3285 NW Celilo Ln, Bend, OR 97703 Property Records

Deschutes County property record for 3285 NW Celilo Ln, Bend, OR 97703

Property Summary

Property Type	Single Family Home
Details	2,917 sqft · built 2023
Lot Size	0.48 acres (20,909 sqft)
Owner	Individual Name on Record
Tax Bill	$15,470 (2025)
Deeds & Mortgages	Sep 2023 Construction Loan Mar 2023 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`171135 DB 03600`

Property Details

APN / Parcel Number

Primary APN	`171135 DB 03600`
Alternative APN	`286146`

Interior

Stories	2 Stories
Building Area	2,917 sqft Living Area

Exterior

Year Built	Built 2023
Lot Area	20,909 sqft (0.48 acres)
Garage Type	Mixed
Garage Area	1,100 sqft

Location & Zoning

Account Number	286146
Street Address	3285 NW CELILO LN
City	BEND
State	OR
Zip	97703-2288
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT:181 SUBD:DISCOVERY WEST PHASE 4 SEC/TWN/RNG/MER:SEC 35 TWN 17 RNG 11 MAP REF:171135-DB
Legal Subdivision	DISCOVERY WEST PHASE 4
Legal Lot Number	181
Jurisdiction	DESCHUTES OR
Township / Civil Division	BEND
Census Block Group	3
Census Block	3016
Census Tract	1302

Owner

Source: Deschutes County records, as of January 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	3285 NW CELILO LN, BEND, OR 97703-2288
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 11, 2023	Deed of Trust, Mortgage · Construction Mortgage FIRST INTERSTATE BANK
Mar 28, 2023	Intrafamily Transfer, Transfer
Jan 9, 2023	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 9, 2023
Deed Sale	Jan 9, 2023
Prior Sale	Jan 9, 2023
Deed Document Number	0000000417
Last Transfer Date	Mar 28, 2023
Transfer Doc	0000007015
Record Updated	Jun 8, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	3285 NW CELILO LN, BEND, OR 97703-2288
Transaction Type	Mortgage
Record Updated	Nov 17, 2023
Title Company	AMERITITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1156 NW SKYLINE RANCH RD, BEND, OR 97703-2297

Mortgage

Document Number	0000022634
Date	Sep 11, 2023
Instrument	2023-22634

Lender

Name	FIRST INTERSTATE BANK
Type	Bank
Address	BEND, OR 97703

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	373 Months
Due	Oct 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	8%
Adjustable	Adjustable Rate Rider
Type Change Date	Oct 1, 2031
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	13%
Margin	3
Max Rate	13%

March 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DESCHUTES OR
Recording Date	Mar 28, 2023
Property Address	3285 NW CELILO LN, BEND, OR 97703-2288
Document Number	0000007015
Instrument Date	Mar 28, 2023
Instrument	2023-07015
Transaction Type	Transfer
Record Updated	Nov 17, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1156 NW SKYLINE RANCH RD, BEND, OR 97703-2297

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESCHUTES OR
Recording Date	Jan 9, 2023
Property Address	3285 NW CELILO LN, BEND, OR 97703-2288
Document Number	0000000417
Instrument Date	Jan 6, 2023
Instrument	2023-00417
Transaction Type	Transfer
Record Updated	Nov 17, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1156 NW SKYLINE RANCH RD, BEND, OR 97703-2297

Tax Assessment & Valuation

Source: Deschutes County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Deschutes County
Municipality	Bend City
Unified School District	Bend-La Pine Administrative School District 1 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$15,470.00 (+45.44%)	$915,630 (+44.12%)	$2,319,300 (+36.76%) Land $632,200 Building $1,687,100
2024	$10,637.00	$635,320	$1,695,950 Land $625,700 Building $1,070,250

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 11, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 69% of the US · lower than 69% of Oregon
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BEND serves 77,704 people · EPA ID OR4100100
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 136 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	1,000 / 1,000
CenturyLink Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon, Yellowknife Wireless.

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