Osceola County property record for 3285 Thunder Cloud Dr, Kissimmee, FL 34746
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,330 sqft · built 1988 |
| Lot Size | 0.12 acres (5,227 sqft) |
| Owner | Individual Name on File |
| Last Sale | $57,700 (Apr 2024) |
| Tax Bill | $3,583 (2025) |
| Flood Zone | Zone A (high risk) |
| APN | 03-25-28-3484-0001-4780 |
| Primary APN | 03-25-28-3484-0001-4780 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,330 sqft Living Area |
| Gross Area | 1,883 sqft |
| 1st Floor Area | 1,330 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Architectural Style | Conventional |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 5,227 sqft (0.12 acres) |
| Lot Dimensions | 94 ft deep x 52 ft wide |
| Garage Type | Attached |
| Garage Area | 441 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 112 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Street Address | 3285 THUNDER CLOUD DR |
|---|---|
| City | KISSIMMEE |
| State | FL |
| Zip | 34746-4887 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | OPUD |
| Legal Description | INDIAN WELLS UNIT 4 PB 4 PG 188 LOT 478 |
| Legal Range | 28E |
| Legal Township | 25S |
| Legal Section | 03 |
| Legal Subdivision | INDIAN WELLS UNIT 4 |
| Legal Tract | 3484 |
| Legal Block | 4780 |
| Legal Lot Number | 478 |
| Legal Unit | 4P |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | KISSIMMEE |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 40809 |
3285 Thunder Cloud Dr is owned and occupied by an individual who bought it in April 2024.
Source: Osceola County records, as of July 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3285 THUNDER CLOUD DR, KISSIMMEE, FL 34746-4887 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 11, 2024 · Amount on File |
| Deed Sale | Apr 11, 2024 · Amount on File |
| Prior Sale | Jul 2, 2015 · Amount on File |
| Deed Document Number | 202446918 |
| Deed Book / Page | 6581 / 758 |
| Prior Transfer Date | Apr 8, 2015 |
| Prior Transfer Doc | 0048030106 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 3285 Thunder Cloud Dr was $3,583, up 2% from the year before.
Source: Osceola County assessment roll, as of November 26, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,583.00 (+2.02%) | $201,032 | $272,500 Land $85,000 Building $187,500 |
| 2024 | $3,512.00 (+6.81%) | ||
| 2023 | $3,288.00 (+10.19%) Homeowner's exemption | $204,856 (+10.83%) | $254,300 (+16.22%) Land $48,000 Building $206,300 |
| 2022 | $2,984.00 Homeowner's exemption | $184,843 | $218,800 Land $40,000 Building $178,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3285 Thunder Cloud Dr in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 31 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 31 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3285 Thunder Cloud Dr is moderate, ranking above 67% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 67% of the US · above 45% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOHO WATER AUTHORITY EASTERN private · serves 110,102 people · EPA ID FL3490751 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 289 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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