Indian River County property record for 3286 2nd St, Vero Beach, FL 32968
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,430 sqft · built 1978 |
| Lot Size | 0.33 acres (14,375 sqft) |
| Owner | Individual Name on File |
| Last Sale | $159,900 (Jan 2018) |
| Tax Bill | $1,931 (2025) |
| Deeds & Mortgages | Feb 2023 Second Mortgage Jan 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 33-39-15-00008-0004-00011.0 |
| Primary APN | 33-39-15-00008-0004-00011.0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,430 sqft Living Area |
| 1st Floor Area | 1,230 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1985 |
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Foundation Type | Retaining Wall |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 14,375 sqft (0.33 acres) |
| Lot Dimensions | 120 ft deep x 120 ft wide |
| Garage Area | 294 sqft |
| Driveway | Driveway |
| Driveway Area | 280 sqft |
| Porch | Open Porch |
|---|---|
| Porch Area | 236 sqft |
| Fence | Fence |
| Utility Building | 120 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 79671 |
|---|---|
| Street Address | 3286 2ND ST |
| City | VERO BEACH |
| State | FL |
| Zip | 32968-2538 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-6 |
| Legal Description | EMERSON PARK BLK D LOTS 11 & 12 PBI 3-59 |
| Legal Range | 39 |
| Legal Township | 33 |
| Legal Section | 15 |
| Legal Subdivision | EMERSON PARK SUB |
| Legal Block | D |
| Legal Lot Number | 11-12 12 |
| Jurisdiction | INDIAN RIVER FL |
| Township / Civil Division | VERO BEACH |
| Census Block Group | 3 |
| Census Block | 3016 |
| Census Tract | 50706 |
3286 2nd St is owned and occupied by an individual who bought it in January 2018.
Source: Indian River County records, as of March 5, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 3286 2ND ST, VERO BEACH, FL 32968-2538 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 10, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage BOARD OF COUNTY COMMISSIONERS OF INDIAN |
| Jan 2, 2018 | Warranty Deed, Transfer · Conventional Mortgage CALIBER HOME LOANS INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 2, 2018 · Amount on File |
| Deed Sale | Jan 2, 2018 · Amount on File |
| Deed Document Number | 3120180000223 |
| Deed Book / Page | 3082 / 2443 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Property Address | 3286 2ND ST, VERO BEACH, FL 32968-2538 |
| Transaction Type | Mortgage |
| Record Updated | Feb 21, 2023 |
| Name | Verified Name |
|---|---|
| Address | 1801 27TH ST, VERO BEACH, FL 32960-3388 |
| Document Number | 0035990944 |
|---|---|
| Date | Feb 10, 2023 |
| Book Page | 3599/944 |
| Instrument | 3120230006322 |
| Name | BOARD OF COUNTY COMMISSIONERS OF INDIAN |
|---|---|
| Type | Government Agency |
| Address | VERO BEACH, FL 32960 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Feb 9, 2033 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Recording Date | Jan 2, 2018 |
| Property Address | 3286 2ND ST, VERO BEACH, FL 32968-2538 |
| Document Number | 0030822443 |
| Book / Page | 3082 / 2443 |
| Map Reference | MB3 PG59 |
| Instrument Date | Dec 27, 2017 |
| Instrument | 3120180000223 |
| Transaction Type | Transfer |
| Record Updated | Dec 6, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,119.30 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 12875 81ST ST, 12875, FELLSMERE, FL 32948-5604 |
| Name | Verified Name |
|---|---|
| Address | 3286 2ND ST, VERO BEACH, FL 32968-2538 |
| Document Number | 3120180000224 |
|---|---|
| Date | Jan 2, 2018 |
| Instrument | 3120180000224 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2048 |
The 2025 property tax bill for 3286 2nd St was $1,931.
Source: Indian River County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Indian River County |
| Unified School District | Indian River County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,931.00 | $148,676 | $294,476 Land $66,300 Building $228,176 |
| 2023 | $1,577.00 (+3.27%) | $140,278 (+3%) | $291,882 (+21.18%) Land $66,300 Building $225,582 |
| 2022 | $1,527.00 | $136,192 | $240,860 Land $51,000 Building $189,860 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3286 2nd St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2017.
Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 39 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 39 in force |
| Nearby Flood Claims | 1 (2017) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Nov 2017 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3286 2nd St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | INDIAN RIVER COUNTY UTILITIES (2 WTPS) serves 126,893 people · EPA ID FL3314052 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 14 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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