3286 Carpenter Way, San Ramon, CA 94582 Property Records

Contra Costa County property record for 3286 Carpenter Way, San Ramon, CA 94582

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 3,177 sqft · built 2014
Lot Size	0.114 acres (4,947 sqft)
Owner	2 Individual Names on File
Last Sale	$1,237,500 (Nov 2014)
Tax Bill	$19,269 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Oct 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`222-610-022-6`

Property Details

APN / Parcel Number

Primary APN	`222-610-022-6`
Alternative APN	`222-610-022`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,177 sqft Living Area
1st Floor Area	1,516 sqft
2nd Floor Area	1,661 sqft

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Lot Area	4,947 sqft (0.114 acres)
Garage Type	Attached
Garage Area	451 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	3286 CARPENTER WAY
City	SAN RAMON
State	CA
Zip	94582-5471
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	T8689 L37
Legal Subdivision	SUBDIVISION 8689
Legal Tract	8689
Legal Lot Number	37
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	TASSAJARA
Census Block Group	3
Census Block	3000
Census Tract	355121

Owner

3286 Carpenter Way is owned and occupied by two individuals who acquired it in August 2021.

Source: Contra Costa County records, as of August 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	3286 CARPENTER WAY, SAN RAMON, CA 94582-5471
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage TRAVIS CU
Oct 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage ALLY BANK
Oct 29, 2021	Intrafamily Transfer, Transfer
Oct 29, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 7, 2014 · Amount on File
Deed Sale	Nov 7, 2014 · Amount on File
Deed Document Number	2014193226
Last Transfer Date	Aug 27, 2021
Transfer Doc	0000303086
Record Updated	Sep 20, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	3286 CARPENTER WAY, SAN RAMON, CA 94582-5471
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	OLD REPUBLIC TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3286 CARPENTER WAY, SAN RAMON, CA 94582-5471

Mortgage

Document Number	0000323052
Date	Dec 23, 2020
Instrument	2020-323052

Lender

Name	TRAVIS CU
Type	Credit Union
Address	VACAVILLE, CA 95687

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.25%
Type Change Date	Jan 1, 2028
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	7.25%
Index	1-Year CMT
Max Rate	7.25%

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	3286 CARPENTER WAY, SAN RAMON, CA 94582-5471
Transaction Type	Mortgage
Record Updated	Nov 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3286 CARPENTER WAY, SAN RAMON, CA 94582-5471

Mortgage

Document Number	0000298302
Date	Oct 25, 2021
Instrument	2021-298302

Lender

Name	ALLY BANK
Type	Bank
Address	CHARLOTTE, NC 28202

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CONTRA COSTA CA
Recording Date	Oct 29, 2021
Property Address	3286 CARPENTER WAY, SAN RAMON, CA 94582-5471
Document Number	0000303085
Map Reference	MB 515 PG 1-8
Instrument Date	Aug 27, 2021
Instrument	2021-303085
Transaction Type	Transfer
Record Updated	Nov 3, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	3286 CARPENTER WAY, SAN RAMON, CA 94582-5471

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CONTRA COSTA CA
Recording Date	Oct 29, 2021
Property Address	3286 CARPENTER WAY, SAN RAMON, CA 94582-5471
Document Number	0000303086
Map Reference	MB 515 PG 1-8
Instrument Date	Aug 27, 2021
Instrument	2021-303086
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	3286 CARPENTER WAY, SAN RAMON, CA 94582-5471

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	San Ramon City
Unified School District	San Ramon Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,516,412 (+2%) Land $735,528 Building $780,884
2025	$19,269.00 (+4.08%) Homeowner's exemption	$1,486,679 (+4.04%) Land $721,106 Building $765,573
2023	$18,513.00 (+1.29%) Homeowner's exemption	$1,428,951 Land $693,105 Building $735,846
2022	$18,277.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3286 Carpenter Way in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3286 Carpenter Way is moderate, ranking above 69% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 69% of the US · above 43% of California
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DUBLIN SAN RAMON SERVICES DISTRICT serves 98,776 people · EPA ID CA0110009
Water Source	Purchased surface water from ZONE 7 WATER AGENCY
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 587 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Sail Internet.

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