3286 Dolores Dr, Saint Cloud, MN 56303 Property Records

Stearns County property record for 3286 Dolores Dr, Saint Cloud, MN 56303

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 3,083 sqft · built 1986
Lot Size	0.67 acres (29,185 sqft)
Owner	2 Individual Names on Record
Tax Bill	$6,348 (2026)
Deeds & Mortgages	Jun 2026 Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`82-46457-0650`

Property Details

APN / Parcel Number

Primary APN	`82-46457-0650`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	3,083 sqft Living Area
1st Floor Area	2,381 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Exterior Material	Stone
Roof Material	Other
Lot Area	29,185 sqft (0.67 acres)
Lot Width	147 ft Width
Garage Area	820 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Street Address	3286 DOLORES DR
City	SAINT CLOUD
State	MN
Zip	56303-0427
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 001 BLK 001 DRAGICH ADDITION SECTION 03 TOWNSHIP 124 RANGE 028 SECTION 03 TOWNSHIP 124 RANGE 028
Legal Range	28W
Legal Township	124
Legal Section	03
Legal Subdivision	DRAGICH ADDITION
Legal Block	1
Legal Lot Number	1
Jurisdiction	STEARNS MN
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1013
Census Tract	901

Owner

Source: Stearns County records, as of July 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3286 DOLORES DR, SAINT CLOUD, MN 56303-0427
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEARNS MN
Recording Date	Jun 8, 2026
Property Address	3286 DOLORES DR, SAINT CLOUD, MN 56303-0427
Document Number	0001714647
Instrument Date	Jun 3, 2026
Instrument	20261714647
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3286 DOLORES DR, SAINT CLOUD, MN 56303-0427

Mortgage

Document Number	0001714647,
Date	Jun 8, 2026
Instrument	20261714647

Lender

Name	FALCON NATIONAL BANK

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	3 Months
Due	Sep 30, 2026

Interest

Rate	6.37%
Max Rate	-1%

Tax Assessment & Valuation

Source: Stearns County assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Stearns County
Municipality	St. Cloud City
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,348.00 (+8.18%)	$432,700 (-) Land $120,000 Building $312,700	$432,700 (-) Land $120,000 Building $312,700
2025		$432,700 (-1.59%) Land $120,000 Building $312,700	$432,700 (-1.59%) Land $120,000 Building $312,700
2023	$5,868.00	$439,700 Land $75,000 Building $364,700	$439,700 Land $75,000 Building $364,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	8 (1997–2001)
Claims Outside the SFHA	6 of 8
Most Recent Claim	Apr 2001 · Severe Winter Storms, Flooding, And Tornadoes
Claims by Event	Severe Winter Storms, Flooding, And Tornadoes, Apr 2001 · 4 claims Severe Flooding, High Winds,severe Storms, Apr 1997 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 84% of Minnesota
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Cloud serves 71,321 people · EPA ID MN1730027
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 286 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Intrepid Fiber Networks Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20