3286 E State Rd 124, Bluffton, IN 46714 Property Records

Wells County property record for 3286 E State Rd 124, Bluffton, IN 46714

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 2,744 sqft · built 1940
Lot Size	0.327 acres (14,244 sqft)
Owner	Individual Name on Record
Last Sale	$199,500 (Apr 2026)
Tax Bill	$1,449 (2025)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Nov 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`90-08-03-200-019.000-004`

Property Details

APN / Parcel Number

Primary APN	`90-08-03-200-019.000-004`
Alternative APNs	`00001544452` `0100744300`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,744 sqft Living Area
1st Floor Area	1,754 sqft
Attic	Attic
Attic Area	1,980 sqft
Basement Area	1,350 sqft
Unfinished Basement	1,350 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1980
Construction Type	Wood
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	14,244 sqft (0.327 acres)
Garage Type	Detached
Garage Area	330 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	00001544452
Street Address	3286 E STATE ROAD 124
City	BLUFFTON
State	IN
Zip	46714-9300
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	03-26-12 N 190' OF W 75' OF E 1435.76' NW 0.327A (3-B)
Jurisdiction	WELLS IN
Township / Civil Division	HARRISON
Census Block Group	1
Census Block	1006
Census Tract	40500

Owner

Source: Wells County records, as of June 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3155 E 200 S, BLUFFTON, IN 46714-9485
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 8, 2026	Warranty Deed, Transfer · Conventional Mortgage STONE MORTGAGE CORPORATION
Nov 27, 2019	Deed of Trust, Mortgage · Conventional Mortgage UNION SAVINGS BANK
Jul 29, 2020	Warranty Deed, Transfer · Conventional Mortgage AMERICAN MORTGAGE SERVICES

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 8, 2026 · Amount on Record
Deed Sale	Apr 8, 2026 · Amount on Record
Prior Sale	Jul 29, 2020 · Amount on Record
Deed Document Number	20261207
Record Updated	Sep 20, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WELLS IN
Recording Date	Apr 8, 2026
Property Address	3286 E STATE ROAD 124, BLUFFTON, IN 46714-9300
Document Number	0000001207
Instrument Date	Apr 6, 2026
Instrument	2026.1207
Transaction Type	Transfer
Record Updated	Apr 27, 2026
Title Company	METROPLITAN TITLE, METROPOLITAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3155 E 200 S, BLUFFTON, IN 46714-9485

Mortgage

Document Number	0000001208,
Date	Apr 8, 2026
Instrument	2026..1208

Lender

Name	STONE MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	5.98%
Initial Type	Fixed Rate
Max Rate	-1%

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WELLS IN
Property Address	3286 E STATE ROAD 124, BLUFFTON, IN 46714-9300
Transaction Type	Mortgage
Record Updated	Jun 12, 2023
Title Company	TRADEMARK TITLE INC, TRADEMARK TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020194225
Date	Nov 27, 2019
Instrument	20194225

Lender

Name	UNION SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Dec 1, 2034

Interest

Rate Type	Fixed Rate

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WELLS IN
Recording Date	Jul 29, 2020
Property Address	3286 E STATE ROAD 124, BLUFFTON, IN 46714-9300
Document Number	0020203189
Instrument Date	Jul 17, 2020
Instrument	20203189
Transaction Type	Transfer
Record Updated	Jun 12, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3286 E STATE ROAD 124, BLUFFTON, IN 46714-9300

Mortgage

Document Number	0020203190
Date	Jul 29, 2020
Instrument	20203190

Lender

Name	AMERICAN MORTGAGE SERVICES

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Wells County assessment roll, as of June 26, 2026

Property Jurisdictions

Type	Name
State	Indiana
Municipality	Bluffton City
County	Wells County
County Subdivision	Harrison Township
Unified School District	Bluffton-Harrison Metropolitan School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,449.00 (+1.9%) Homeowner's exemption	$187,400 (+32.16%) Land $30,600 Building $156,800	$187,400 (+32.16%) Land $30,600 Building $156,800
2024	$1,422.00 (+70.1%)
2023		$141,800 (+4.19%) Land $23,800 Building $118,000	$141,800 (+4.19%) Land $23,800 Building $118,000
2022	$836.00	$136,100 Land $22,200 Building $113,900	$136,100 Land $22,200 Building $113,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	15 (1985–2015)
Claims Outside the SFHA	3 of 15
Most Recent Claim	Jun 2015 · rainfall accumulation
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jul 2003 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLUFFTON UTILITIES WATER DEPT serves 10,298 people · EPA ID IN5290001
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 139 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Craigville Telephone Company Fiber	1,000 / 1,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50

May also be available: Verizon.

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