Richland County property record for 3286 Bagnal Dr, Columbia, SC 29204
| Property Type | Commercial |
|---|---|
| Details | 2 bd · 1 ba · 1,128 sqft · built 1952 |
| Lot Size | 0.3 acres (13,068 sqft) |
| Owner | Company Name on File |
| Last Sale | $125,000 (Dec 2020) |
| Tax Bill | $2,991 (2025) |
| Deeds & Mortgages | Aug 2021 Line of Credit Aug 2021 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 14001-08-17 |
| Primary APN | 14001-08-17 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,128 sqft Total Area |
| 1st Floor Area | 800 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1952 |
|---|---|
| Effective Year Built | Effective 1952 |
| Architectural Style | Raised Ranch |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 13,068 sqft (0.3 acres) |
| Porch | Slab |
| Porch Area | 328 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 00516695 |
|---|---|
| Street Address | 3286 BAGNAL DR |
| City | COLUMBIA |
| State | SC |
| Zip | 29204-3422 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Local Zoning Code | C-3 |
| Legal Description | TRACT B 66.1X177.2X109.2X139.8 #SU DRUID HILLS #PR RB2553-2422 N-49 |
| Legal Subdivision | DRUID HILLS |
| Legal Tract | B |
| Legal Block | A |
| Legal Lot Number | 33-34 |
| Jurisdiction | RICHLAND SC |
| Township / Civil Division | COLUMBIA |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 1100 |
3286 Bagnal Dr, a commercial property, is owned by a company that bought it in December 2020.
Source: Richland County records, as of July 14, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 3286 BAGNAL DR, COLUMBIA, SC 29204-3422 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 11, 2021 | Deed of Trust, Mortgage · Line of Credit FIRST RELIANCE BANK |
| Aug 11, 2021 | Deed of Trust, Mortgage · Line of Credit FIRST RELIANCE BANK |
| Aug 11, 2021 | Deed of Trust, Mortgage · Line of Credit FIRST RELIANCE BANK |
| Dec 5, 2023 | Deed of Trust, Mortgage · Line of Credit FIRST RELIANCE BANK |
| Dec 14, 2020 | Warranty Deed, Transfer · Line of Credit SOUTHERN FIRST BK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 14, 2020 · Amount on File |
| Deed Sale | Dec 14, 2020 · Amount on File |
| Prior Sale | Aug 29, 2006 · Amount on File |
| Deed Document Number | 202070615 |
| Deed Book / Page | 2564 / 1843 |
| Prior Transfer Date | Aug 25, 2006 |
| Prior Transfer Doc | 0012223783 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHLAND SC |
| Property Address | 3286 BAGNAL DR, COLUMBIA, SC 29204-3422 |
| Transaction Type | Mortgage |
| Record Updated | Apr 11, 2024 |
| Name | Verified Name |
|---|---|
| Address | 3303 FOREST DR, COLUMBIA, SC 29204-4026 |
| Document Number | 0026530562 |
|---|---|
| Date | Aug 11, 2021 |
| Book Page | 2653/562 |
| Instrument | 2021053710 |
| Name | FIRST RELIANCE BANK |
|---|---|
| Type | Bank |
| Address | COLUMBIA, SC 29201 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHLAND SC |
| Property Address | 3286 BAGNAL DR, COLUMBIA, SC 29204-3422 |
| Transaction Type | Mortgage |
| Record Updated | Apr 11, 2024 |
| Name | Verified Name |
|---|---|
| Address | 3303 FOREST DR, COLUMBIA, SC 29204-4026 |
| Document Number | 0026530590 |
|---|---|
| Date | Aug 11, 2021 |
| Book Page | 2653/590 |
| Instrument | 2021053714 |
| Name | FIRST RELIANCE BANK |
|---|---|
| Type | Bank |
| Address | COLUMBIA, SC 29201 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHLAND SC |
| Property Address | 3286 BAGNAL DR, COLUMBIA, SC 29204-3422 |
| Transaction Type | Mortgage |
| Record Updated | Apr 11, 2024 |
| Name | Verified Name |
|---|---|
| Address | 3303 FOREST DR, COLUMBIA, SC 29204-4026 |
| Document Number | 0026530538 |
|---|---|
| Date | Aug 11, 2021 |
| Book Page | 2653/538 |
| Instrument | 2021053706 |
| Name | FIRST RELIANCE BANK |
|---|---|
| Type | Bank |
| Address | COLUMBIA, SC 29201 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHLAND SC |
| Property Address | 3286 BAGNAL DR, COLUMBIA, SC 29204-3422 |
| Transaction Type | Mortgage |
| Record Updated | Apr 11, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0028833806 |
|---|---|
| Date | Dec 5, 2023 |
| Book Page | 2883/3806 |
| Instrument | 2023052274 |
| Name | FIRST RELIANCE BANK |
|---|---|
| Type | Bank |
| Address | COLUMBIA, SC 29201 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RICHLAND SC |
| Recording Date | Dec 14, 2020 |
| Property Address | 3286 BAGNAL DR, COLUMBIA, SC 29204-3422 |
| Document Number | 2564/1846 |
| Book / Page | 002564 / 001846 |
| Instrument Date | Dec 11, 2020 |
| Instrument | 70615 |
| Transaction Type | Transfer |
| Record Updated | Feb 24, 2021 |
| Title Company | NOT AVAILABLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $463.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 3286 BAGNAL RD COLUMBIA SC 29206, COLUMBIA, SC 29206 |
| Document Number | 2564/1851 |
|---|---|
| Date | Dec 14, 2020 |
| Book Page | 002564/001851 |
| Instrument | 70618 |
| Name | SOUTHERN FIRST BK NA |
|---|---|
| Type | Bank |
| Address | CAYCE, SC 29033 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 84 Months |
| Due | Dec 13, 2027 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 3286 Bagnal Dr was $2,991.
Source: Richland County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Richland County |
| Municipality | Forest Acres City |
| Unified School District | Richland School District 1 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,991.00 | $105,800 (-) Land $52,300 Building $53,500 | $105,800 (-) Land $52,300 Building $53,500 |
| 2024 | $105,800 Land $52,300 Building $53,500 | $105,800 (-15.36%) Land $52,300 Building $53,500 | |
| 2023 | $3,627.00 | $125,000 | |
| 2021 | $3,615.00 | $7,500 | $125,000 Land $52,300 Building $72,700 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 3286 Bagnal Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 2 (2015) |
| Most Recent Claim | Oct 2015 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3286 Bagnal Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.7% of South Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF COLUMBIA serves 354,068 people · EPA ID SC4010001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 5 ppb (2021–2023) action level 15 ppb |
| Water Quality | Chlorite resolved · Dec 2024 E. coli resolved · Apr 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 248 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| T-Mobile Fiber · Fixed Wireless | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
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