017
Instrument	75082
Transaction Type	Transfer
Record Updated	Nov 7, 2017

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32878 SE DIVERS RD ESTACADA OR 970237507, ESTACADA, OR 97023-7507

Tax Assessment & Valuation

The 2025 property tax bill for 32878 SE Divers Rd was $2,160 with a veteran's exemption.

Source: Clackamas County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Clackamas County
Unified School District	Estacada School District 108 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,160.00 Veteran's exemption	$209,403	$687,888 Land $408,918 Building $278,970
2023	$2,338.00 Veteran's exemption	$204,940	$674,454 Land $401,004 Building $273,450

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 32878 SE Divers Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 32878 SE Divers Rd is moderate, ranking above 64% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · lower than 74% of Oregon
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Rio Virgin Telephone Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on SE Divers Rd

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