3285 Three Locks Rd, Chillicothe, OH 45601 Property Records

Ross County property record for 3285 Three Locks Rd, Chillicothe, OH 45601

Property Summary

Property Type	Single Family Home
Details	1 ba · 936 sqft · built 1973
Lot Size	1.52 acres (66,211 sqft)
Owner	Individual Name on Record
Last Sale	$62,500 (May 2018)
Tax Bill	$926 (2025)
Deeds & Mortgages	May 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`12-15-11-015.000`

Property Details

APN / Parcel Number

Primary APN	`12-15-11-015.000`
Alternative APN	`151101`

Interior

Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	936 sqft Living Area
Gross Area	1,458 sqft
1st Floor Area	936 sqft
Flooring	Plywood
Interior Walls	Plaster

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Other
Lot Area	66,211 sqft (1.52 acres)
Terrain	Rolling
Garage Type	Attached
Garage Area	522 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Deck Area	24 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	151101
Street Address	3285 THREE LOCKS RD
City	CHILLICOTHE
State	OH
Zip	45601-8975
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	3285 THREE LOCKS RD RES 15-11-15 0175/0070
Jurisdiction	ROSS OH
Township / Civil Division	FRANKLIN
Census Block Group	1
Census Block	1036
Census Tract	956700

Owner

Source: Ross County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3285 THREE LOCKS RD, CHILLICOTHE, OH 45601-8975
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 14, 2018 · Amount on Record
Deed Sale	May 14, 2018 · Amount on Record
Deed Document Number	20183338
Deed Book / Page	522 / 190
Record Updated	Sep 20, 2026

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROSS OH
Recording Date	May 14, 2018
Property Address	3285 THREE LOCKS RD, CHILLICOTHE, OH 45601-8975
Document Number	0005220190
Book / Page	0522 / 0190
Instrument Date	May 14, 2018
Instrument	201800003338
Transaction Type	Transfer
Record Updated	Jul 16, 2021
Title Company	NORTHWEST TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3285 THREE LOCKS RD, CHILLICOTHE, OH 45601-8975

Mortgage

Document Number	201800003339
Date	May 14, 2018
Instrument	201800003339

Lender

Name	WESBANCO BANK INC
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2048

Tax Assessment & Valuation

Source: Ross County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Ross County
County Subdivision	Franklin Township
Unified School District	Southeastern Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$926.00 (+0.65%)	$28,930 (+12.09%) Land $3,460 Building $25,470	$82,660 (+12.11%) Land $9,880 Building $72,780
2024	$920.00 (-1.81%) Homeowner's exemption	$25,810 (-) Land $3,460 Building $22,350	$73,730 (-) Land $9,880 Building $63,850
2023	$937.00 (-0.21%) Homeowner's exemption	$25,810 (-) Land $3,460 Building $22,350
2022	$939.00 Homeowner's exemption	$25,810 Land $3,460 Building $22,350	$73,730 Land $9,880 Building $63,850

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	26 (1990–2008)
Claims Outside the SFHA	2 of 26
Most Recent Claim	Apr 2008 · rainfall accumulation
Claims by Event	Severe Winter Storms, Flooding, And Mudslides, Jan 2005 · 2 claims Severe Storms And Flooding, Mar 1997 · 3 claims Severe Storms, Tornadoes & Flooding, Jul 1992 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROSS COUNTY WATER CO INC private · serves 35,345 people · EPA ID OH7101412
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20