Wells County property record for 3287 E 200 S, Bluffton, IN 46714
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,678 sqft · built 1972 |
| Lot Size | 9.63 acres (419,613 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $4,015 (2025) |
| Deeds & Mortgages | Jun 2021 Mortgage Nov 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 90-08-10-300-005.000-003 |
| Primary APN | 90-08-10-300-005.000-003 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,678 sqft Living Area |
| 1st Floor Area | 2,678 sqft |
| Basement Area | 1,752 sqft |
| Unfinished Basement | 1,752 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1990 |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | No Foundation |
| Roof Material | Asphalt |
| Lot Area | 419,613 sqft (9.63 acres) |
| Garage Type | Mixed |
| Garage Area | 1,280 sqft |
| Parking Spaces | 5 Parking Spaces |
| Shed | 1 Shed |
| Shed Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 00001526494 |
|---|---|
| Street Address | 3287 E 200 S |
| City | BLUFFTON |
| State | IN |
| Zip | 46714-9485 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 10-26-12 9.633A MID W PT |
| Jurisdiction | WELLS IN |
| Township / Civil Division | HARRISON |
| Census Block Group | 2 |
| Census Block | 2025 |
| Census Tract | 40500 |
Source: Wells County records, as of June 26, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3287 E 200 S, BLUFFTON, IN 46714-9485 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 24, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FIRST BANK BERNIE |
| Nov 14, 2017 | Intrafamily Transfer, Transfer · Conventional Mortgage RUOFF MORTGAGE CO INC |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Nov 6, 2017 |
| Transfer Doc | 0020171943 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WELLS IN |
| Property Address | 3287 E 200 S, BLUFFTON, IN 46714-9485 |
| Transaction Type | Mortgage |
| Record Updated | Jul 14, 2021 |
| Name | Verified Name |
|---|
| Document Number | 20212847 |
|---|---|
| Date | Jun 24, 2021 |
| Instrument | 20212847 |
| Name | FIRST BANK BERNIE |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | WELLS IN |
| Recording Date | Nov 14, 2017 |
| Property Address | 3287 E 200 S, BLUFFTON, IN 46714-9485 |
| Document Number | 0020171943 |
| Instrument Date | Nov 6, 2017 |
| Instrument | 20171943 |
| Transaction Type | Transfer |
| Record Updated | Dec 14, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3287 N 200 S, BLUFFTON, IN 46714 |
| Document Number | 20171944 |
|---|---|
| Date | Nov 14, 2017 |
| Instrument | 20171944 |
| Name | RUOFF MORTGAGE CO INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2047 |
| Rate Type | Fixed Rate |
|---|
Source: Wells County assessment roll, as of June 26, 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | Wells County |
| County Subdivision | Harrison Township |
| Unified School District | Bluffton-Harrison Metropolitan School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,015.00 (+28.44%) Homeowner's exemption | $507,600 (+34.64%) Land $109,700 Building $397,900 | $507,600 (+34.64%) Land $109,700 Building $397,900 |
| 2024 | $3,126.00 (+25.24%) | ||
| 2023 | $377,000 (+8.02%) Land $80,200 Building $296,800 | $377,000 (+8.02%) Land $80,200 Building $296,800 | |
| 2022 | $2,496.00 | $349,000 Land $60,700 Building $288,300 | $349,000 Land $60,700 Building $288,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 30, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (2003) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 2003 · Severe Storms, Tornadoes, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 73% of Indiana |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BLUFFTON UTILITIES WATER DEPT serves 10,298 people · EPA ID IN5290001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2024 |
| Lead | 4 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Craigville Telephone Company Fiber | 1,000 / 1,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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