3285 Whitney Ave, Flint, MI 48532 Property Records

Genesee County property record for 3285 Whitney Ave, Flint, MI 48532

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,195 sqft · built 1950
Lot Size	0.248 acres (10,803 sqft)
Owner	2 Individual Names on Record
Last Sale	$53,900 (Aug 2001)
Tax Bill	$1,144 (2025)
Deeds & Mortgages	Mar 2023 Mortgage Nov 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-22-502-205`

Property Details

APN / Parcel Number

Primary APN	`07-22-502-205`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,195 sqft Living Area
1st Floor Area	1,195 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Foundation Type	Raised
Lot Area	10,803 sqft (0.248 acres)
Lot Dimensions	120 ft deep x 90 ft wide
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	3285 WHITNEY AVE
City	FLINT
State	MI
Zip	48532-5154
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 432 & 433 UTLEY HILLS (78)
Legal Subdivision	UTLEY HILLS
Legal Lot Number	432-433
Jurisdiction	GENESEE MI
Township / Civil Division	FLINT
Census Block Group	3
Census Block	3013
Census Tract	10911

Owner

Source: Genesee County records, as of October 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3285 WHITNEY AVE, FLINT, MI 48532-5154
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 14, 2023	Deed of Trust, Mortgage · Conventional Mortgage PFCU
Nov 17, 2018	Deed of Trust, Mortgage · Conventional Mortgage PFCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 30, 2001 · Amount on Record
Deed Sale	Aug 30, 2001 · Amount on Record
Prior Sale	Jan 20, 1999 · Amount on Record
Deed Document Number	200186882
Record Updated	Oct 29, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GENESEE MI
Property Address	3285 WHITNEY AVE, FLINT, MI 48532-5154
Transaction Type	Mortgage
Record Updated	Aug 8, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3285 WHITNEY AVE, FLINT, MI 48532-5154

Mortgage

Document Number	0000011321
Date	Mar 14, 2023
Instrument	202303140011321

Lender

Name	PFCU
Type	Credit Union
Address	PORTLAND, MI 48875

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Mar 7, 2038

Interest

Rate Type	Adjustable Rate
Rate	8.25%
Adjustable	Adjustable Rate Rider
Type Change Date	Mar 7, 2028
Change Frequency	5 Years
Min Rate At Change	6.25%
Max Rate At Change	10.2%
Index	5-Year CMT
Max Rate	13.2%

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GENESEE MI
Property Address	3285 WHITNEY AVE, FLINT, MI 48532-5154
Document Number	0000100329
Instrument Date	Nov 17, 2018
Transaction Type	Mortgage
Record Updated	Dec 24, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3285 WHITNEY AVE FLINT MI 485325154, FLINT, MI 48532-5154

Mortgage

Document Number	0000100329
Date	Dec 3, 2018
Instrument	100329

Lender

Name	PFCU
Address	PORTLAND, MI 48875

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Dec 2, 2033

Tax Assessment & Valuation

Source: Genesee County assessment roll, as of October 2, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Genesee County
County Subdivision	Flint Charter Township
Unified School District	Carman-Ainsworth Community School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$36,500 (+2.82%) Land $6,400 Building $30,100	$73,000 (+2.82%) Land $12,800 Building $60,200
2025	$1,144.00 (+3.06%) Homeowner's exemption	$35,500 (+19.93%)	$71,000 (+19.93%)
2024	$1,110.00 (+35.7%)
2023		$29,600	$59,200
2021	$818.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 19, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2006)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2006 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GENESEE COUNTY WATER SYSTEM serves 73,726 people · EPA ID MI0002615
Water Source	Purchased surface water from KAREGNONDI WATER AUTHORITY
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2018
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 345 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Metronet.

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