3287 Burnt Pine Ln, Miramar Beach, FL 32550 Property Records

Walton County property record for 3287 Burnt Pine Ln, Miramar Beach, FL 32550

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 5,414 sqft · built 2001
Lot Size	0.464 acres (20,212 sqft)
Owner	2 Individual Names on Record
Last Sale	$2,600,000 (Apr 2007)
Tax Bill	$14,812 (2025)
Deeds & Mortgages	Nov 2023 Line of Credit Sep 2021 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`23-2S-21-42400-000-3287`

Property Details

APN / Parcel Number

Primary APN	`23-2S-21-42400-000-3287`
Alternative APNs	`23-221-42400-000-3287` `1041994`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	5,414 sqft Living Area
Gross Area	7,902 sqft
1st Floor Area	4,211 sqft
Flooring	Tile
Interior Walls	Custom/Decorative
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Exterior Material	Wood
Construction Type	Frame
Roof Type	Cathedral/Clerestory
Roof Material	Concrete
Lot Area	20,212 sqft (0.464 acres)
Lot Dimensions	179 ft deep x 113 ft wide
Garage Type	Attached
Garage Area	1,248 sqft
Driveway	Brick Driveway
Porch	Finished Screened Porch
Porch Area	1,240 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3287 BURNT PINE LN
City	MIRAMAR BEACH
State	FL
Zip	32550-7806
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SD
Legal Description	LOT 3287 BURNT PINE LANE S/D PB 11-1 OR 1818-205 OR 2367-853 OR 2505-461 OR 2759-2559
Legal Range	021
Legal Township	02S
Legal Section	23
Legal Subdivision	BURNT PINE LANE
Legal Block	32
Legal Lot Number	3287
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	3
Census Block	3000
Census Tract	950607

Owner

Source: Walton County records, as of December 3, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3287 BURNT PINE LN, MIRAMAR BEACH, FL 32550-7806
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 9, 2023	Deed of Trust, Mortgage · Line of Credit WHITNEY BANK
Sep 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage CENTENNIAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 27, 2007 · Amount on Record
Deed Sale	Apr 27, 2007 · Amount on Record
Prior Sale	Jun 4, 2003 · Amount on Record
Deed Document Number	2007993835
Deed Book / Page	2759 / 2559
Prior Transfer Date	Dec 4, 2001
Prior Transfer Doc	0023670853
Record Updated	Jun 8, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	3287 BURNT PINE LN, MIRAMAR BEACH, FL 32550-7806
Transaction Type	Mortgage
Record Updated	Dec 13, 2023
Title Company	MCNEESE TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3287 BURNT PINE LN, MIRAMAR BEACH, FL 32550-7806

Mortgage

Document Number	0033072644
Date	Nov 9, 2023
Book Page	3307/2644
Instrument	20230040747

Lender

Name	WHITNEY BANK
Type	Bank
Address	GULFPORT, MS 39501

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Nov 8, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	3287 BURNT PINE LN, MIRAMAR BEACH, FL 32550-7806
Transaction Type	Mortgage
Record Updated	Aug 2, 2022
Title Company	MCNEESE TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3287 BURNT PINE LN, MIRAMAR BEACH, FL 32550-7806

Mortgage

Document Number	0032182794
Date	Sep 30, 2021
Book Page	3218/2794
Instrument	20210048960

Lender

Name	CENTENNIAL BANK
Type	Bank
Address	CONWAY, AR 72033

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2036

Tax Assessment & Valuation

Source: Walton County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$14,812.00 (+1.84%) Homeowner's exemption	$1,677,875 (-39.62%)	$2,869,049 (+3.24%) Land $550,000 Building $2,319,049
2024	$14,544.00 (+3.62%)
2023	$14,036.00 (+1.05%) Homeowner's exemption	$2,779,052 (+43.71%) Land $483,615 Building $2,295,437	$2,779,052 (+43.71%) Land $483,615 Building $2,295,437
2022	$13,890.00 Homeowner's exemption	$1,933,743 Land $536,813 Building $1,396,930	$1,933,743 Land $536,813 Building $1,396,930

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 530 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1,379 units insured incl. 849 condo units
Nearby Flood Claims	14 (2001–2021)
Claims Outside the SFHA	2 of 14
Most Recent Claim	Oct 2021 · rainfall accumulation
Claims by Event	Hurricane Sally, Sep 2020 · 6 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, May 2014 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH WALTON UTILITY COMPANY private · serves 26,668 people · EPA ID FL1660615
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 124 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber	2,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Wildstar Networks.

Nearby Properties on Burnt Pine Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures