Pasco County property record for 32840 Emily Loop, Wesley Chapel, FL 33543
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,857 sqft · built 2012 |
| Lot Size | 0.196 acres (8,556 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $239,000 (May 2017) |
| Tax Bill | $3,494 (2025) |
| Deeds & Mortgages | Feb 2026 Line of Credit Jul 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 23-26-20-0020-00000-1480 |
| Primary APN | 23-26-20-0020-00000-1480 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,857 sqft Living Area |
| Gross Area | 2,577 sqft |
| 1st Floor Area | 1,857 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2012 |
|---|---|
| Exterior Material | Concrete Block |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 8,556 sqft (0.196 acres) |
| Garage Area | 650 sqft |
| Driveway | Driveway |
| Driveway Area | 862 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 70 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Account Number | 0554809 |
|---|---|
| Street Address | 32840 EMILY LOOP |
| City | WESLEY CHAPEL |
| State | FL |
| Zip | 33543-5354 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MPUD |
| Legal Description | ASHTON OAKS PHASE 2 PB 63 PG 100 LOT 148 OR 9535 PG 316 |
| Legal Range | 20E |
| Legal Township | 26S |
| Legal Section | 23 |
| Legal Subdivision | ASHTON OAKS SUBDIVISION |
| Legal Phase | 2 |
| Legal Tract | 20 |
| Legal Lot Number | 148 |
| Jurisdiction | PASCO FL |
| Township / Civil Division | CENTRAL PASCO |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 32108 |
Source: Pasco County records, as of December 19, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 32840 EMILY LOOP, WESLEY CHAPEL, FL 33543-5354 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 11, 2026 | Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK NA |
| Jul 15, 2020 | Deed of Trust, Mortgage · Conventional with PMI NFM LNDG |
| May 3, 2017 | Warranty Deed, Transfer · FHA Mortgage NFM LNDG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 3, 2017 · Amount on Record |
| Deed Sale | May 3, 2017 · Amount on Record |
| Prior Sale | Jun 19, 2012 · Amount on Record |
| Deed Document Number | 2017066013 |
| Deed Book / Page | 9535 / 0316 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASCO FL |
| Property Address | 32840 EMILY LOOP, WESLEY CHAPEL, FL 33543-5354 |
| Transaction Type | Mortgage |
| Record Updated | Feb 20, 2026 |
| Title Company | IN TITLE, FIN TITLE |
| Name | Verified Name |
|---|---|
| Address | 32840 EMILY LOOP, WESLEY CHAPEL, FL 33543-5354 |
| Document Number | 0113623387 |
|---|---|
| Date | Feb 11, 2026 |
| Book Page | 11362/3387 |
| Instrument | 2026025930 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45263 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jan 25, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASCO FL |
| Property Address | 32840 EMILY LOOP, WESLEY CHAPEL, FL 33543-5354 |
| Document Number | 0101410241 |
| Instrument Date | Jul 15, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 24, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 32840 EMILY LOOP WESLEY CHAPEL FL 335435354, WESLEY CHAPEL, FL 33543-5354 |
| Document Number | 0101410241 |
|---|---|
| Date | Jul 22, 2020 |
| Book Page | 010141/000241 |
| Instrument | 116793 |
| Name | NFM LNDG |
|---|---|
| Address | LINTHICUM, MD 21090 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jul 21, 2040 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PASCO FL |
| Recording Date | May 3, 2017 |
| Property Address | 32840 EMILY LOOP, WESLEY CHAPEL, FL 33543-5354 |
| Document Number | 0095350316 |
| Book / Page | 009535 / 000316 |
| Instrument Date | Apr 17, 2017 |
| Instrument | 66013 |
| Transaction Type | Transfer |
| Record Updated | May 22, 2017 |
| Title Company | SUNBELT TITLE (AGENCY) |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,673.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 32840 EMILY LOOP WESLEY CHAPEL FL 335435354, WESLEY CHAPEL, FL 33543-5354 |
| Document Number | 95350317 |
|---|---|
| Date | May 3, 2017 |
| Book Page | 009535/000317 |
| Instrument | 66014 |
| Name | NFM LNDG |
|---|---|
| Address | LINTHICUM, MD 21090 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 2, 2047 |
Source: Pasco County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pasco County |
| Unified School District | Pasco County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,494.00 (+6.43%) Homeowner's exemption | $229,380 (+5.98%) Land $60,033 Building $169,347 | $329,359 (-2.54%) Land $60,033 Building $269,326 |
| 2023 | $3,283.00 (+11.02%) Additional exemption filed | $216,430 (+3%) Land $52,533 Building $163,897 | $337,960 (+21.6%) Land $52,533 Building $285,427 |
| 2022 | $2,957.00 Homeowner's exemption | $210,130 Land $44,183 Building $165,947 | $277,934 Land $44,183 Building $233,751 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 161 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 161 in force |
| Nearby Flood Claims | 11 (1997–2024) |
| Claims Outside the SFHA | 3 of 11 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 70% of the US · above 51% of Florida |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PCUD-PASCO COUNTY REGIONAL PWS serves 214,403 people · EPA ID FL6511361 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Total trihalomethanes not recorded as resolved · Jan 2026 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 10 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 105 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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