3285 Countryside View Dr, Saint Cloud, FL 34772 Property Records

Osceola County property record for 3285 Countryside View Dr, Saint Cloud, FL 34772

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,222 sqft · built 2003
Lot Size	0.252 acres (10,977 sqft)
Owner	2 Individual Names on Record
Last Sale	$199,000 (Jul 2014)
Tax Bill	$2,788 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Nov 2022 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`26-26-30-0628-0001-1740`

Property Details

APN / Parcel Number

Primary APN	`26-26-30-0628-0001-1740`
Alternative APNs	`263026062800011740` `88220`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,222 sqft Living Area
Gross Area	2,917 sqft
1st Floor Area	2,222 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,977 sqft (0.252 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	In-Ground Pool
Pool Area	375 sqft
Porch	Finished/Open Porch
Porch Area	295 sqft
Deck Area	305 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	3285 COUNTRYSIDE VIEW DR
City	SAINT CLOUD
State	FL
Zip	34772-7052
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR1B
Legal Description	SAWGRASS UNIT 3A PB 12 PG 37-38 LOT 174
Legal Range	30E
Legal Township	26S
Legal Section	26
Legal Subdivision	SAWGRASS UNIT 3A
Legal Tract	628
Legal Block	1740
Legal Lot Number	174
Legal Unit	3A
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	2
Census Block	2001
Census Tract	43304

Owner

Source: Osceola County records, as of March 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3285 COUNTRYSIDE VIEW DR, SAINT CLOUD, FL 34772-7052
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Mar 17, 2026	Deed of Trust, Mortgage · Conventional Mortgage THE MORTGAGE FIRM INC
Nov 3, 2022	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Jun 13, 2017	Deed of Trust, Mortgage · Conventional Mortgage FIRSTBANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 18, 2014 · Amount on Record
Deed Sale	Jul 18, 2014 · Amount on Record
Prior Sale	May 30, 2014
Deed Document Number	2014101850
Deed Book / Page	4638 / 1118
Last Transfer Date	Sep 21, 2022
Transfer Doc	0063102468
Record Updated	Jun 8, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	3285 COUNTRYSIDE VIEW DR, SAINT CLOUD, FL 34772-7052
Transaction Type	Mortgage
Record Updated	Mar 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3285 COUNTRYSIDE VIEW DR, SAINT CLOUD, FL 34772-7052

Mortgage

Document Number	0069390166
Date	Mar 17, 2026
Book Page	6939/166
Instrument	2026035550

Lender

Name	THE MORTGAGE FIRM INC
Type	Mortgage Company
Address	ALTAMONTE SPRINGS, FL 32714

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

November 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OSCEOLA FL
Recording Date	Nov 3, 2022
Property Address	3285 COUNTRYSIDE VIEW DR, SAINT CLOUD, FL 34772-7052
Document Number	0063102468
Book / Page	6310 / 2468
Map Reference	MB 12 PG 37&38
Instrument Date	Sep 21, 2022
Instrument	2022162098
Transaction Type	Transfer
Record Updated	Nov 22, 2022
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1870 RAYMOND DR, 1870, SAINT CLOUD, FL 34769-5547

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3285 COUNTRYSIDE VIEW DR, SAINT CLOUD, FL 34772-7052

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	3285 COUNTRYSIDE VIEW DR, SAINT CLOUD, FL 34772-7052
Document Number	0051661481
Instrument Date	Jun 13, 2017
Transaction Type	Mortgage
Record Updated	Aug 23, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3285 COUNTRYSIDE VIEW DR ST CLOUD FL 347727052, ST CLOUD, FL 34772-7052

Mortgage

Document Number	0051661481
Date	Jun 20, 2017
Book Page	005166/001481
Instrument	89365

Lender

Name	FIRSTBANK
Type	Bank
Address	FRANKLIN, TN 37067

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jun 19, 2037

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,788.00 (+3.6%)	$198,691 (+5.99%)	$417,800 (+9.54%) Land $75,000 Building $342,800
2024	$2,691.00 (+2.83%)
2023	$2,617.00 (+3.85%) Homeowner's exemption	$187,468 (+3%)	$381,400 (+24.8%) Land $65,000 Building $316,400
2022	$2,520.00 Homeowner's exemption	$182,008	$305,600 Land $60,000 Building $245,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 36 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	36 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 87% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 340 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: CenturyLink.

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