3285 N Middletown Rd, Paris, KY 40361 Property Records

Bourbon County property record for 3285 N Middletown Rd, Paris, KY 40361

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,834 sqft
Lot Size	7.48 acres (326,264 sqft)
Owner	Individual Name on File
Last Sale	$210,000 (Mar 2023)
Tax Bill	$1,380 (2025)
Deeds & Mortgages	Mar 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`062-10-01-014.00`

Property Details

APN / Parcel Number

Primary APN	`062-10-01-014.00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,834 sqft Living Area
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Exterior Material	Aluminum/Vinyl
Foundation Type	Stone
Lot Area	326,264 sqft (7.48 acres)

Utilities, Heating & Cooling

Heating System	Oil

Location & Zoning

Street Address	3285 N MIDDLETOWN RD
City	PARIS
State	KY
Zip	40361-9154
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	H & L - 3285 N MIDDLETOWN RD - N M'TOWN
Jurisdiction	BOURBON KY
Township / Civil Division	NORTH MIDDLETOWN
Census Block Group	2
Census Block	2020
Census Tract	30600

Owner

3285 N Middletown Rd is owned and occupied by an individual who bought it in March 2023.

Source: Bourbon County records, as of December 17, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	3285 N MIDDLETOWN RD, PARIS, KY 40361-9154
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 28, 2023 · Amount on File
Deed Sale	Mar 28, 2023 · Amount on File
Deed Document Number	799887
Deed Book / Page	325 / 190
Record Updated	Jun 8, 2026

March 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	BOURBON KY
Recording Date	Mar 28, 2023
Property Address	3285 N MIDDLETOWN RD, PARIS, KY 40361-9154
Document Number	000325/190
Book / Page	325 / 190
Instrument Date	Feb 17, 2023
Instrument	799887
Transaction Type	Transfer
Record Updated	Dec 18, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$210.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	220 HOUSTON ANTIOCH ROAD, LEXINGTON, KY 40416

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3285 N MIDDLETOWN RD, PARIS, KY 40361-9154

Mortgage

Document Number	0000799888
Date	Mar 28, 2023
Instrument	799888

Lender

Name	COMMUNITY TRUST BANK INC
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.5%
Type Change Date	Mar 1, 2030
Change Frequency	Annually
Min Rate At Change	3.5%
Max Rate At Change	7.5%
Index	1-Year T-Bill
Max Rate	11.5%

Tax Assessment & Valuation

The 2025 property tax bill for 3285 N Middletown Rd was $1,380 with a homeowner's exemption.

Source: Bourbon County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Bourbon County
Municipality	North Middletown City
Unified School District	Bourbon County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,380.00 Homeowner's exemption	$210,000 Land $10,000 Building $200,000	$210,000 Land $10,000 Building $200,000
2023	$1,106.00	$126,400 Land $10,000 Building $116,400	$126,400 Land $10,000 Building $116,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3285 N Middletown Rd in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 1997.

Source: FEMA National Flood Hazard Layer, effective February 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	11 (1997–2018)
Claims Outside the SFHA	10 of 11
Most Recent Claim	Sep 2018 · river or lake flooding
Claims by Event	Severe Storms, Tornadoes, Flooding, Landslides, And Mudslides, Apr 2015 · 2 claims Severe Storms, Flooding, Mudslides, And Tornadoes, May 2010 · 2 claims Severe Storm, Flooding, And Tornadoes, Mar 1997 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3285 N Middletown Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JUDY WATER ASSOCIATION private · serves 5,539 people · EPA ID KY0870147
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2025
Lead	6 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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