32870 Sutton Rd, Chesterfield (New Baltimore), MI 48047 Property Records

Macomb County property record for 32870 Sutton Rd, Chesterfield, MI 48047

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,855 sqft · built 1935
Lot Size	0.707 acres (30,797 sqft)
Owner	Individual Name on Record
Last Sale	$185,000 (Apr 2002)
Tax Bill	$2,291 (2025)
Deeds & Mortgages	Jun 2020 Line of Credit Jun 2020 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`15-09-27-203-020`

Property Details

APN / Parcel Number

Primary APN	`15-09-27-203-020`
Alternative APN	`0927203020`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,855 sqft Living Area
1st Floor Area	1,532 sqft
Basement Area	1,292 sqft
Unfinished Basement	1,292 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1935
Effective Year Built	Effective 1955
Construction Type	Stone
Lot Area	30,797 sqft (0.707 acres)
Lot Dimensions	299 ft deep x 103 ft wide
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	32870 SUTTON RD
City	CHESTERFIELD
State	MI
Zip	48047-3369
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1B RES
Legal Description	SUPERVISORS PLAT OF BAKERS SALT RIVER SUBDIVISION NO 1 LOT 174
Legal Subdivision	SALT RIVER SUBDIVISION
Legal Lot Number	174
Jurisdiction	MACOMB MI
Township / Civil Division	CHESTERFIELD
Census Block Group	2
Census Block	2007
Census Tract	222500

Owner

Source: Macomb County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	32870 SUTTON RD, CHESTERFIELD, MI 48047-3369
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 17, 2020	Deed of Trust, Mortgage · Line of Credit CENTRAL MACOMB COMMUNITY CU
Jun 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage CENTRAL MACOMB COMMUNITY CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 15, 2002 · Amount on Record
Deed Sale	Apr 15, 2002 · Amount on Record
Prior Sale	Oct 15, 1998 · Amount on Record
Record Updated	Oct 29, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	32870 SUTTON RD, CHESTERFIELD, MI 48047-3369
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	LIB

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000068997
Date	Jun 17, 2020
Book Page	26772/632
Instrument	2068997

Lender

Name	CENTRAL MACOMB COMMUNITY CU
Type	Credit Union
Address	MOUNT CLEMENS, MI 48046

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jun 16, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	32870 SUTTON RD, CHESTERFIELD, MI 48047-3369
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	LIB

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000068996
Date	Jun 17, 2020
Book Page	26772/620
Instrument	2068996

Lender

Name	CENTRAL MACOMB COMMUNITY CU
Type	Credit Union
Address	MOUNT CLEMENS, MI 48046

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jul 1, 2035

Tax Assessment & Valuation

Source: Macomb County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Macomb County
County Subdivision	Chesterfield Township
Unified School District	Anchor Bay School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$115,400 (+25.43%)	$230,800 (+25.43%)
2025	$2,291.00 (+14.09%)
2023		$92,000	$184,000
2022	$2,008.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	7 (1985–2023)
Claims Outside the SFHA	5 of 7
Most Recent Claim	Aug 2023 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms & Flooding, Oct 1986 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHESTERFIELD TOWNSHIP serves 41,650 people · EPA ID MI0001390
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Aug 2021
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 227 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: T-Mobile.

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