3286 Marilyn St, Schenectady, NY 12303 Property Records

Albany County and Guilderland Town property record for 3286 Marilyn St, Schenectady, NY 12303

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,162 sqft · built 1978
Lot Size	0.348 acres (15,180 sqft)
Owner	2 Individual Names on Record
Last Sale	$440,000 (Aug 2022)
Tax Bill	$10,232 (2026)
Deeds & Mortgages	Aug 2022 Mortgage May 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`013089 27.08-1-39`

Property Details

APN / Parcel Number

Primary APN	`013089 27.08-1-39`
Alternative APNs	`308902700800010390000000` `02700800010390000000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,162 sqft Living Area
1st Floor Area	962 sqft
2nd Floor Area	1,200 sqft
Basement Area	400 sqft
Finished Basement	400 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	15,180 sqft (0.348 acres)
Lot Dimensions	150 ft deep x 101 ft wide
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	In-Ground Vinyl Pool
Pool Area	512 sqft
Porch	Slab
Porch Area	130 sqft
Patio Area	216 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	02700800010390000000
Street Address	3286 MARILYN ST
City	SCHENECTADY
State	NY
Zip	12303-4714
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15
Legal Description	LONE PINE VILL LOT 64
Legal Subdivision	LONE PINE VILLAGE SECTION 3A
Legal Block	1
Legal Lot Number	39.000
Jurisdiction	ALBANY NY
Township / Civil Division	GUILDERLAND
Census Block Group	3
Census Block	3030
Census Tract	14616

Owner

Source: Albany County and Guilderland Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3286 MARILYN ST, SCHENECTADY, NY 12303-4714
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 23, 2022	Deed of Trust, Mortgage · Conventional Mortgage TRUSTCO BANK
May 1, 2019	Deed of Trust, Mortgage · ARM CAPITAL COMMUNICATIONS FCU
Jan 13, 2021	Deed of Trust, Mortgage · Closed-End Mortgage KEY BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 23, 2022 · Amount on Record
Deed Sale	Aug 23, 2022 · Amount on Record
Prior Sale	Aug 3, 2006 · Amount on Record
Deed Document Number	202219524
Prior Transfer Date	Oct 5, 2002
Prior Transfer Doc	2723000817
Record Updated	Oct 29, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBANY NY
Property Address	3286 MARILYN ST, SCHENECTADY, NY 12303-4714
Transaction Type	Mortgage
Record Updated	Sep 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8 HYDOR DR, CASTLETON, NY 12033-9767

Mortgage

Document Number	0000009525
Date	Aug 23, 2022
Instrument	R2022-19525

Lender

Name	TRUSTCO BANK
Type	Bank
Address	ALBANY, NY 12205

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jul 28, 2052

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBANY NY
Property Address	3286 MARILYN ST, SCHENECTADY, NY 12303-4714
Transaction Type	Mortgage
Record Updated	Aug 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000008486
Date	May 1, 2019
Instrument	R2019-08486

Lender

Name	CAPITAL COMMUNICATIONS FCU
Type	Credit Union
Address	ALBANY, NY 12205

Agreement

Type	ARM
Amount	Amount Recorded
Term	239 Months
Due	Apr 24, 2039

Interest

Rate Type	Adjustable Rate
Rate	5.99%
Adjustable	Adjustable Rate Rider
Type Change Date	May 1, 2020
Change Frequency	Monthly
Min Rate At Change	8.5%
Index	Prime Rate
Margin	3
Max Rate	18%

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBANY NY
Property Address	3286 MARILYN ST, SCHENECTADY, NY 12303-4714
Transaction Type	Mortgage
Record Updated	Aug 19, 2022
Title Company	ACCURATE TITLE GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000790
Date	Jan 13, 2021
Instrument	R2021-00790

Lender

Name	KEY BANK NA
Type	Bank
Address	CLEVELAND, OH 44144

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

Source: Albany County and Guilderland Town assessment roll, as of March 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Albany County
County Subdivision	Guilderland Town
Unified School District	Guilderland Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10,232.00 (+5.02%) Homeowner's exemption
2025	$9,743.00 (+20.63%) Homeowner's exemption	$359,700 (+6.74%) Land $72,000 Building $287,700	$479,600 (+20.97%) Land $96,000 Building $383,600
2023		$337,000 (-) Land $67,000 Building $270,000	$396,471 (+7.06%) Land $78,824 Building $317,647
2022		$337,000 Land $67,000 Building $270,000	$370,330 Land $73,626 Building $296,704
2021	$8,077.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GUILDERLAND TOWN WD serves 30,000 people · EPA ID NY0100205
Water Source	Surface water
Last State Inspection	Aug 2022
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 258 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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