3287 Gady Rd, Adrian, MI 49221 Property Records

Lenawee County property record for 3287 Gady Rd, Adrian, MI 49221

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,153 sqft · built 1999
Lot Size	0.5 acres (21,780 sqft)
Owner	2 Individual Names on Record
Last Sale	$127,700 (May 1999)
Tax Bill	$2,060 (2025)
Deeds & Mortgages	Jan 2022 Refinance Feb 2021 Refinance + 3 more
Flood Zone	Zone X (minimal risk)
APN	`RA0-116-1765-00`

Property Details

APN / Parcel Number

Primary APN	`RA0-116-1765-00`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,153 sqft Living Area
1st Floor Area	1,144 sqft
Basement Area	1,144 sqft
Unfinished Basement	1,144 sqft

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Ranch
Lot Area	21,780 sqft (0.5 acres)
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	3287 GADY RD
City	ADRIAN
State	MI
Zip	49221-9308
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LD COMM AT N 1/4 COR SEC 16 TH S 88^53'W 1139.58 FT FOR POB TH S 88^53'W 100.00 FT TH S 0^53'37"E 220.00 FT TH N88^53'E
Jurisdiction	LENAWEE MI
Township / Civil Division	RAISIN
Census Block Group	1
Census Block	1000
Census Tract	60701

Owner

Source: Lenawee County records, as of July 31, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3287 GADY RD, ADRIAN, MI 49221-9308
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 18, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance UNIVERSITY BANK
Feb 24, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance UNIVERSITY LENDING
Oct 14, 2020	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
Jun 6, 2017	Deed of Trust, Mortgage · Second Mortgage (Down Payment) TLC COMMUNITY CU
Aug 3, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 28, 1999 · Amount on Record
Deed Sale	May 28, 1999 · Amount on Record
Record Updated	Sep 20, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LENAWEE MI
Property Address	3287 GADY RD, ADRIAN, MI 49221-9308
Transaction Type	Mortgage
Record Updated	Feb 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0026320606
Date	Jan 18, 2022
Book Page	2632/606

Lender

Name	UNIVERSITY BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LENAWEE MI
Property Address	3287 GADY RD, ADRIAN, MI 49221-9308
Transaction Type	Mortgage
Record Updated	Mar 24, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0026130257
Date	Feb 24, 2021
Book Page	2613/257

Lender

Name	UNIVERSITY LENDING

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Mar 1, 2036

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LENAWEE MI
Property Address	3287 GADY RD, ADRIAN, MI 49221-9308
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0026050634
Date	Oct 14, 2020
Book Page	2605/634

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	253 Months
Due	Nov 1, 2041

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LENAWEE MI
Property Address	3287 GADY RD, ADRIAN, MI 49221-9308
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0025460699
Date	Jun 6, 2017
Book Page	2546/0699

Lender

Name	TLC COMMUNITY CU
Type	Credit Union
Address	ADRIAN, MI 49221

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded
Term	120 Months
Due	Jun 8, 2027

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LENAWEE MI
Recording Date	Aug 3, 2017
Property Address	3287 GADY RD, ADRIAN, MI 49221-9308
Document Number	0025490493
Book / Page	002549 / 000493
Instrument Date	Aug 2, 2017
Transaction Type	Transfer
Record Updated	Aug 28, 2017

Transaction

Amount	Amount Recorded
Tax	$236.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Lenawee County assessment roll, as of July 31, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Lenawee County
County Subdivision	Raisin Township
Unified School District	Tecumseh Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$94,600 (+3.05%)	$189,200 (+3.05%)
2025	$2,060.00 (+14.57%) Homeowner's exemption	$91,800 (+13.47%)	$183,600 (+13.47%)
2023		$80,900	$161,800
2022	$1,798.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 14, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 95% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 132 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
Mercury Fiber Fixed Wireless	150 / 20

May also be available: Midwest Energy & Communications, T-Mobile.

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