32860 Ocean Reach Dr, Lewes, DE 19958 Property Records

Sussex County property record for 32860 Ocean Reach Dr, Lewes, DE 19958

Property Summary

Property Type	Single Family Home
Details	5 bd · 5 ba · 2,764 sqft · built 2004
Lot Size	0.231 acres (10,049 sqft)
Owner	2 Individual Names on File
Last Sale	$685,000 (Aug 2022)
Tax Bill	$1,415 (2026)
Deeds & Mortgages	Apr 2021 Refinance Aug 2022 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`334-5.00-905.00`

Property Details

APN / Parcel Number

Primary APN	`334-5.00-905.00`

Interior

Bedrooms	5 Beds
Full Baths	5 Baths
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,764 sqft Living Area
Gross Area	5,047 sqft
Basement Area	1,005 sqft
Finished Basement	1,005 sqft
Unfinished Basement	2,366 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace
Elevator	Elevator

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	10,049 sqft (0.231 acres)
Lot Dimensions	134 ft deep x 75 ft wide
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	440 sqft
Porch	Slab
Porch Area	28 sqft
Patio Area	679 sqft
Granary	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	32860 OCEAN REACH DR
City	LEWES
State	DE
Zip	19958-4658
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MR
Legal Description	HENLOPEN LANDING LOT 76
Legal Subdivision	HENLOPEN LANDING
Legal Lot Number	76
Jurisdiction	SUSSEX DE
Township / Civil Division	LEWES
Census Block Group	1
Census Block	1000
Census Tract	51011

Owner

Source: Sussex County records, as of September 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	32860 OCEAN REACH DR, LEWES, DE 19958-4658
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 15, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance ARTISANS BANK
Aug 11, 2022	Deed of Trust, Mortgage · Line of Credit ARTISANS BANK
Aug 15, 2022	Deed of Trust, Mortgage · Stand-Alone First Mortgage ARTISANS BANK
Aug 1, 2022	Deed of Trust, Mortgage · Line of Credit ARTISANS BANK
Aug 1, 2022	Deed, Transfer · Stand-Alone First Mortgage ARTISANS BANK
Mar 27, 2017	Deed of Trust, Mortgage · Line of Credit WILMINGTON SVG FUND SOCIETYFSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 1, 2022 · Amount on File
Deed Sale	Aug 1, 2022 · Amount on File
Prior Sale	May 31, 2016 · Amount on File
Deed Document Number	202236319
Deed Book / Page	5748 / 172
Prior Transfer Date	Jul 29, 2022
Prior Transfer Doc	0057480172
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUSSEX DE
Property Address	32860 OCEAN REACH DR, LEWES, DE 19958-4658
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0197290221
Date	Apr 15, 2021
Book Page	19729/221
Instrument	20210000025088

Lender

Name	ARTISANS BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	121 Months
Due	May 1, 2031

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUSSEX DE
Property Address	32860 OCEAN REACH DR, LEWES, DE 19958-4658
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0212460074
Date	Aug 11, 2022
Book Page	21246/74
Instrument	20220000037870

Lender

Name	ARTISANS BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	121 Months
Due	Sep 1, 2032

Interest

Rate Type	Adjustable Rate

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUSSEX DE
Property Address	32860 OCEAN REACH DR, LEWES, DE 19958-4658
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0212520236
Date	Aug 15, 2022
Book Page	21252/236
Instrument	20220000038333

Lender

Name	ARTISANS BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUSSEX DE
Property Address	32860 OCEAN REACH DR, LEWES, DE 19958-4658
Transaction Type	Mortgage
Record Updated	Aug 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0212250254
Date	Aug 1, 2022
Book Page	21225/254
Instrument	20220000036321

Lender

Name	ARTISANS BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	121 Months
Due	Sep 1, 2032

Interest

Rate Type	Adjustable Rate

August 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	SUSSEX DE
Recording Date	Aug 1, 2022
Property Address	32860 OCEAN REACH DR, LEWES, DE 19958-4658
Document Number	0057480172
Book / Page	5748 / 172
Instrument Date	Jul 29, 2022
Instrument	20220000036319
Transaction Type	Transfer
Record Updated	Apr 2, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	32860 OCEAN REACH DR, LEWES, DE 19958-4658

Mortgage

Document Number	20220000036320
Date	Aug 1, 2022
Instrument	20220000036320

Lender

Name	ARTISANS BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	181 Months
Due	Sep 1, 2037

Mortgage

Document Number	0212250254
Date	Aug 1, 2022
Book Page	21225/254
Instrument	20220000036321

Lender

Name	ARTISANS BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	121 Months
Due	Sep 1, 2032

Interest

Rate Type	Adjustable Rate

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUSSEX DE
Property Address	32860 OCEAN REACH DR, LEWES, DE 19958-4658
Document Number	0161610030
Book / Page	016161 / 000030
Instrument Date	Mar 27, 2017
Transaction Type	Mortgage
Record Updated	Jul 4, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32860 OCEAN REACH DR LEWES DE 199584658, LEWES, DE 19958-4658

Mortgage

Document Number	0161610030
Date	Apr 13, 2017
Book Page	016161/000030
Instrument	13849

Lender

Name	WILMINGTON SVG FUND SOCIETYFSB
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Sussex County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Delaware
County	Sussex County
Unified School District	Cape Henlopen School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,415.00 (-0.42%)	$44,500 (-) Land $5,000 Building $39,500	$672,900 (-) Land $142,200 Building $530,700
2025	$1,421.00 (-35.14%)	$44,500 (-) Land $5,000 Building $39,500	$672,900 (+656.07%) Land $142,200 Building $530,700
2023	$2,191.00	$44,500 Land $5,000 Building $39,500	$89,000 Land $10,000 Building $79,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 37 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	37 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 87% of Delaware
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LEWES BOARD OF PUBLIC WORKS serves 9,627 people · EPA ID DE0000602
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	22 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 216 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Mediacom Xtream, Verizon.

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