Montgomery County property record for 3287 Hwy 48, Cunningham, TN 37052
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,122 sqft · built 1970 |
| Lot Size | 1.21 acres (52,708 sqft) |
| Owner | Company Name on Record |
| Last Sale | $150,000 (Oct 2009) |
| Tax Bill | $1,645 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 123 21.00 |
| Primary APN | 123 21.00 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,122 sqft Living Area |
| Gross Area | 4,738 sqft |
| 1st Floor Area | 2,122 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 52,708 sqft (1.21 acres) |
| Terrain | Rolling |
| Garage Type | Mixed |
| Garage Area | 624 sqft |
| Driveway | Driveway |
| Driveway Area | 1,800 sqft |
| Pool Area | 448 sqft |
|---|---|
| Porch | Slab |
| Porch Area | 434 sqft |
| Deck Area | 210 sqft |
| Patio Area | 210 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Water Source | Commercial |
| Street Address | 3287 HIGHWAY 48 |
|---|---|
| City | CUNNINGHAM |
| State | TN |
| Zip | 37052-5008 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AG |
| Legal Description | 11-20.1 PUMP HOUSE ON PIERS N/V;CHG EXIST DRWY DIM;P/UP 2ND DRWY & POOL T-98;QC V1165-1726;QC V1307-730 & V1307-732;DAWSON |
| Jurisdiction | MONTGOMERY TN |
| Township / Civil Division | 4 |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 101702 |
Source: Montgomery County records, as of May 5, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 3287 HIGHWAY 48, CUNNINGHAM, TN 37052-5008 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 20, 2009 · Amount on Record |
| Deed Sale | Oct 20, 2009 · Amount on Record |
| Prior Sale | Oct 19, 2009 |
| Deed Book / Page | 1307 / 734 |
| Transfer Doc | 0000741676 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY TN |
| Property Address | 3287 HIGHWAY 48, CUNNINGHAM, TN 37052-5008 |
| Transaction Type | Mortgage |
| Record Updated | Apr 6, 2021 |
| Title Company | FREEDOM TITLE SERVICES, FREEDOM TITLE SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 2074/1753 |
|---|---|
| Date | Mar 24, 2021 |
| Book Page | 2074/1753 |
| Instrument | 1307135 |
| Name | FIRST FEDERAL BANK |
|---|---|
| Type | Bank |
| Address | CLARKSVILLE, TN 37040 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Apr 1, 2036 |
Source: Montgomery County assessment roll, as of May 5, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Montgomery County |
| Unified School District | Clarksville-Montgomery County School System (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,645.00 | $78,350 (-) | $313,400 (-) Land $74,900 Building $238,500 |
| 2024 | $1,645.00 (+19.99%) | $78,350 (+70.88%) | $313,400 (+70.88%) Land $74,900 Building $238,500 |
| 2023 | $1,371.00 | $45,850 (-) | |
| 2022 | $1,371.00 | $45,850 | $183,400 Land $35,900 Building $147,500 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 14, 2021
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 72% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CUNNINGHAM UTILITY DISTRICT serves 16,068 people · EPA ID TN0000167 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2025 |
| Lead | 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cumberland Connect Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 35 |
5G (outdoors only) and 4G LTE
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